Is AMERISAFE Stock a Good Investment?
AMERISAFE Investment Advice | AMSF |
- Examine AMERISAFE's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research AMERISAFE's leadership team and their track record. Good management can help AMERISAFE navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Insurance space and any emerging trends that could impact AMERISAFE's business and its evolving consumer preferences.
- Compare AMERISAFE's performance and market position to its competitors. Analyze how AMERISAFE is positioned in terms of product offerings, innovation, and market share.
- Check if AMERISAFE pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about AMERISAFE's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in AMERISAFE stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if AMERISAFE is a good investment.
Sell | Buy |
Hold
Market Performance | Very Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Fairly Valued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Moves indifferently to market moves | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Not Available | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unavailable | Details |
Examine AMERISAFE Stock
Researching AMERISAFE's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 98.0% of the company shares are held by institutions such as insurance companies. The book value of AMERISAFE was presently reported as 13.52. The company has Price/Earnings To Growth (PEG) ratio of 1.88. AMERISAFE last dividend was issued on the 7th of March 2025.
To determine if AMERISAFE is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding AMERISAFE's research are outlined below:
| AMERISAFE generated a negative expected return over the last 90 days | |
| Over 98.0% of the company shares are held by institutions such as insurance companies |
AMERISAFE uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in AMERISAFE. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to AMERISAFE's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 21st of February 2024 Upcoming Quarterly Report | View | |
| 24th of April 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 21st of February 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
AMERISAFE's market capitalization trends
The company currently falls under 'Small-Cap' category with a current market capitalization of 979.57 M.AMERISAFE's profitablity analysis
The company has Profit Margin (PM) of 0.18 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.23 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.23.Determining AMERISAFE's profitability involves analyzing its financial statements and using various financial metrics to determine if AMERISAFE is a good buy. For example, gross profit margin measures AMERISAFE's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of AMERISAFE's profitability and make more informed investment decisions.
Basic technical analysis of AMERISAFE Stock
As of the 20th of March, AMERISAFE shows the Risk Adjusted Performance of (0.02), standard deviation of 1.12, and Mean Deviation of 0.8521. AMERISAFE technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices. Please confirm AMERISAFE market risk adjusted performance, variance, as well as the relationship between the Variance and value at risk to decide if AMERISAFE is priced adequately, providing market reflects its regular price of 51.1 per share. Given that AMERISAFE has information ratio of 0.0355, we suggest you to validate AMERISAFE's prevailing market performance to make sure the company can sustain itself in the future.AMERISAFE's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific AMERISAFE insiders, such as employees or executives, is commonly permitted as long as it does not rely on AMERISAFE's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases AMERISAFE insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
AMERISAFE's Outstanding Corporate Bonds
AMERISAFE issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. AMERISAFE uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most AMERISAFE bonds can be classified according to their maturity, which is the date when AMERISAFE has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| Dana 575 percent Corp BondUS235822AB96 | View | |
| US03073EAR62 Corp BondUS03073EAR62 | View | |
| AMERISOURCEBERGEN P 43 Corp BondUS03073EAQ89 | View | |
| AMERISOURCEBERGEN P 345 Corp BondUS03073EAP07 | View | |
| AMERISOURCEBERGEN P 425 Corp BondUS03073EAN58 | View | |
| AMERISOURCEBERGEN P 325 Corp BondUS03073EAM75 | View | |
| AMERISOURCEBERGEN PORATION Corp BondUS03073EAT29 | View | |
| MPLX LP 4125 Corp BondUS55336VAK61 | View |
Understand AMERISAFE's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing AMERISAFE's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | (0.02) | |||
| Market Risk Adjusted Performance | 1.56 | |||
| Mean Deviation | 0.8521 | |||
| Coefficient Of Variation | (4,424) | |||
| Standard Deviation | 1.12 | |||
| Variance | 1.25 | |||
| Information Ratio | 0.0355 | |||
| Jensen Alpha | (0.04) | |||
| Total Risk Alpha | 0.059 | |||
| Treynor Ratio | 1.55 | |||
| Maximum Drawdown | 5.38 | |||
| Value At Risk | (1.60) | |||
| Potential Upside | 1.94 | |||
| Skewness | 0.456 | |||
| Kurtosis | 0.2338 |
| Risk Adjusted Performance | (0.02) | |||
| Market Risk Adjusted Performance | 1.56 | |||
| Mean Deviation | 0.8521 | |||
| Coefficient Of Variation | (4,424) | |||
| Standard Deviation | 1.12 | |||
| Variance | 1.25 | |||
| Information Ratio | 0.0355 | |||
| Jensen Alpha | (0.04) | |||
| Total Risk Alpha | 0.059 | |||
| Treynor Ratio | 1.55 | |||
| Maximum Drawdown | 5.38 | |||
| Value At Risk | (1.60) | |||
| Potential Upside | 1.94 | |||
| Skewness | 0.456 | |||
| Kurtosis | 0.2338 |
Consider AMERISAFE's intraday indicators
AMERISAFE intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of AMERISAFE stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
AMERISAFE time-series forecasting models is one of many AMERISAFE's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary AMERISAFE's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.
AMERISAFE Stock media impact
Far too much social signal, news, headlines, and media speculation about AMERISAFE that are available to investors today. That information is available publicly through AMERISAFE media outlets and privately through word of mouth or via AMERISAFE internal channels. However, regardless of the origin, that massive amount of AMERISAFE data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of AMERISAFE news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of AMERISAFE relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to AMERISAFE's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive AMERISAFE alpha.
AMERISAFE Corporate Management
| Kathryn Shirley | Sr. VP, General Counsel and Secretary | Profile | |
| Michael Cobb | Senior Operations | Profile | |
| Henry IV | Senior Operations | Profile | |
| Mary Hamel | VP Sales | Profile | |
| Raymond Wise | Executive Officer | Profile |
Already Invested in AMERISAFE?
The danger of trading AMERISAFE is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of AMERISAFE is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than AMERISAFE. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile AMERISAFE is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
When determining whether AMERISAFE is a strong investment it is important to analyze AMERISAFE's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact AMERISAFE's future performance. For an informed investment choice regarding AMERISAFE Stock, refer to the following important reports: Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in AMERISAFE. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state. For more detail on how to invest in AMERISAFE Stock please use our How to Invest in AMERISAFE guide.You can also try the Top Crypto Exchanges module to search and analyze digital assets across top global cryptocurrency exchanges.
Is Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of AMERISAFE. If investors know AMERISAFE will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about AMERISAFE listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of AMERISAFE is measured differently than its book value, which is the value of AMERISAFE that is recorded on the company's balance sheet. Investors also form their own opinion of AMERISAFE's value that differs from its market value or its book value, called intrinsic value, which is AMERISAFE's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because AMERISAFE's market value can be influenced by many factors that don't directly affect AMERISAFE's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between AMERISAFE's value and its price, as these two are different measures arrived at by various means. Investors typically determine if AMERISAFE is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, AMERISAFE's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.