Is Westamerica Bancorporation Stock a Good Investment?
Westamerica Bancorporation Investment Advice | WABC |
- Examine Westamerica Bancorporation's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Westamerica Bancorporation's leadership team and their track record. Good management can help Westamerica Bancorporation navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact Westamerica Bancorporation's business and its evolving consumer preferences.
- Compare Westamerica Bancorporation's performance and market position to its competitors. Analyze how Westamerica Bancorporation is positioned in terms of product offerings, innovation, and market share.
- Check if Westamerica Bancorporation pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Westamerica Bancorporation's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Westamerica Bancorporation stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Westamerica Bancorporation is a good investment.
Sell | Buy |
Strong Hold
Market Performance | Very Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Follows the market closely | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Hold | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine Westamerica Bancorporation Stock
Researching Westamerica Bancorporation's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 79.0% of the company outstanding shares are owned by institutional investors. The company has Price to Book (P/B) ratio of 1.54. Historically many companies with similar price-to-book (P/B) ratio do better than the market in the long run. Westamerica Bancorporation recorded earning per share (EPS) of 5.2. The entity last dividend was issued on the 3rd of February 2025. The firm had 3:1 split on the 26th of February 1998.
To determine if Westamerica Bancorporation is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Westamerica Bancorporation's research are outlined below:
| Westamerica Bancorporation generated a negative expected return over the last 90 days | |
| Over 79.0% of the company outstanding shares are owned by institutional investors | |
| On 14th of February 2025 Westamerica Bancorporation paid $ 0.44 per share dividend to its current shareholders | |
| Latest headline from MacroaxisInsider: Insider Trading |
Westamerica Bancorporation Quarterly Liabilities And Stockholders Equity |
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Westamerica Bancorporation uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Westamerica Bancorporation. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Westamerica Bancorporation's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 18th of April 2024 Upcoming Quarterly Report | View | |
| 18th of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 16th of January 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
Earnings surprises can significantly impact Westamerica Bancorporation's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Westamerica Bancorporation's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
1997-07-15 | 1997-06-30 | 0.31 | 0.36 | 0.05 | 16 | ||
2018-01-18 | 2017-12-31 | 0.58 | 0.64 | 0.06 | 10 | ||
2020-07-16 | 2020-06-30 | 0.65 | 0.72 | 0.07 | 10 | ||
2021-07-15 | 2021-06-30 | 0.76 | 0.84 | 0.08 | 10 | ||
2008-10-15 | 2008-09-30 | 0.7 | 0.78 | 0.08 | 11 | ||
2022-07-21 | 2022-06-30 | 0.84 | 0.94 | 0.1 | 11 | ||
2009-04-17 | 2009-03-31 | 0.69 | 0.8 | 0.11 | 15 | ||
2023-04-20 | 2023-03-31 | 1.37 | 1.51 | 0.14 | 10 |
Know Westamerica Bancorporation's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Westamerica Bancorporation is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Westamerica Bancorporation backward and forwards among themselves. Westamerica Bancorporation's institutional investor refers to the entity that pools money to purchase Westamerica Bancorporation's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Rbo & Co Llc | 2024-12-31 | 294.7 K | Charles Schwab Investment Management Inc | 2024-12-31 | 272.8 K | Manufacturers Life Insurance Co | 2024-12-31 | 255.7 K | Bank Of New York Mellon Corp | 2024-12-31 | 247.6 K | Amvescap Plc. | 2024-12-31 | 247.1 K | Maltese Capital Management Llc | 2024-12-31 | 244.4 K | Goldman Sachs Group Inc | 2024-12-31 | 182.1 K | Ameriprise Financial Inc | 2024-12-31 | 168.8 K | Arrowstreet Capital Limited Partnership | 2024-12-31 | 158.4 K | Blackrock Inc | 2024-12-31 | 3.9 M | Vanguard Group Inc | 2024-12-31 | 3.5 M |
Westamerica Bancorporation's market capitalization trends
The company currently falls under 'Mid-Cap' category with a current market capitalization of 1.37 B.Market Cap |
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Westamerica Bancorporation's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.02 | 0.01 | |
| Return On Capital Employed | 0.04 | 0.04 | |
| Return On Assets | 0.02 | 0.01 | |
| Return On Equity | 0.16 | 0.19 |
Determining Westamerica Bancorporation's profitability involves analyzing its financial statements and using various financial metrics to determine if Westamerica Bancorporation is a good buy. For example, gross profit margin measures Westamerica Bancorporation's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Westamerica Bancorporation's profitability and make more informed investment decisions.
