Voya Financial Financials

VOYA Stock  USD 68.37  0.16  0.23%   
Voya Financial may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter. At present, Voya Financial's Total Stockholder Equity is projected to decrease significantly based on the last few years of reporting. The current year's Total Permanent Equity is expected to grow to about 13.3 B, whereas Total Assets are forecasted to decline to about 6.3 B. Key indicators impacting Voya Financial's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Debt Equity Ratio0.630.6107
Sufficiently Up
Slightly volatile
Current Ratio0.350.37
Notably Down
Pretty Stable
The essential information of the day-to-day investment outlook for Voya Financial includes many different criteria found on its balance sheet. An individual investor should monitor Voya Financial's cash flow, debt, and profitability to accurately make informed decisions on whether to invest in Voya Financial.

Net Income

428.61 Million

  
Please note, the presentation of Voya Financial's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Voya Financial's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Voya Financial's management manipulating its earnings.

Voya Financial Stock Summary

Voya Financial competes with Lendingtree, Voya Financial, B Riley, B Riley, and B Riley. Voya Financial, Inc. operates as a retirement, investment, and employee benefits company in the United States. Voya Financial, Inc. was incorporated in 1999 and is based in New York, New York. VOYA Financial operates under Financial Conglomerates classification in the United States and is traded on New York Stock Exchange. It employs 6000 people.
Specialization
Financial Services, Financial Conglomerates
InstrumentUSA Stock View All
ExchangeNew York Stock Exchange
ISINUS9290891004
CUSIP929089100 45685E106
LocationNew York; U.S.A
Business Address230 Park Avenue,
SectorFinancial Services
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.voya.com
Phone212 309 8200
CurrencyUSD - US Dollar

Voya Financial Key Financial Ratios

Voya Financial Key Balance Sheet Accounts

202020212022202320242025 (projected)
Total Assets180.3B171.3B147.7B157.1B6.6B6.3B
Other Liab135.3B147.0B157.7B137.5B158.1B152.3B
Net Tangible Assets9.4B10.1B8.3B3.7B4.2B4.0B
Retained Earnings(4.9B)(1.3B)(342M)505M954M1.0B
Cash1.5B1.4B919M1.1B217M206.2M
Other Assets79.9B152.2B127.3B2.1B1.2B1.2B
Long Term Debt4.2B2.6B2.1B3.4B3.2B3.7B
Net Receivables4.7B14.6B15.3B12.0B11.3B8.9B
Inventory(3.1B)(3.4B)(3.2B)(38.7B)(34.8B)(33.1B)
Other Current Assets3.1B3.4B3.2B3.1B3.5B3.7B
Total Liab169.0B161.4B141.5B151.0B2.6B2.5B
Total Current Assets51.1B17.6B17.8B937M237M225.2M
Treasury Stock(460M)(1.0B)(80M)(39M)(35.1M)(36.9M)
Intangible Assets1.5B97M631M857M832M1.6B
Net Debt1.5B1.2B1.3B2.3B2.2B3.0B

Voya Financial Key Income Statement Accounts

202020212022202320242025 (projected)
Interest Expense159M186M134M298M299M229.8M
Total Revenue7.4B3.2B5.9B7.3B8.1B6.8B
Gross Profit7.4B3.2B5.9B7.3B8.1B6.8B
Operating Income(549M)1.4B716M729M5.0B5.2B
Ebit(549M)1.4B608M971M1.1B1.2B
Ebitda(192M)700M629M991M891.9M936.5M
Income Before Tax352M2.8B428M678M799M554.1M
Net Income370M2.9B510M625M667M428.6M
Income Tax Expense(18M)(98M)(5M)(51M)57M59.9M
Minority Interest(157M)(761M)77M(50M)(75M)(71.3M)
Tax Provision(18M)(98M)(5M)(88M)57M59.9M
Net Interest Income(159M)(186M)(134M)(266M)(299M)(314.0M)

Voya Financial Key Cash Accounts

202020212022202320242025 (projected)
Change In Cash450M(520M)(566M)111M11M11.6M
Free Cash Flow1.2B556M1.4B1.6B911M865.5M
Depreciation(84M)(2.2B)36M20M18M17.1M
Other Non Cash Items419M(363M)944M491M112M106.4M
Net Income(49M)2.9B433M625M667M393.3M
End Period Cash Flow1.9B1.4B1.0B1.1B217M206.2M
Investments(873M)434M350M1.7B(141M)(134.0M)
Change Receivables365M(462M)(1.4B)56M50.4M52.9M
Net Borrowings(366M)113M(1M)(482M)(329.4M)(312.9M)
Dividends Paid112M116M119M163M168M176.4M
Change To Netincome803M(419M)(1.5B)805M724.5M709.4M

Voya Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Voya Financial's current stock value. Our valuation model uses many indicators to compare Voya Financial value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Voya Financial competition to find correlations between indicators driving Voya Financial's intrinsic value. More Info.
Voya Financial is rated first in return on equity category among its peers. It is rated first in return on asset category among its peers reporting about  0.03  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Voya Financial is roughly  28.63 . At present, Voya Financial's Return On Equity is projected to increase slightly based on the last few years of reporting. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Voya Financial's earnings, one of the primary drivers of an investment's value.

Voya Financial Systematic Risk

Voya Financial's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Voya Financial volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twenty with a total number of output elements of fourty-one. The Beta measures systematic risk based on how returns on Voya Financial correlated with the market. If Beta is less than 0 Voya Financial generally moves in the opposite direction as compared to the market. If Voya Financial Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Voya Financial is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Voya Financial is generally in the same direction as the market. If Beta > 1 Voya Financial moves generally in the same direction as, but more than the movement of the benchmark.

Voya Financial Thematic Clasifications

Voya Financial is part of Insurance investing theme. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. USA Equities from Insurance industry as classified by Fama & French. Fama and French investing themes focus on testing asset pricing under different economic assumptions
InsuranceView
This theme covers USA Equities from Insurance industry as classified by Fama & French. Fama and French investing themes focus on testing asset pricing under different economic assumptions. Get More Thematic Ideas
Today, most investors in Voya Financial Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Voya Financial's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Voya Financial growth as a starting point in their analysis.

Price Earnings To Growth Ratio

2.07

At present, Voya Financial's Price Earnings To Growth Ratio is projected to increase slightly based on the last few years of reporting.

Voya Financial March 20, 2025 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Voya Financial help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Voya Financial. We use our internally-developed statistical techniques to arrive at the intrinsic value of Voya Financial based on widely used predictive technical indicators. In general, we focus on analyzing Voya Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Voya Financial's daily price indicators and compare them against related drivers.

Complementary Tools for Voya Stock analysis

When running Voya Financial's price analysis, check to measure Voya Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Voya Financial is operating at the current time. Most of Voya Financial's value examination focuses on studying past and present price action to predict the probability of Voya Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Voya Financial's price. Additionally, you may evaluate how the addition of Voya Financial to your portfolios can decrease your overall portfolio volatility.
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