AMERISAFE Financial Statements From 2010 to 2025

AMSF Stock  USD 51.10  0.32  0.62%   
AMERISAFE financial statements provide useful quarterly and yearly information to potential AMERISAFE investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on AMERISAFE financial statements helps investors assess AMERISAFE's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting AMERISAFE's valuation are summarized below:
Gross Profit
100.9 M
Profit Margin
0.1793
Market Capitalization
979.6 M
Enterprise Value Revenue
3.0351
Revenue
309.1 M
There are over one hundred nineteen available fundamental signals for AMERISAFE, which can be analyzed over time and compared to other ratios. Active traders should verify all of AMERISAFE prevailing fundamental drivers against the trend between 2010 and 2025 to make sure the company can sustain itself in the future. The current Market Cap is estimated to decrease to about 587.3 M. Enterprise Value is estimated to decrease to about 547 M

AMERISAFE Total Revenue

330 Million

Check AMERISAFE financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among AMERISAFE's main balance sheet or income statement drivers, such as Depreciation And Amortization of 1.2 M, Interest Expense of 0.0 or Selling General Administrative of 24.5 M, as well as many indicators such as Price To Sales Ratio of 3.34, Dividend Yield of 0.1 or PTB Ratio of 4.01. AMERISAFE financial statements analysis is a perfect complement when working with AMERISAFE Valuation or Volatility modules.
  
Check out the analysis of AMERISAFE Correlation against competitors.
For more detail on how to invest in AMERISAFE Stock please use our How to Invest in AMERISAFE guide.

AMERISAFE Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets1.2 B1.2 B1.3 B
Slightly volatile
Short and Long Term Debt Total228.3 K240.3 K14.9 M
Slightly volatile
Total Stockholder Equity298.7 M257.3 M363 M
Very volatile
Property Plant And Equipment Net7.1 M5.9 M6.7 M
Pretty Stable
Retained Earnings150.2 M84.1 M192.3 M
Pretty Stable
Non Current Assets Total5.6 M5.9 M423.3 M
Slightly volatile
Cash And Short Term Investments369.4 M351.8 M173 M
Very volatile
Net Receivables249.3 M150 M229.4 M
Slightly volatile
Common Stock Shares Outstanding17 M19.2 M19.2 M
Slightly volatile
Short Term Investments346.5 M307.8 M395.4 M
Very volatile
Liabilities And Stockholders Equity1.2 B1.2 B1.3 B
Slightly volatile
Non Current Liabilities Total601.6 M898.3 M791.2 M
Pretty Stable
Other Stockholder Equity169.6 M266 M175.4 M
Slightly volatile
Total Liabilities818.8 M900.5 M730.2 M
Very volatile
Property Plant And Equipment Gross7.1 M7.5 M6.8 M
Pretty Stable
Total Current Assets438.3 M501.8 M495.4 M
Pretty Stable
Cash64.4 M44 M62.9 M
Slightly volatile
Total Current Liabilities1.4 M1.4 M52.9 M
Slightly volatile
Other Liabilities468.7 M918.6 M606.5 M
Slightly volatile
Accounts Payable32.9 M43.8 M33.5 M
Slightly volatile
Common Stock Total Equity195.2 K238.1 K191.9 K
Slightly volatile
Common Stock198.2 K238.1 K192.1 K
Slightly volatile
Property Plant Equipment7.2 M8.3 M6.9 M
Pretty Stable
Net Tangible Assets328.5 M285.7 M388.1 M
Slightly volatile
Retained Earnings Total Equity179.9 M131 M208.7 M
Slightly volatile
Long Term Debt Total43.7 M56.1 M40.5 M
Slightly volatile
Capital Surpluse226 M253.3 M209.4 M
Slightly volatile
Long Term Investments1.1 B788.8 M979.8 M
Pretty Stable
Non Current Liabilities Other1.1 BB952.2 M
Slightly volatile
Deferred Long Term Asset Charges2.5 M2.8 M3.1 M
Slightly volatile
Short Term Debt134.6 K167.9 K108.8 K
Slightly volatile
Short and Long Term Debt131.2 K131.4 K159.9 K
Slightly volatile
Net Invested Capital297.1 M257.3 M390.4 M
Slightly volatile
Capital Stock226.8 K238.1 K208.8 K
Slightly volatile