Please note, the presentation of Westamerica Bancorporation's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Westamerica Bancorporation's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Westamerica Bancorporation's management manipulating its earnings.
Evaluate Westamerica Bancorporation's management efficiency
Westamerica Bancorporation has return on total asset (ROA) of 0.0223 % which means that it generated a profit of $0.0223 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1667 %, meaning that it created $0.1667 on every $100 dollars invested by stockholders. Westamerica Bancorporation's management efficiency ratios could be used to measure how well Westamerica Bancorporation manages its routine affairs as well as how well it operates its assets and liabilities. The current year's Return On Equity is expected to grow to 0.19, whereas Return On Tangible Assets are forecasted to decline to 0.01. At present, Westamerica Bancorporation's Other Assets are projected to decrease significantly based on the last few years of reporting. The current year's Total Current Assets is expected to grow to about 4.2 B, whereas Total Assets are forecasted to decline to about 4.8 B.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 33.35 | 35.02 | |
| Tangible Book Value Per Share | 28.79 | 30.23 | |
| Enterprise Value Over EBITDA | 8.63 | 12.02 | |
| Price Book Value Ratio | 1.57 | 3.06 | |
| Enterprise Value Multiple | 8.63 | 12.02 | |
| Price Fair Value | 1.57 | 3.06 | |
| Enterprise Value | 1.4 B | 1.4 B |
Westamerica Bancorporation's management has consistently demonstrated strong leadership, driving both financial growth and operational excellence. By analyzing current market trends and future growth opportunities, we assess the stock's true value and potential for investors.
Basic technical analysis of Westamerica Stock
As of the 27th of March, Westamerica Bancorporation maintains the Standard Deviation of 1.39, mean deviation of 1.05, and Market Risk Adjusted Performance of (0.01). Relative to fundamental indicators, the technical analysis model lets you check existing technical drivers of Westamerica Bancorporation, as well as the relationship between them.Westamerica Bancorporation's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Westamerica Bancorporation insiders, such as employees or executives, is commonly permitted as long as it does not rely on Westamerica Bancorporation's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Westamerica Bancorporation insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
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Sousa John Joseph Iii over a week ago Insider Trading | ||
Sousa John Joseph Iii over a week ago Insider Trading | ||
Sousa John Joseph Iii over a week ago Insider Trading | ||
Sousa John Joseph Iii over a week ago Insider Trading |
Westamerica Bancorporation's Outstanding Corporate Bonds
Westamerica Bancorporation issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Westamerica Bancorporation uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Westamerica bonds can be classified according to their maturity, which is the date when Westamerica Bancorporation has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
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Understand Westamerica Bancorporation's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Westamerica Bancorporation's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.002 | |||
| Market Risk Adjusted Performance | (0.01) | |||
| Mean Deviation | 1.05 | |||
| Coefficient Of Variation | (44,393) | |||
| Standard Deviation | 1.39 | |||
| Variance | 1.93 | |||
| Information Ratio | (0.01) | |||
| Jensen Alpha | (0.01) | |||
| Total Risk Alpha | (0.01) | |||
| Treynor Ratio | (0.02) | |||
| Maximum Drawdown | 6.49 | |||
| Value At Risk | (2.66) | |||
| Potential Upside | 2.31 | |||
| Skewness | (0.13) | |||
| Kurtosis | 0.5817 |
| Risk Adjusted Performance | 0.002 | |||
| Market Risk Adjusted Performance | (0.01) | |||
| Mean Deviation | 1.05 | |||
| Coefficient Of Variation | (44,393) | |||
| Standard Deviation | 1.39 | |||
| Variance | 1.93 | |||
| Information Ratio | (0.01) | |||
| Jensen Alpha | (0.01) | |||
| Total Risk Alpha | (0.01) | |||
| Treynor Ratio | (0.02) | |||
| Maximum Drawdown | 6.49 | |||
| Value At Risk | (2.66) | |||
| Potential Upside | 2.31 | |||
| Skewness | (0.13) | |||
| Kurtosis | 0.5817 |
Consider Westamerica Bancorporation's intraday indicators
