Baycom Corp Stock Fundamentals

BCML Stock  USD 25.02  0.63  2.58%   
BayCom Corp fundamentals help investors to digest information that contributes to BayCom Corp's financial success or failures. It also enables traders to predict the movement of BayCom Stock. The fundamental analysis module provides a way to measure BayCom Corp's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to BayCom Corp stock.
At this time, BayCom Corp's Operating Income is quite stable compared to the past year. EBIT is expected to rise to about 46.1 M this year, although the value of Total Other Income Expense Net is projected to rise to (6.8 M).
  
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BayCom Corp Company Operating Margin Analysis

BayCom Corp's Operating Margin shows how much operating income a company makes on each dollar of sales. It is one of the profitability indicators which helps analysts to understand whether the firm is successful or not making money from everyday operations.

Operating Margin

 = 

Operating Income

Revenue

X

100

More About Operating Margin | All Equity Analysis

Current BayCom Corp Operating Margin

    
  0.34 %  
Most of BayCom Corp's fundamental indicators, such as Operating Margin, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, BayCom Corp is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
A good Operating Margin is required for a company to be able to pay for its fixed costs or payout its debt, which implies that the higher the margin, the better. This ratio is most effective in evaluating the earning potential of a company over time when comparing it against a firm's competitors.
Competition

BayCom Pretax Profit Margin

Pretax Profit Margin

0.24

At this time, BayCom Corp's Pretax Profit Margin is quite stable compared to the past year.
Based on the recorded statements, BayCom Corp has an Operating Margin of 0.3361%. This is 98.18% lower than that of the Banks sector and significantly higher than that of the Financials industry. The operating margin for all United States stocks is 106.1% lower than that of the firm.

BayCom Corp Fundamental Drivers Relationships

Comparative valuation techniques use various fundamental indicators to help in determining BayCom Corp's current stock value. Our valuation model uses many indicators to compare BayCom Corp value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across BayCom Corp competition to find correlations between indicators driving BayCom Corp's intrinsic value. More Info.
BayCom Corp is rated fourth in return on equity category among its peers. It also is rated fourth in return on asset category among its peers reporting about  0.12  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for BayCom Corp is roughly  8.23 . At this time, BayCom Corp's Return On Equity is quite stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value BayCom Corp by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

BayCom Operating Margin Peer Comparison

Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses BayCom Corp's direct or indirect competition against its Operating Margin to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of BayCom Corp could also be used in its relative valuation, which is a method of valuing BayCom Corp by comparing valuation metrics of similar companies.
BayCom Corp is currently under evaluation in operating margin category among its peers.

BayCom Corp Current Valuation Drivers

We derive many important indicators used in calculating different scores of BayCom Corp from analyzing BayCom Corp's financial statements. These drivers represent accounts that assess BayCom Corp's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of BayCom Corp's important valuation drivers and their relationship over time.
202020212022202320242025 (projected)
Market Cap181.5M204.2M249.1M284.8M256.3M269.2M
Enterprise Value233.1M264.0M309.2M354.1M318.7M334.7M

BayCom Corp ESG Sustainability

Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, BayCom Corp's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to BayCom Corp's managers, analysts, and investors.
Environmental
Governance
Social

BayCom Fundamentals

About BayCom Corp Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze BayCom Corp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of BayCom Corp using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of BayCom Corp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Last ReportedProjected for Next Year
Current Deferred Revenue14.6 M9.5 M
Total Revenue118.3 M124.2 M
Cost Of Revenue-9.9 K-9.4 K
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.48  0.57 
Capex To Revenue 0.02  0.02 
Revenue Per Share 7.67  8.05 
Ebit Per Revenue 0.33  0.22 

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When determining whether BayCom Corp is a strong investment it is important to analyze BayCom Corp's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact BayCom Corp's future performance. For an informed investment choice regarding BayCom Stock, refer to the following important reports:
Check out BayCom Corp Piotroski F Score and BayCom Corp Altman Z Score analysis.
For more information on how to buy BayCom Stock please use our How to buy in BayCom Stock guide.
You can also try the Positions Ratings module to determine portfolio positions ratings based on digital equity recommendations. Macroaxis instant position ratings are based on combination of fundamental analysis and risk-adjusted market performance.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of BayCom Corp. If investors know BayCom will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about BayCom Corp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.002
Dividend Share
0.45
Earnings Share
2.1
Revenue Per Share
8.546
Quarterly Revenue Growth
0.008
The market value of BayCom Corp is measured differently than its book value, which is the value of BayCom that is recorded on the company's balance sheet. Investors also form their own opinion of BayCom Corp's value that differs from its market value or its book value, called intrinsic value, which is BayCom Corp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because BayCom Corp's market value can be influenced by many factors that don't directly affect BayCom Corp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between BayCom Corp's value and its price as these two are different measures arrived at by different means. Investors typically determine if BayCom Corp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, BayCom Corp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.