AMERISAFE Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Selling General Administrative24.5 M31.5 M24.2 M
Slightly volatile
Total Revenue330 M309 M327.4 M
Pretty Stable
Gross Profit291.6 M277.5 M285.7 M
Pretty Stable
Other Operating Expenses250 M309.1 M243.2 M
Very volatile
EBIT64.5 M89 M74.9 M
Slightly volatile
EBITDA66.1 M90.6 M76 M
Slightly volatile
Net Income48.4 M55.4 M55.8 M
Slightly volatile
Income Tax Expense16 M13.6 M17.7 M
Pretty Stable
Income Before Tax66.2 M69.1 M74 M
Slightly volatile
Cost Of Revenue48.8 M28.4 M55.2 M
Slightly volatile
Net Income Applicable To Common Shares52.5 M63.9 M56.1 M
Slightly volatile
Selling And Marketing Expenses171 K180 K2.8 M
Slightly volatile
Net Income From Continuing Ops70.4 M55.4 M61.9 M
Slightly volatile
Tax Provision17.2 M13.6 M24.1 M
Slightly volatile
Reconciled Depreciation1.2 M1.1 M1.1 M
Slightly volatile

AMERISAFE Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow22.2 M23.4 M70.4 M
Slightly volatile
Begin Period Cash Flow63.2 M38.7 M61.4 M
Very volatile
Capital Expenditures1.1 M840 K1.2 M
Slightly volatile
Total Cash From Operating Activities23 M24.2 M71.5 M
Slightly volatile
Net Income51.7 M55.4 M56 M
Slightly volatile
End Period Cash Flow63.1 M44 M60.3 M
Pretty Stable

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio3.343.18052.8047
Slightly volatile
Dividend Yield0.10.08690.0868
Very volatile
PTB Ratio4.013.81952.7909
Pretty Stable
Days Sales Outstanding295177234
Slightly volatile
Book Value Per Share14.1713.49428.7152
Pretty Stable
Free Cash Flow Yield0.02260.02380.0865
Slightly volatile
Operating Cash Flow Per Share1.211.26843.7743
Slightly volatile
Stock Based Compensation To Revenue0.010.00950.0054
Slightly volatile
PB Ratio4.013.81952.7909
Pretty Stable
EV To Sales3.193.0382.6499
Slightly volatile
Free Cash Flow Per Share1.161.22443.7134
Slightly volatile
Net Income Per Share2.762.90692.941
Slightly volatile
Payables Turnover1.141.2161
Pretty Stable
Sales General And Administrative To Revenue0.05840.10190.076
Pretty Stable
Capex To Revenue0.00260.00270.0057
Slightly volatile
Cash Per Share17.5218.446923.7813
Pretty Stable
POCF Ratio42.6640.632717.8207
Slightly volatile
Interest Coverage98.8594.1490.6968
Slightly volatile
Payout Ratio0.91.54121.0436
Slightly volatile
Capex To Operating Cash Flow0.02790.03470.0249
Very volatile
PFCF Ratio44.242.094418.4051
Slightly volatile
Days Payables Outstanding159316162
Slightly volatile
Income Quality0.410.43641.5158
Slightly volatile
ROE0.230.21540.1675
Slightly volatile
EV To Operating Cash Flow40.7538.811916.8517
Slightly volatile
PE Ratio9.4217.730416.2533
Slightly volatile
Return On Tangible Assets0.05250.04790.0897
Slightly volatile
EV To Free Cash Flow42.2240.208117.408
Slightly volatile
Earnings Yield0.05360.05640.0612
Pretty Stable
Intangibles To Total Assets0.640.610.3116
Slightly volatile
Current Ratio332316186
Pretty Stable
Receivables Turnover1.942.06051.8898
Slightly volatile
Graham Number27.6629.708134.9046
Slightly volatile
Shareholders Equity Per Share14.1713.49419.0554
Very volatile
Debt To Equity9.0E-48.0E-40.0249
Slightly volatile
Capex Per Share0.04180.0440.0604
Slightly volatile
Revenue Per Share15.3916.205117.1309
Pretty Stable
Interest Debt Per Share0.01520.0160.141
Slightly volatile
Debt To Assets2.0E-43.0E-40.0068
Slightly volatile
Price Earnings Ratio9.4217.730416.2533
Slightly volatile
Price Book Value Ratio4.013.81952.7909
Pretty Stable
Days Of Payables Outstanding159316162
Slightly volatile
Dividend Payout Ratio0.91.54121.0436
Slightly volatile
Price To Operating Cash Flows Ratio42.6640.632717.8207
Slightly volatile
Price To Free Cash Flows Ratio44.242.094418.4051
Slightly volatile
Pretax Profit Margin0.140.22350.2111
Slightly volatile
Effective Tax Rate0.260.19720.2386
Pretty Stable
Company Equity Multiplier4.724.49913.6461
Slightly volatile
Long Term Debt To Capitalization0.06470.06160.0785
Slightly volatile
Total Debt To Capitalization9.0E-48.0E-40.0199
Slightly volatile
Debt Equity Ratio9.0E-48.0E-40.0249
Slightly volatile
Quick Ratio332316199
Very volatile
Dividend Paid And Capex Coverage Ratio0.270.28049.2985
Slightly volatile
Net Income Per E B T0.870.80280.7695
Slightly volatile
Cash Ratio29.1127.7219.6139
Very volatile
Operating Cash Flow Sales Ratio0.07440.07830.2257
Slightly volatile
Days Of Sales Outstanding295177234
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.780.96530.9631
Slightly volatile
Cash Flow Coverage Ratios99.54101426
Slightly volatile
Price To Book Ratio4.013.81952.7909
Pretty Stable
Fixed Asset Turnover38.5652.495848.4571
Pretty Stable
Capital Expenditure Coverage Ratio55.8628.797676.8135
Pretty Stable
Price Cash Flow Ratio42.6640.632717.8207
Slightly volatile
Debt Ratio2.0E-43.0E-40.0068
Slightly volatile
Cash Flow To Debt Ratio99.54101426
Slightly volatile
Price Sales Ratio3.343.18052.8047
Slightly volatile
Return On Assets0.02990.04790.0442
Very volatile
Asset Turnover0.310.26690.2703
Slightly volatile
Net Profit Margin0.110.17940.1669
Slightly volatile
Gross Profit Margin0.951.030.8754
Slightly volatile
Price Fair Value4.013.81952.7909
Pretty Stable
Return On Equity0.230.21540.1675
Slightly volatile