Westamerica Bancorporation intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Westamerica Bancorporation stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
| Accumulation Distribution | 2704.79 | |||
| Daily Balance Of Power | (0.49) | |||
| Rate Of Daily Change | 0.99 | |||
| Day Median Price | 51.3 | |||
| Day Typical Price | 51.16 | |||
| Price Action Indicator | (0.64) | |||
| Period Momentum Indicator | (0.49) | |||
| Relative Strength Index | 51.06 |
Westamerica Bancorporation Corporate Filings
| 14th of March 2025 Other Reports | ViewVerify | |
F4 | 5th of March 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
10K | 28th of February 2025 Annual report required by the U.S. Securities and Exchange Commission (SEC) of a company financial performance | ViewVerify |
8K | 27th of February 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
Westamerica Stock media impact
Far too much social signal, news, headlines, and media speculation about Westamerica Bancorporation that are available to investors today. That information is available publicly through Westamerica media outlets and privately through word of mouth or via Westamerica internal channels. However, regardless of the origin, that massive amount of Westamerica data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Westamerica Bancorporation news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Westamerica Bancorporation relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Westamerica Bancorporation's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Westamerica Bancorporation alpha.
Westamerica Bancorporation Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Westamerica Bancorporation can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Westamerica Bancorporation Corporate Management
| Kris Irvine | VP Secretary | Profile | |
| Curtis Belton | Senior Officer | Profile | |
| Jesse Leavitt | VP CFO | Profile | |
| John III | Senior Treasurer | Profile | |
| Anela Jonas | Senior Officer | Profile | |
| Diane Cunningham | Corporate Secretary | Profile |
Already Invested in Westamerica Bancorporation?
The danger of trading Westamerica Bancorporation is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of Westamerica Bancorporation is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than Westamerica Bancorporation. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile Westamerica Bancorporation is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
When determining whether Westamerica Bancorporation offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Westamerica Bancorporation's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Westamerica Bancorporation Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Westamerica Bancorporation Stock: Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in Westamerica Bancorporation. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. For information on how to trade Westamerica Stock refer to our How to Trade Westamerica Stock guide.You can also try the Cryptocurrency Center module to build and monitor diversified portfolio of extremely risky digital assets and cryptocurrency.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Westamerica Bancorporation. If investors know Westamerica will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Westamerica Bancorporation listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.20) | Dividend Share 1.76 | Earnings Share 5.2 | Revenue Per Share | Quarterly Revenue Growth (0.13) |
The market value of Westamerica Bancorporation is measured differently than its book value, which is the value of Westamerica that is recorded on the company's balance sheet. Investors also form their own opinion of Westamerica Bancorporation's value that differs from its market value or its book value, called intrinsic value, which is Westamerica Bancorporation's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Westamerica Bancorporation's market value can be influenced by many factors that don't directly affect Westamerica Bancorporation's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between Westamerica Bancorporation's value and its price, as these two are different measures arrived at by various means. Investors typically determine if Westamerica Bancorporation is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Westamerica Bancorporation's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.