Is BayCom Corp Stock a Good Investment?
BayCom Corp Investment Advice | BCML |
- Examine BayCom Corp's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research BayCom Corp's leadership team and their track record. Good management can help BayCom Corp navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact BayCom Corp's business and its evolving consumer preferences.
- Compare BayCom Corp's performance and market position to its competitors. Analyze how BayCom Corp is positioned in terms of product offerings, innovation, and market share.
- Check if BayCom Corp pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about BayCom Corp's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in BayCom Corp stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if BayCom Corp is a good investment.
Sell | Buy |
Cautious Hold
Market Performance | Very Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Almost mirrors the market | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Strong Buy | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Possible Manipulator | Details |
Examine BayCom Corp Stock
Researching BayCom Corp's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 62.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 0.88. Some equities with similar Price to Book (P/B) outperform the market in the long run. BayCom Corp last dividend was issued on the 13th of March 2025.
To determine if BayCom Corp is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding BayCom Corp's research are outlined below:
| BayCom Corp generated a negative expected return over the last 90 days | |
| About 62.0% of the company shares are held by institutions such as insurance companies | |
| Latest headline from zacks.com: Bay Commercial Bank Upgraded to Strong Buy Heres Why |
BayCom Corp Quarterly Accounts Payable |
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BayCom Corp uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in BayCom Corp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to BayCom Corp's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 18th of April 2024 Upcoming Quarterly Report | View | |
| 24th of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 23rd of January 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
Earnings surprises can significantly impact BayCom Corp's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises BayCom Corp's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2023-07-26 | 2023-06-30 | 0.53 | 0.59 | 0.06 | 11 | ||
2022-04-21 | 2022-03-31 | 0.45 | 0.51 | 0.06 | 13 | ||
2021-07-22 | 2021-06-30 | 0.42 | 0.49 | 0.07 | 16 | ||
2021-04-22 | 2021-03-31 | 0.47 | 0.4 | -0.07 | 14 | ||
2018-06-18 | 2018-03-31 | 0.47 | 0.54 | 0.07 | 14 | ||
2020-07-22 | 2020-06-30 | 0.34 | 0.26 | -0.08 | 23 | ||
2018-02-26 | 2017-12-31 | 0.27 | 0.36 | 0.09 | 33 | ||
2019-10-28 | 2019-09-30 | 0.56 | 0.46 | -0.1 | 17 |
Know BayCom Corp's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as BayCom Corp is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading BayCom Corp backward and forwards among themselves. BayCom Corp's institutional investor refers to the entity that pools money to purchase BayCom Corp's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Bridgeway Capital Management, Llc | 2024-12-31 | 105.4 K | First Manhattan Co. Llc | 2024-12-31 | 94.8 K | Northern Trust Corp | 2024-12-31 | 93.2 K | Caldwell Sutter Capital Inc | 2024-12-31 | 83.8 K | Hpm Partners Llc | 2024-12-31 | 82.7 K | Renaissance Technologies Corp | 2024-12-31 | 77.8 K | American Century Companies Inc | 2024-12-31 | 64.1 K | Jpmorgan Chase & Co | 2024-12-31 | 44.5 K | Lsv Asset Management | 2024-12-31 | 44.1 K | Blackrock Inc | 2024-12-31 | 950.8 K | Wellington Management Company Llp | 2024-12-31 | 930.5 K |
BayCom Corp's market capitalization trends
The company currently falls under 'Small-Cap' category with a current market capitalization of 285.93 M.Market Cap |
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BayCom Corp's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | (0.03) | (0.03) | |
| Return On Equity | 0.07 | 0.05 |
Determining BayCom Corp's profitability involves analyzing its financial statements and using various financial metrics to determine if BayCom Corp is a good buy. For example, gross profit margin measures BayCom Corp's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of BayCom Corp's profitability and make more informed investment decisions.
Evaluate BayCom Corp's management efficiency
The value of Return On Tangible Assets is estimated to slide to 0.01. Return On Capital Employed is expected to rise to -0.03 this year. At this time, BayCom Corp's Intangibles To Total Assets are quite stable compared to the past year. Debt To Assets is expected to rise to 0.05 this year, although the value of Net Tangible Assets will most likely fall to about 170.3 M. BayCom Corp's management efficiency ratios could be used to measure how well BayCom Corp manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 28.80 | 30.24 | |
| Tangible Book Value Per Share | 25.11 | 26.37 | |
| Enterprise Value Over EBITDA | 9.90 | 9.41 | |
| Price Book Value Ratio | 0.93 | 0.89 | |
| Enterprise Value Multiple | 9.90 | 9.41 | |
| Price Fair Value | 0.93 | 0.89 | |
| Enterprise Value | 365.7 M | 383.9 M |
BayCom Corp has shown resilience through effective management strategies. Our analysis examines how these strategies influence financial outcomes and investor returns which helps in understanding the stock's long-term potential.
