Is Voya Financial Stock a Good Investment?
Voya Financial Investment Advice | VOYA |
- Examine Voya Financial's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Voya Financial's leadership team and their track record. Good management can help Voya Financial navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Diversified Financial Services space and any emerging trends that could impact Voya Financial's business and its evolving consumer preferences.
- Compare Voya Financial's performance and market position to its competitors. Analyze how Voya Financial is positioned in terms of product offerings, innovation, and market share.
- Check if Voya Financial pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Voya Financial's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Voya Financial stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Voya Financial is a good investment.
Sell | Buy |
Strong Buy
Market Performance | Good | Details | |
Volatility | Very steady | Details | |
Hype Condition | Over hyped | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Very Low | Details | |
Economic Sensitivity | Responds to the market | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine Voya Financial Stock
Researching Voya Financial's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 100.0% of the company outstanding shares are owned by institutional investors. The company has Price to Book (P/B) ratio of 1.68. Historically many companies with similar price-to-book (P/B) ratio do better than the market in the long run. Voya Financial has Price/Earnings To Growth (PEG) ratio of 1.19. The entity recorded earning per share (EPS) of 6.31. The firm last dividend was issued on the 26th of November 2024.
To determine if Voya Financial is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Voya Financial's research are outlined below:
| Over 100.0% of the company outstanding shares are owned by institutional investors | |
| Latest headline from thelincolnianonline.com: Prospector Partners LLC Increases Stock Position in Voya Financial, Inc. |
Voya Financial uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Voya Financial. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Voya Financial's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 6th of February 2024 Upcoming Quarterly Report | View | |
| 7th of May 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 6th of February 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
Earnings surprises can significantly impact Voya Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Voya Financial's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2014-05-07 | 2014-03-31 | 0.65 | 0.57 | -0.08 | 12 | ||
2018-05-01 | 2018-03-31 | 0.86 | 0.77 | -0.09 | 10 | ||
2017-05-03 | 2017-03-31 | 0.72 | 0.81 | 0.09 | 12 | ||
2013-08-07 | 2013-06-30 | 0.62 | 0.71 | 0.09 | 14 | ||
2017-02-08 | 2016-12-31 | 0.79 | 0.91 | 0.12 | 15 | ||
2016-02-10 | 2015-12-31 | 0.79 | 0.91 | 0.12 | 15 | ||
2014-08-06 | 2014-06-30 | 0.7 | 0.83 | 0.13 | 18 | ||
2016-05-04 | 2016-03-31 | 0.7 | 0.55 | -0.15 | 21 |
Know Voya Financial's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Voya Financial is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Voya Financial backward and forwards among themselves. Voya Financial's institutional investor refers to the entity that pools money to purchase Voya Financial's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Massachusetts Financial Services Company | 2024-09-30 | 2.7 M | T. Rowe Price Associates, Inc. | 2024-06-30 | 2.4 M | Dimensional Fund Advisors, Inc. | 2024-09-30 | 2.2 M | Geode Capital Management, Llc | 2024-09-30 | 1.7 M | Norges Bank | 2024-06-30 | 1.3 M | Goldman Sachs Group Inc | 2024-06-30 | 1.3 M | T. Rowe Price Investment Management,inc. | 2024-09-30 | 1.3 M | Bank Of America Corp | 2024-06-30 | 1.2 M | Northern Trust Corp | 2024-09-30 | 1.2 M | Vanguard Group Inc | 2024-09-30 | 11.6 M | Blackrock Inc | 2024-06-30 | 10.3 M |
Voya Financial's market capitalization trends
The company currently falls under 'Mid-Cap' category with a current market capitalization of 7.93 B.Market Cap |
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Voya Financial's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Equity | 0.15 | 0.16 |
Determining Voya Financial's profitability involves analyzing its financial statements and using various financial metrics to determine if Voya Financial is a good buy. For example, gross profit margin measures Voya Financial's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Voya Financial's profitability and make more informed investment decisions.
Please note, the presentation of Voya Financial's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Voya Financial's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Voya Financial's management manipulating its earnings.
Evaluate Voya Financial's management efficiency
At present, Voya Financial's Return On Tangible Assets are projected to increase slightly based on the last few years of reporting. The current year's Return On Assets is expected to grow to 0, whereas Return On Capital Employed is forecasted to decline to 0. At present, Voya Financial's Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Other Current Assets is expected to grow to about 3.2 B, whereas Net Tangible Assets are forecasted to decline to about 4 B. Voya Financial's management efficiency ratios could be used to measure how well Voya Financial manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 52.49 | 51.35 | |
| Tangible Book Value Per Share | 38.57 | 45.74 | |
| Enterprise Value Over EBITDA | 10.82 | 15.74 | |
| Price Book Value Ratio | 2.01 | 2.11 | |
| Enterprise Value Multiple | 10.82 | 15.74 | |
| Price Fair Value | 2.01 | 2.11 | |
| Enterprise Value | 12.3 B | 12.7 B |
The strategic vision of Voya Financial management plays a critical role in its financial performance. By evaluating this vision, we provide insights into the stock's growth potential.
