Pinnacle Financial Statements From 2010 to 2025

PNFP Stock  USD 104.51  0.72  0.69%   
Pinnacle Financial financial statements provide useful quarterly and yearly information to potential Pinnacle Financial Partners investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Pinnacle Financial financial statements helps investors assess Pinnacle Financial's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Pinnacle Financial's valuation are summarized below:
Gross Profit
1.6 B
Profit Margin
0.2939
Market Capitalization
B
Enterprise Value Revenue
6.8342
Revenue
1.6 B
There are currently one hundred twenty trending fundamental ratios for Pinnacle Financial that can be evaluated and compared over time across competitors. Investors and active traders are advised to check out Pinnacle Financial's recent fundamental performance against the performance between 2010 and 2025 to make sure the trends are evolving in the right direction. As of 03/19/2025, Market Cap is likely to grow to about 9.2 B. Also, Enterprise Value is likely to grow to about 11.3 B

Pinnacle Financial Total Revenue

2.83 Billion

Check Pinnacle Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Pinnacle Financial's main balance sheet or income statement drivers, such as Depreciation And Amortization of 95 M, Interest Expense of 1.4 B or Selling General Administrative of 684.7 M, as well as many indicators such as Price To Sales Ratio of 5.43, Dividend Yield of 0.0072 or PTB Ratio of 1.5. Pinnacle financial statements analysis is a perfect complement when working with Pinnacle Financial Valuation or Volatility modules.
  
Check out the analysis of Pinnacle Financial Correlation against competitors.

Pinnacle Financial Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets55.2 B52.6 B24.2 B
Slightly volatile
Total Stockholder Equity6.8 B6.4 B3.3 B
Slightly volatile
Property Plant And Equipment Net326.8 M311.3 M210.7 M
Slightly volatile
Cash304.3 M320.3 M913.9 M
Slightly volatile
Non Current Assets Total4.3 B2.2 B5.9 B
Slightly volatile
Cash And Short Term Investments6.2 B5.9 B3.2 B
Slightly volatile
Common Stock Total Equity91.9 M87.6 M59 M
Slightly volatile
Common Stock Shares Outstanding42.9 M77.1 M54 M
Slightly volatile
Liabilities And Stockholders Equity55.2 B52.6 B24.2 B
Slightly volatile
Other Stockholder Equity3.3 B3.1 BB
Slightly volatile
Total Liabilities48.5 B46.2 B20.9 B
Slightly volatile
Property Plant And Equipment Gross505.7 M481.6 M243.7 M
Slightly volatile
Total Current Assets6.4 B6.1 B4.4 B
Slightly volatile
Common Stock43.9 M77.2 M55.5 M
Slightly volatile
Short and Long Term Debt Total2.4 B2.3 B1.3 B
Slightly volatile
Other Liabilities186.5 M177.6 M130.5 M
Slightly volatile
Accounts Payable35.5 M55.6 M27.4 M
Very volatile
Short Term Investments5.3 B5.6 B59.7 B
Slightly volatile
Non Current Liabilities Total2.6 B2.3 B3.7 B
Slightly volatile
Property Plant Equipment550.6 M524.4 M239.9 M
Slightly volatile
Long Term Debt2.4 B2.3 B796.9 M
Slightly volatile
Total Current Liabilities52.8 M55.6 M1.1 B
Slightly volatile
Short Term Debt370.1 M283.9 M386.1 M
Very volatile
Net Receivables224.8 M214.1 M84.8 M
Slightly volatile
Good Will1.8 B1.8 B8.3 B
Slightly volatile
Intangible Assets20.4 M21.4 M735.3 M
Slightly volatile
Net Tangible Assets4.1 B3.9 BB
Slightly volatile
Warrants2.7 MM3.3 M
Slightly volatile
Retained Earnings Total Equity2.3 B2.1 B945.2 M
Slightly volatile
Long Term Debt Total368.5 M486.6 M342.8 M
Slightly volatile
Capital Surpluse1.9 B3.5 BB
Slightly volatile
Long Term Investments10.8 B8.8 B9.5 B
Slightly volatile
Non Current Liabilities Other19 B18.1 B9.8 B
Slightly volatile
Short and Long Term Debt525.7 M715.9 M512.8 M
Slightly volatile
Earning Assets3.1 B4.7 B2.8 B
Slightly volatile
Net Invested Capital7.5 B8.5 B6.3 B
Slightly volatile
Capital Stock254.9 M294.4 M156.1 M
Slightly volatile