Basic technical analysis of BayCom Stock
As of the 21st of March, BayCom Corp shows the Mean Deviation of 1.49, standard deviation of 1.94, and Risk Adjusted Performance of (0.07). BayCom Corp technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices. Please confirm BayCom Corp market risk adjusted performance, variance, as well as the relationship between the Variance and value at risk to decide if BayCom Corp is priced correctly, providing market reflects its regular price of 25.61 per share. Given that BayCom Corp has information ratio of (0.05), we suggest you to validate BayCom Corp's prevailing market performance to make sure the company can sustain itself at a future point.BayCom Corp's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific BayCom Corp insiders, such as employees or executives, is commonly permitted as long as it does not rely on BayCom Corp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases BayCom Corp insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
BayCom Corp's Outstanding Corporate Bonds
BayCom Corp issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. BayCom Corp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most BayCom bonds can be classified according to their maturity, which is the date when BayCom Corp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| BAYNGR 44 15 JUL 44 Corp BondUS07274NBF96 | View | |
| BAYNGR 395 15 APR 45 Corp BondUS07274NBG79 | View | |
| BAYNGR 47 15 JUL 64 Corp BondUS07274NBH52 | View | |
| BAYNGR 425 15 DEC 25 Corp BondUS07274NAJ28 | View | |
| BAYNGR 4375 15 DEC 28 Corp BondUS07274NAL73 | View | |
| BAYNGR 4625 25 JUN 38 Corp BondUS07274NAN30 | View | |
| BAYNGR 4875 25 JUN 48 Corp BondUS07274NAQ60 | View | |
| BAYNGR 42 15 JUL 34 Corp BondUS07274NAZ69 | View |
Understand BayCom Corp's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing BayCom Corp's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | (0.07) | |||
| Market Risk Adjusted Performance | (0.14) | |||
| Mean Deviation | 1.49 | |||
| Coefficient Of Variation | (1,144) | |||
| Standard Deviation | 1.94 | |||
| Variance | 3.76 | |||
| Information Ratio | (0.05) | |||
| Jensen Alpha | (0.09) | |||
| Total Risk Alpha | (0.02) | |||
| Treynor Ratio | (0.15) | |||
| Maximum Drawdown | 10.35 | |||
| Value At Risk | (3.87) | |||
| Potential Upside | 2.58 | |||
| Skewness | (0.37) | |||
| Kurtosis | 0.6658 |
| Risk Adjusted Performance | (0.07) | |||
| Market Risk Adjusted Performance | (0.14) | |||
| Mean Deviation | 1.49 | |||
| Coefficient Of Variation | (1,144) | |||
| Standard Deviation | 1.94 | |||
| Variance | 3.76 | |||
| Information Ratio | (0.05) | |||
| Jensen Alpha | (0.09) | |||
| Total Risk Alpha | (0.02) | |||
| Treynor Ratio | (0.15) | |||
| Maximum Drawdown | 10.35 | |||
| Value At Risk | (3.87) | |||
| Potential Upside | 2.58 | |||
| Skewness | (0.37) | |||
| Kurtosis | 0.6658 |
Consider BayCom Corp's intraday indicators
BayCom Corp intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of BayCom Corp stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
| Daily Balance Of Power | (9,223,372,036,855) | |||
| Rate Of Daily Change | 1.0 | |||
| Day Median Price | 25.61 | |||
| Day Typical Price | 25.61 | |||
| Price Action Indicator | (0.04) | |||
| Period Momentum Indicator | (0.08) | |||
| Relative Strength Index | 40.54 |
BayCom Corp Corporate Filings
10K | 14th of March 2025 Annual report required by the U.S. Securities and Exchange Commission (SEC) of a company financial performance | ViewVerify |
F4 | 3rd of March 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
8K | 21st of February 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
| 10th of February 2025 Other Reports | ViewVerify |
BayCom Stock media impact
Far too much social signal, news, headlines, and media speculation about BayCom Corp that are available to investors today. That information is available publicly through BayCom media outlets and privately through word of mouth or via BayCom internal channels. However, regardless of the origin, that massive amount of BayCom data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of BayCom Corp news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of BayCom Corp relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to BayCom Corp's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive BayCom Corp alpha.
BayCom Corp Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards BayCom Corp can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
BayCom Corp Corporate Executives
Elected by the shareholders, the BayCom Corp's board of directors comprises two types of representatives: BayCom Corp inside directors who are chosen from within the company, and outside directors, selected externally and held independent of BayCom. The board's role is to monitor BayCom Corp's management team and ensure that shareholders' interests are well served. BayCom Corp's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, BayCom Corp's outside directors are responsible for providing unbiased perspectives on the board's policies.
When determining whether BayCom Corp is a strong investment it is important to analyze BayCom Corp's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact BayCom Corp's future performance. For an informed investment choice regarding BayCom Stock, refer to the following important reports: Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in BayCom Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in population. For more information on how to buy BayCom Stock please use our How to buy in BayCom Stock guide.You can also try the Companies Directory module to evaluate performance of over 100,000 Stocks, Funds, and ETFs against different fundamentals.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of BayCom Corp. If investors know BayCom will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about BayCom Corp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.003 | Dividend Share 0.45 | Earnings Share 2.1 | Revenue Per Share | Quarterly Revenue Growth 0.008 |
The market value of BayCom Corp is measured differently than its book value, which is the value of BayCom that is recorded on the company's balance sheet. Investors also form their own opinion of BayCom Corp's value that differs from its market value or its book value, called intrinsic value, which is BayCom Corp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because BayCom Corp's market value can be influenced by many factors that don't directly affect BayCom Corp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between BayCom Corp's value and its price, as these two are different measures arrived at by various means. Investors typically determine if BayCom Corp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, BayCom Corp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.