Is Pinnacle Financial Stock a Good Investment?
Pinnacle Financial Investment Advice | PNFP |
- Examine Pinnacle Financial's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Pinnacle Financial's leadership team and their track record. Good management can help Pinnacle Financial navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact Pinnacle Financial's business and its evolving consumer preferences.
- Compare Pinnacle Financial's performance and market position to its competitors. Analyze how Pinnacle Financial is positioned in terms of product offerings, innovation, and market share.
- Check if Pinnacle Financial pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Pinnacle Financial's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Pinnacle Financial Partners stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Pinnacle Financial Partners is a good investment.
Sell | Buy |
Strong Hold
Market Performance | Good | Details | |
Volatility | Very steady | Details | |
Hype Condition | Under hyped | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Very Small | Details | |
Economic Sensitivity | Hyperactively responds to market trends | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine Pinnacle Financial Stock
Researching Pinnacle Financial's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 89.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.62. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Pinnacle Financial has Price/Earnings To Growth (PEG) ratio of 0.6. The entity recorded earning per share (EPS) of 5.23. The firm last dividend was issued on the 1st of November 2024. Pinnacle Financial had 2:1 split on the 11th of May 2004.
To determine if Pinnacle Financial is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Pinnacle Financial's research are outlined below:
| Pinnacle Financial is unlikely to experience financial distress in the next 2 years | |
| Over 89.0% of the company shares are owned by institutional investors | |
| Latest headline from finance.yahoo.com: Pacific Empire Presents Final Results of Drill Target Generation at Trident |
Pinnacle Financial uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Pinnacle Financial Partners. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Pinnacle Financial's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 15th of April 2024 Upcoming Quarterly Report | View | |
| 16th of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 21st of January 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
Earnings surprises can significantly impact Pinnacle Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Pinnacle Financial's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2003-10-21 | 2003-09-30 | 0.09 | 0.1 | 0.01 | 11 | ||
2012-01-17 | 2011-12-31 | 0.19 | 0.17 | -0.02 | 10 | ||
2011-04-18 | 2011-03-31 | 0.04 | 0.06 | 0.02 | 50 | ||
2012-10-16 | 2012-09-30 | 0.3 | 0.33 | 0.03 | 10 | ||
2011-10-18 | 2011-09-30 | 0.17 | 0.21 | 0.04 | 23 | ||
2011-07-19 | 2011-06-30 | 0.1 | 0.14 | 0.04 | 40 | ||
2012-04-16 | 2012-03-31 | 0.16 | 0.21 | 0.05 | 31 | ||
2015-04-20 | 2015-03-31 | 0.56 | 0.62 | 0.06 | 10 |
Know Pinnacle Financial's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Pinnacle Financial is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Pinnacle Financial Partners backward and forwards among themselves. Pinnacle Financial's institutional investor refers to the entity that pools money to purchase Pinnacle Financial's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | North Reef Capital Management Lp | 2024-09-30 | 1.2 M | Fenimore Asset Management Inc | 2024-09-30 | 1.1 M | Manufacturers Life Insurance Co | 2024-09-30 | 1 M | Capital Research Global Investors | 2024-09-30 | 993.7 K | Principal Financial Group Inc | 2024-09-30 | 983.3 K | Gw&k Investment Management, Llc | 2024-09-30 | 922.6 K | Charles Schwab Investment Management Inc | 2024-09-30 | 920.1 K | Channing Capital Management, Llc | 2024-09-30 | 919.1 K | Bloombergsan Investment Partners | 2024-09-30 | 898.3 K | Vanguard Group Inc | 2024-09-30 | 7.1 M | Blackrock Inc | 2024-06-30 | 6.9 M |
Pinnacle Financial's market capitalization trends
The company currently falls under 'Mid-Cap' category with a current market capitalization of 9.91 B.Market Cap |
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Pinnacle Financial's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.02 | 0.01 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.09 | 0.10 |
Determining Pinnacle Financial's profitability involves analyzing its financial statements and using various financial metrics to determine if Pinnacle Financial is a good buy. For example, gross profit margin measures Pinnacle Financial's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Pinnacle Financial's profitability and make more informed investment decisions.
Evaluate Pinnacle Financial's management efficiency
At this time, Pinnacle Financial's Return On Tangible Assets are relatively stable compared to the past year. As of 11/28/2024, Return On Assets is likely to grow to 0.01, while Return On Capital Employed is likely to drop 0.01. As of 11/28/2024, Liabilities And Stockholders Equity is likely to grow to about 50.4 B. Also, Non Current Liabilities Total is likely to grow to about 44 BPinnacle Financial's management efficiency ratios could be used to measure how well Pinnacle Financial manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 79.40 | 83.37 | |
| Tangible Book Value Per Share | 54.74 | 57.48 | |
| Enterprise Value Over EBITDA | 8.02 | 13.39 | |
| Price Book Value Ratio | 1.10 | 1.50 | |
| Enterprise Value Multiple | 8.02 | 13.39 | |
| Price Fair Value | 1.10 | 1.50 | |
| Enterprise Value | 7 B | 7.4 B |
The strategic decisions made by Pinnacle Financial management significantly impact its financial stability and market performance. Evaluating these factors helps determine whether the stock is a worthwhile investment.