Pinnacle Financial Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization95 M90.5 M26.4 M
Slightly volatile
Interest Expense1.4 B1.3 B319.7 M
Slightly volatile
Selling General Administrative684.7 M652 M285.4 M
Slightly volatile
Selling And Marketing Expenses28 M26.7 M11.4 M
Slightly volatile
Total Revenue2.8 B2.7 B928.3 M
Slightly volatile
Gross Profit2.8 B2.7 B919.8 M
Slightly volatile
Other Operating Expenses25.3 M26.7 M2.3 B
Slightly volatile
Cost Of Revenue263.3 K277.2 K12.6 M
Slightly volatile
Income Before Tax610.3 M581.2 M343.1 M
Slightly volatile
Net Income Applicable To Common Shares658.8 M627.4 M284.7 M
Slightly volatile
Preferred Stock And Other Adjustments18.3 M17.5 M9.6 M
Slightly volatile
Net Income From Continuing Ops302.6 M475.1 M262.4 M
Slightly volatile
Non Recurring38.5 M36.6 M21.2 M
Slightly volatile
Tax Provision110.5 M106.2 M84.6 M
Slightly volatile
Net Interest Income893.3 M1.4 B637.3 M
Slightly volatile
Interest Income2.8 B2.7 B978.9 M
Slightly volatile

Pinnacle Financial Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Other Cashflows From Financing Activities4.5 B4.3 BB
Slightly volatile
Capital Expenditures101.9 M97 M35.9 M
Slightly volatile
End Period Cash Flow3.6 B3.4 B1.4 B
Slightly volatile
Dividends Paid88.4 M84.2 M41.4 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio5.433.24175.1784
Slightly volatile
Dividend Yield0.00720.00960.0087
Slightly volatile
PTB Ratio1.51.35981.2103
Pretty Stable
Days Sales Outstanding40.8828.960832.9373
Slightly volatile
Book Value Per Share88.3384.119850.155
Slightly volatile
Average Payables9.7 M9.2 M6.2 M
Slightly volatile
Stock Based Compensation To Revenue0.01440.01520.4651
Slightly volatile
PB Ratio1.51.35981.2103
Pretty Stable
EV To Sales6.053.97545.143
Very volatile
ROIC0.280.26490.0706
Slightly volatile
Payables Turnover2.042.154.5976
Slightly volatile
Sales General And Administrative To Revenue0.230.24170.5314
Slightly volatile
Capex To Revenue0.05340.05620.4147
Slightly volatile
Cash Per Share73.3477.19881.7 K
Slightly volatile
Payout Ratio0.190.17730.1374
Slightly volatile
Days Payables Outstanding185176128
Slightly volatile
Income Quality1.171.90361.4251
Slightly volatile
Intangibles To Total Assets0.0590.03560.0532
Pretty Stable
Current Ratio94.0398.98429
Slightly volatile
Tangible Book Value Per Share62.6459.65432.5918
Slightly volatile
Receivables Turnover8.4612.603211.4607
Slightly volatile
Graham Number11410865.5905
Slightly volatile
Shareholders Equity Per Share88.3384.119849.2559
Slightly volatile
Debt To Equity0.610.35760.4257
Pretty Stable
Capex Per Share1.241.180.6211
Slightly volatile
Average Receivables12.3 M17.4 M17.3 M
Slightly volatile
Revenue Per Share37.0535.287313.7086
Slightly volatile
Interest Debt Per Share49.8847.507422.8542
Slightly volatile
Debt To Assets0.06990.04370.0574
Pretty Stable
Enterprise Value Over EBITDA13.398.0211.6921
Slightly volatile
Short Term Coverage Ratios0.190.250.2626
Very volatile
Price Book Value Ratio1.51.35981.2103
Pretty Stable
Days Of Payables Outstanding185176128
Slightly volatile
Dividend Payout Ratio0.190.17730.1374
Slightly volatile
Pretax Profit Margin0.250.21540.3814
Slightly volatile
Ebt Per Ebit0.240.21760.6392
Very volatile
Company Equity Multiplier9.08.17647.0453
Slightly volatile
Long Term Debt To Capitalization0.340.26340.2876
Pretty Stable
Total Debt To Capitalization0.360.26340.2889
Pretty Stable
Debt Equity Ratio0.610.35760.4257
Pretty Stable
Quick Ratio94.0398.98474
Pretty Stable
Net Income Per E B T0.620.81740.7743
Pretty Stable
Cash Ratio4.925.1896.2472
Pretty Stable
Days Of Sales Outstanding40.8828.960832.9373
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.980.960.9808
Slightly volatile
Price To Book Ratio1.51.35981.2103
Pretty Stable
Fixed Asset Turnover9.18.66783.8991
Slightly volatile
Enterprise Value Multiple13.398.0211.6921
Slightly volatile
Debt Ratio0.06990.04370.0574
Pretty Stable
Price Sales Ratio5.433.24175.1784
Slightly volatile
Asset Turnover0.02710.05130.0344
Pretty Stable
Gross Profit Margin1.061.090.9686
Slightly volatile
Price Fair Value1.51.35981.2103
Pretty Stable