Dividend Yield 0.0218 | Forward Dividend Yield 0.0218 | Forward Dividend Rate 1.8 | Beta 1.03 |
Basic technical analysis of Voya Stock
As of the 28th of November, Voya Financial has the Semi Deviation of 1.18, risk adjusted performance of 0.1292, and Coefficient Of Variation of 620.77. In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of Voya Financial, as well as the relationship between them.Voya Financial's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Voya Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on Voya Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Voya Financial insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Voya Financial's Outstanding Corporate Bonds
Voya Financial issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Voya Financial uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Voya bonds can be classified according to their maturity, which is the date when Voya Financial has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| VOYA FINL INC Corp BondUS929089AB68 | View | |
| Boeing Co 2196 Corp BondUS097023DG73 | View | |
| US929089AG55 Corp BondUS929089AG55 | View | |
| VOYA FINL INC Corp BondUS929089AF72 | View | |
| VOYA FINL INC Corp BondUS929089AC42 | View | |
| VNO 215 01 JUN 26 Corp BondUS929043AK39 | View | |
| VNO 34 01 JUN 31 Corp BondUS929043AL12 | View | |
| VORNADO RLTY L Corp BondUS929043AJ65 | View |
Understand Voya Financial's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Voya Financial's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.1292 | |||
| Market Risk Adjusted Performance | 0.2078 | |||
| Mean Deviation | 1.19 | |||
| Semi Deviation | 1.18 | |||
| Downside Deviation | 1.49 | |||
| Coefficient Of Variation | 620.77 | |||
| Standard Deviation | 1.93 | |||
| Variance | 3.73 | |||
| Information Ratio | 0.0936 | |||
| Jensen Alpha | 0.1178 | |||
| Total Risk Alpha | (0) | |||
| Sortino Ratio | 0.1213 | |||
| Treynor Ratio | 0.1978 | |||
| Maximum Drawdown | 12.66 | |||
| Value At Risk | (1.78) | |||
| Potential Upside | 2.09 | |||
| Downside Variance | 2.22 | |||
| Semi Variance | 1.38 | |||
| Expected Short fall | (1.33) | |||
| Skewness | 2.35 | |||
| Kurtosis | 13.14 |
| Risk Adjusted Performance | 0.1292 | |||
| Market Risk Adjusted Performance | 0.2078 | |||
| Mean Deviation | 1.19 | |||
| Semi Deviation | 1.18 | |||
| Downside Deviation | 1.49 | |||
| Coefficient Of Variation | 620.77 | |||
| Standard Deviation | 1.93 | |||
| Variance | 3.73 | |||
| Information Ratio | 0.0936 | |||
| Jensen Alpha | 0.1178 | |||
| Total Risk Alpha | (0) | |||
| Sortino Ratio | 0.1213 | |||
| Treynor Ratio | 0.1978 | |||
| Maximum Drawdown | 12.66 | |||
| Value At Risk | (1.78) | |||
| Potential Upside | 2.09 | |||
| Downside Variance | 2.22 | |||
| Semi Variance | 1.38 | |||
| Expected Short fall | (1.33) | |||
| Skewness | 2.35 | |||
| Kurtosis | 13.14 |
Consider Voya Financial's intraday indicators
Voya Financial intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Voya Financial stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Voya Financial Corporate Filings
F4 | 18th of November 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
| 14th of November 2024 Other Reports | ViewVerify | |
13A | 12th of November 2024 An amended filing to the original Schedule 13G | ViewVerify |
F3 | 7th of November 2024 The report used by insiders such as officers, directors, and major shareholders (beneficial owners holding more than 10% of any class of the company's equity securities) to declare their ownership of a company's stock | ViewVerify |
Voya Stock media impact
Far too much social signal, news, headlines, and media speculation about Voya Financial that are available to investors today. That information is available publicly through Voya media outlets and privately through word of mouth or via Voya internal channels. However, regardless of the origin, that massive amount of Voya data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Voya Financial news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Voya Financial relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Voya Financial's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Voya Financial alpha.
Voya Financial Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Voya Financial can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Voya Financial Historical Investor Sentiment
Investor biases related to Voya Financial's public news can be used to forecast risks associated with an investment in Voya. The trend in average sentiment can be used to explain how an investor holding Voya can time the market purely based on public headlines and social activities around Voya Financial. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
Voya Financial's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Voya Financial and other traded tickers. The bigger the bubble, the more accurate the estimated score. Higher bars for a given day show more participation in the average Voya Financial news discussions. The higher the estimate score, the more favorable the investor's outlook on Voya Financial.
Voya Financial Corporate Directors
| Lynne Biggar | Independent Director | Profile | |
| Joseph Tripodi | Independent Director | Profile | |
| Aylwin Lewis | Independent Director | Profile | |
| Jane Chwick | Independent Director | Profile |
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Voya Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in manufacturing. For information on how to trade Voya Stock refer to our How to Trade Voya Stock guide.You can also try the Portfolio Dashboard module to portfolio dashboard that provides centralized access to all your investments.
Is Diversified Financial Services space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Voya Financial. If investors know Voya will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Voya Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.57) | Dividend Share 1.65 | Earnings Share 6.31 | Revenue Per Share 77.658 | Quarterly Revenue Growth 0.073 |
The market value of Voya Financial is measured differently than its book value, which is the value of Voya that is recorded on the company's balance sheet. Investors also form their own opinion of Voya Financial's value that differs from its market value or its book value, called intrinsic value, which is Voya Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Voya Financial's market value can be influenced by many factors that don't directly affect Voya Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between Voya Financial's value and its price, as these two are different measures arrived at by various means. Investors typically determine if Voya Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Voya Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.