Baycom Corp Stock Fundamentals
| BCML Stock | USD 25.02 0.63 2.58% |
BayCom Corp fundamentals help investors to digest information that contributes to BayCom Corp's financial success or failures. It also enables traders to predict the movement of BayCom Stock. The fundamental analysis module provides a way to measure BayCom Corp's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to BayCom Corp stock.
At this time, BayCom Corp's Operating Income is quite stable compared to the past year. EBIT is expected to rise to about 46.1 M this year, although the value of Total Other Income Expense Net is projected to rise to (6.8 M). BayCom | Select Account or Indicator |
BayCom Corp Company Operating Margin Analysis
BayCom Corp's Operating Margin shows how much operating income a company makes on each dollar of sales. It is one of the profitability indicators which helps analysts to understand whether the firm is successful or not making money from everyday operations.
Current BayCom Corp Operating Margin | 0.34 % |
Most of BayCom Corp's fundamental indicators, such as Operating Margin, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, BayCom Corp is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
A good Operating Margin is required for a company to be able to pay for its fixed costs or payout its debt, which implies that the higher the margin, the better. This ratio is most effective in evaluating the earning potential of a company over time when comparing it against a firm's competitors.
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BayCom Pretax Profit Margin
Pretax Profit Margin |
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Based on the recorded statements, BayCom Corp has an Operating Margin of 0.3361%. This is 98.18% lower than that of the Banks sector and significantly higher than that of the Financials industry. The operating margin for all United States stocks is 106.1% lower than that of the firm.
BayCom Corp Fundamental Drivers Relationships
Comparative valuation techniques use various fundamental indicators to help in determining BayCom Corp's current stock value. Our valuation model uses many indicators to compare BayCom Corp value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across BayCom Corp competition to find correlations between indicators driving BayCom Corp's intrinsic value. More Info.BayCom Corp is rated fourth in return on equity category among its peers. It also is rated fourth in return on asset category among its peers reporting about 0.12 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for BayCom Corp is roughly 8.23 . At this time, BayCom Corp's Return On Equity is quite stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value BayCom Corp by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.BayCom Operating Margin Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses BayCom Corp's direct or indirect competition against its Operating Margin to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of BayCom Corp could also be used in its relative valuation, which is a method of valuing BayCom Corp by comparing valuation metrics of similar companies.BayCom Corp is currently under evaluation in operating margin category among its peers.
BayCom Corp Current Valuation Drivers
We derive many important indicators used in calculating different scores of BayCom Corp from analyzing BayCom Corp's financial statements. These drivers represent accounts that assess BayCom Corp's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of BayCom Corp's important valuation drivers and their relationship over time.
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Market Cap | 181.5M | 204.2M | 249.1M | 284.8M | 256.3M | 269.2M | |
| Enterprise Value | 233.1M | 264.0M | 309.2M | 354.1M | 318.7M | 334.7M |
BayCom Corp ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, BayCom Corp's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to BayCom Corp's managers, analysts, and investors.Environmental | Governance | Social |
BayCom Fundamentals
| Return On Equity | 0.0741 | ||||
| Return On Asset | 0.009 | ||||
| Profit Margin | 0.25 % | ||||
| Operating Margin | 0.34 % | ||||
| Current Valuation | (8.3 M) | ||||
| Shares Outstanding | 11.12 M | ||||
| Shares Owned By Insiders | 7.40 % | ||||
| Shares Owned By Institutions | 61.57 % | ||||
| Number Of Shares Shorted | 51.48 K | ||||
| Price To Earning | 14.63 X | ||||
| Price To Book | 0.84 X | ||||
| Price To Sales | 2.89 X | ||||
| Revenue | 102.84 M | ||||
| Gross Profit | 96.25 M | ||||
| EBITDA | 41.12 M | ||||
| Net Income | 27.43 M | ||||
| Cash And Equivalents | 227.17 M | ||||
| Cash Per Share | 17.51 X | ||||
| Total Debt | 87.2 M | ||||
| Debt To Equity | 6.92 % | ||||
| Book Value Per Share | 29.39 X | ||||
| Cash Flow From Operations | 30.8 M | ||||
| Short Ratio | 2.34 X | ||||
| Earnings Per Share | 2.10 X | ||||
| Target Price | 31.67 | ||||
| Number Of Employees | 324 | ||||
| Beta | 0.82 | ||||
| Market Capitalization | 278.26 M | ||||
| Total Asset | 2.55 B | ||||
| Retained Earnings | 146.26 M | ||||
| Annual Yield | 0.02 % | ||||
| Net Asset | 2.55 B | ||||
| Last Dividend Paid | 0.45 |
About BayCom Corp Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze BayCom Corp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of BayCom Corp using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of BayCom Corp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.| Last Reported | Projected for Next Year | ||
| Current Deferred Revenue | 14.6 M | 9.5 M | |
| Total Revenue | 118.3 M | 124.2 M | |
| Cost Of Revenue | -9.9 K | -9.4 K | |
| Stock Based Compensation To Revenue | 0.01 | 0.01 | |
| Sales General And Administrative To Revenue | 0.48 | 0.57 | |
| Capex To Revenue | 0.02 | 0.02 | |
| Revenue Per Share | 7.67 | 8.05 | |
| Ebit Per Revenue | 0.33 | 0.22 |
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Try AI Portfolio ArchitectCheck out BayCom Corp Piotroski F Score and BayCom Corp Altman Z Score analysis. For more information on how to buy BayCom Stock please use our How to buy in BayCom Stock guide.You can also try the Positions Ratings module to determine portfolio positions ratings based on digital equity recommendations. Macroaxis instant position ratings are based on combination of fundamental analysis and risk-adjusted market performance.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of BayCom Corp. If investors know BayCom will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about BayCom Corp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.002 | Dividend Share 0.45 | Earnings Share 2.1 | Revenue Per Share | Quarterly Revenue Growth 0.008 |
The market value of BayCom Corp is measured differently than its book value, which is the value of BayCom that is recorded on the company's balance sheet. Investors also form their own opinion of BayCom Corp's value that differs from its market value or its book value, called intrinsic value, which is BayCom Corp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because BayCom Corp's market value can be influenced by many factors that don't directly affect BayCom Corp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between BayCom Corp's value and its price as these two are different measures arrived at by different means. Investors typically determine if BayCom Corp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, BayCom Corp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.