Pinnacle Financial Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap9.2 B8.7 BB
Slightly volatile
Enterprise Value11.3 B10.7 BB
Slightly volatile

Pinnacle Fundamental Market Drivers

Forward Price Earnings13.2626
Cash And Short Term Investments5.9 B

Pinnacle Upcoming Events

15th of April 2024
Upcoming Quarterly Report
View
16th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
21st of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About Pinnacle Financial Financial Statements

Pinnacle Financial shareholders use historical fundamental indicators, such as revenue or net income, to determine how well the company is positioned to perform in the future. Although Pinnacle Financial investors may analyze each financial statement separately, they are all interrelated. The changes in Pinnacle Financial's assets and liabilities, for example, are also reflected in the revenues and expenses on on Pinnacle Financial's income statement. Understanding these patterns can help investors time the market effectively. Please read more on our fundamental analysis page.
Last ReportedProjected for Next Year
Current Deferred Revenue-77 M-80.9 M
Total Revenue2.7 B2.8 B
Cost Of Revenue277.2 K263.3 K
Stock Based Compensation To Revenue 0.02  0.01 
Sales General And Administrative To Revenue 0.24  0.23 
Capex To Revenue 0.06  0.05 
Revenue Per Share 35.29  37.05 
Ebit Per Revenue 0.99  1.04 

Pair Trading with Pinnacle Financial

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Pinnacle Financial position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Pinnacle Financial will appreciate offsetting losses from the drop in the long position's value.

Moving together with Pinnacle Stock

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Moving against Pinnacle Stock

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The ability to find closely correlated positions to Pinnacle Financial could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Pinnacle Financial when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Pinnacle Financial - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Pinnacle Financial Partners to buy it.
The correlation of Pinnacle Financial is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Pinnacle Financial moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Pinnacle Financial moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Pinnacle Financial can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching

Additional Tools for Pinnacle Stock Analysis

When running Pinnacle Financial's price analysis, check to measure Pinnacle Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Pinnacle Financial is operating at the current time. Most of Pinnacle Financial's value examination focuses on studying past and present price action to predict the probability of Pinnacle Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Pinnacle Financial's price. Additionally, you may evaluate how the addition of Pinnacle Financial to your portfolios can decrease your overall portfolio volatility.