AMERISAFE Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap587.3 M884.6 M862.8 M
Slightly volatile
Enterprise Value547 M845 M805.1 M
Slightly volatile

AMERISAFE Fundamental Market Drivers

Forward Price Earnings23.4192
Cash And Short Term Investments351.8 M

AMERISAFE Upcoming Events

21st of February 2024
Upcoming Quarterly Report
View
24th of April 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
21st of February 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About AMERISAFE Financial Statements

AMERISAFE stakeholders use historical fundamental indicators, such as AMERISAFE's revenue or net income, to determine how well the company is positioned to perform in the future. Although AMERISAFE investors may analyze each financial statement separately, they are all interrelated. For example, changes in AMERISAFE's assets and liabilities are reflected in the revenues and expenses on AMERISAFE's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in AMERISAFE. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue26.2 M27.5 M
Total Revenue309 M330 M
Cost Of Revenue28.4 M48.8 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.10  0.06 
Revenue Per Share 16.21  15.39 
Ebit Per Revenue(0.10)(0.10)

Currently Active Assets on Macroaxis

When determining whether AMERISAFE is a strong investment it is important to analyze AMERISAFE's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact AMERISAFE's future performance. For an informed investment choice regarding AMERISAFE Stock, refer to the following important reports:
Check out the analysis of AMERISAFE Correlation against competitors.
For more detail on how to invest in AMERISAFE Stock please use our How to Invest in AMERISAFE guide.
You can also try the Equity Valuation module to check real value of public entities based on technical and fundamental data.
Is Property & Casualty Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of AMERISAFE. If investors know AMERISAFE will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about AMERISAFE listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.32)
Dividend Share
1.48
Earnings Share
2.89
Revenue Per Share
16.209
Quarterly Revenue Growth
(0.08)
The market value of AMERISAFE is measured differently than its book value, which is the value of AMERISAFE that is recorded on the company's balance sheet. Investors also form their own opinion of AMERISAFE's value that differs from its market value or its book value, called intrinsic value, which is AMERISAFE's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because AMERISAFE's market value can be influenced by many factors that don't directly affect AMERISAFE's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between AMERISAFE's value and its price as these two are different measures arrived at by different means. Investors typically determine if AMERISAFE is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, AMERISAFE's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.