Dividend Yield 0.0069 | Forward Dividend Yield 0.0069 | Forward Dividend Rate 0.88 | Beta 1.037 |
Basic technical analysis of Pinnacle Stock
As of the 28th of November, Pinnacle Financial holds the Coefficient Of Variation of 593.78, semi deviation of 1.46, and Risk Adjusted Performance of 0.1359. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of Pinnacle Financial, as well as the relationship between them.Pinnacle Financial's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Pinnacle Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on Pinnacle Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Pinnacle Financial insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Turner M Terry over three months ago Disposition of 1130 shares by Turner M Terry of Pinnacle Financial at 85.5 subject to Rule 16b-3 | ||
Jenkins Decosta over six months ago Disposition of 2 shares by Jenkins Decosta of Pinnacle Financial at 82.72 subject to Rule 16b-3 | ||
Callicutt Richard D Ii over six months ago Disposition of tradable shares by Callicutt Richard D Ii of Pinnacle Financial at 82.25 subject to Rule 16b-3 | ||
White J. Harvey over six months ago Disposition of 145 shares by White J. Harvey of Pinnacle Financial at 82.22 subject to Rule 16b-3 |
Pinnacle Financial's Outstanding Corporate Bonds
Pinnacle Financial issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Pinnacle Financial uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Pinnacle bonds can be classified according to their maturity, which is the date when Pinnacle Financial Partners has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| Boeing Co 2196 Corp BondUS097023DG73 | View | |
| US723484AH45 Corp BondUS723484AH45 | View | |
| HSBC Holdings PLC Corp BondUS404280DR76 | View | |
| MPLX LP 52 Corp BondUS55336VAL45 | View |
Understand Pinnacle Financial's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Pinnacle Financial's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.1359 | |||
| Market Risk Adjusted Performance | 0.1723 | |||
| Mean Deviation | 1.73 | |||
| Semi Deviation | 1.46 | |||
| Downside Deviation | 1.82 | |||
| Coefficient Of Variation | 593.78 | |||
| Standard Deviation | 2.67 | |||
| Variance | 7.16 | |||
| Information Ratio | 0.1197 | |||
| Jensen Alpha | 0.1137 | |||
| Total Risk Alpha | 0.0192 | |||
| Sortino Ratio | 0.1755 | |||
| Treynor Ratio | 0.1623 | |||
| Maximum Drawdown | 18.16 | |||
| Value At Risk | (2.89) | |||
| Potential Upside | 3.5 | |||
| Downside Variance | 3.33 | |||
| Semi Variance | 2.14 | |||
| Expected Short fall | (1.99) | |||
| Skewness | 2.61 | |||
| Kurtosis | 13.69 |
| Risk Adjusted Performance | 0.1359 | |||
| Market Risk Adjusted Performance | 0.1723 | |||
| Mean Deviation | 1.73 | |||
| Semi Deviation | 1.46 | |||
| Downside Deviation | 1.82 | |||
| Coefficient Of Variation | 593.78 | |||
| Standard Deviation | 2.67 | |||
| Variance | 7.16 | |||
| Information Ratio | 0.1197 | |||
| Jensen Alpha | 0.1137 | |||
| Total Risk Alpha | 0.0192 | |||
| Sortino Ratio | 0.1755 | |||
| Treynor Ratio | 0.1623 | |||
| Maximum Drawdown | 18.16 | |||
| Value At Risk | (2.89) | |||
| Potential Upside | 3.5 | |||
| Downside Variance | 3.33 | |||
| Semi Variance | 2.14 | |||
| Expected Short fall | (1.99) | |||
| Skewness | 2.61 | |||
| Kurtosis | 13.69 |
Consider Pinnacle Financial's intraday indicators
Pinnacle Financial intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Pinnacle Financial stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
| Accumulation Distribution | 0.0228 | |||
| Daily Balance Of Power | (0.34) | |||
| Rate Of Daily Change | 0.99 | |||
| Day Median Price | 128.74 | |||
| Day Typical Price | 128.24 | |||
| Market Facilitation Index | 2.97 | |||
| Price Action Indicator | (1.98) | |||
| Period Momentum Indicator | (1.00) | |||
| Relative Strength Index | 72.29 |
Pinnacle Financial Corporate Filings
13A | 14th of November 2024 An amended filing to the original Schedule 13G | ViewVerify |
10Q | 7th of November 2024 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
| 5th of November 2024 Other Reports | ViewVerify | |
8K | 16th of October 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
Pinnacle Stock media impact
Far too much social signal, news, headlines, and media speculation about Pinnacle Financial that are available to investors today. That information is available publicly through Pinnacle media outlets and privately through word of mouth or via Pinnacle internal channels. However, regardless of the origin, that massive amount of Pinnacle data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Pinnacle Financial news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Pinnacle Financial relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Pinnacle Financial's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Pinnacle Financial alpha.
Pinnacle Financial Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Pinnacle Financial can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Pinnacle Financial Historical Investor Sentiment
Investor biases related to Pinnacle Financial's public news can be used to forecast risks associated with an investment in Pinnacle. The trend in average sentiment can be used to explain how an investor holding Pinnacle can time the market purely based on public headlines and social activities around Pinnacle Financial Partners. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
Pinnacle Financial's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Pinnacle Financial and other traded tickers. The bigger the bubble, the more accurate the estimated score. Higher bars for a given day show more participation in the average Pinnacle Financial news discussions. The higher the estimate score, the more favorable the investor's outlook on Pinnacle Financial.
Pinnacle Financial Corporate Management
| James White | Manager VP | Profile | |
| Cynthia Oliva | Senior Office | Profile | |
| Gary Collier | Executive Management | Profile | |
| Richard II | Chairman Director | Profile | |
| Nikki Minges | Director Communications | Profile |
Additional Tools for Pinnacle Stock Analysis
When running Pinnacle Financial's price analysis, check to measure Pinnacle Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Pinnacle Financial is operating at the current time. Most of Pinnacle Financial's value examination focuses on studying past and present price action to predict the probability of Pinnacle Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Pinnacle Financial's price. Additionally, you may evaluate how the addition of Pinnacle Financial to your portfolios can decrease your overall portfolio volatility.