XYF Operating Income vs Ebitda Analysis

XYF Stock

USD 8.65 0.19 2.25%

X Financial financial indicator trend analysis is more than just analyzing X Financial Class current accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether X Financial Class is a good investment. Please check the relationship between X Financial Operating Income and its Ebitda accounts. Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in X Financial Class. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in manufacturing.

Operating Income vs Ebitda

Operating Income vs Ebitda Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of X Financial Class Operating Income account and Ebitda. At this time, the significance of the direction appears to have totally related.

The correlation between X Financial's Operating Income and Ebitda is 1.0. Overlapping area represents the amount of variation of Operating Income that can explain the historical movement of Ebitda in the same time period over historical financial statements of X Financial Class, assuming nothing else is changed. The correlation between historical values of X Financial's Operating Income and Ebitda is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Operating Income of X Financial Class are associated (or correlated) with its Ebitda. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Ebitda has no effect on the direction of Operating Income i.e., X Financial's Operating Income and Ebitda go up and down completely randomly.

Correlation Coefficient

1.0

Relationship Direction	Positive
Relationship Strength	Very Strong

View All Relationships

Operating Income

Operating Income is the amount of profit realized from X Financial Class operations after accounting for operating expenses such as cost of goods sold (COGS), wages and depreciation. Operating income takes the gross income and subtracts other operating expenses and then removes depreciation. Operating Income of X Financial Class is typically a synonym for earnings before interest and taxes (EBIT) and is also commonly referred to as operating profit or recurring profit. Earnings before interest and taxes (EBIT), representing the amount of profit a company generates from its operations.

Ebitda

Most indicators from X Financial's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into X Financial Class current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in X Financial Class. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in manufacturing.

At this time, X Financial's Tax Provision is most likely to increase significantly in the upcoming years. The X Financial's current Sales General And Administrative To Revenue is estimated to increase to 0.09, while Selling General Administrative is projected to decrease to roughly 183.2 M.

	2022	2023	2024	2025 (projected)
Interest Income	970.0M	1.1B	1.3B	1.3B
Net Interest Income	970.0M	1.1B	1.3B	1.3B

Interest Income Net Interest Income

X Financial fundamental ratios Correlations

	Total Assets	Short Long Term Debt Total	Other Current Liab	Total Current Liabilities	Total Stockholder Equity	Other Liab	Net Tangible Assets	Property Plant And Equipment Net	Net Debt	Retained Earnings	Accounts Payable	Cash	Non Current Assets Total	Non Currrent Assets Other	Other Assets	Long Term Debt	Cash And Short Term Investments	Net Receivables	Common Stock Total Equity	Common Stock Shares Outstanding	Long Term Debt Total	Capital Surpluse	Other Current Assets	Other Stockholder Equity	Total Liab	Long Term Investments
Total Assets		0.34	-0.85	0.69	0.98	0.69	0.92	0.71	-0.89	0.89	0.96	0.88	0.86	-0.24	0.21	0.7	0.72	0.85	0.96	0.56	0.78	0.93	0.8	-0.24	0.97	0.87
Short Long Term Debt Total	0.34		-0.22	0.16	0.28	0.53	0.34	0.11	-0.38	0.14	0.26	0.38	0.27	0.23	0.26	0.24	0.52	0.09	0.44	0.49	0.61	0.44	0.48	0.23	0.39	0.29
Other Current Liab	-0.85	-0.22		-0.91	-0.83	-0.44	-0.69	-0.88	0.89	-0.93	-0.86	-0.95	-0.96	0.2	0.22	-0.81	-0.56	-0.79	-0.76	-0.44	-0.83	-0.72	-0.78	0.2	-0.84	-0.95
Total Current Liabilities	0.69	0.16	-0.91		0.66	0.31	0.5	0.97	-0.71	0.87	0.64	0.86	0.92	0.13	-0.47	0.75	0.28	0.67	0.6	0.42	0.69	0.52	0.85	0.13	0.71	0.9
Total Stockholder Equity	0.98	0.28	-0.83	0.66		0.6	0.97	0.7	-0.87	0.9	0.95	0.86	0.85	-0.27	0.23	0.68	0.75	0.9	0.97	0.56	0.72	0.96	0.76	-0.26	0.91	0.86
Other Liab	0.69	0.53	-0.44	0.31	0.6		0.64	0.31	-0.58	0.49	0.64	0.55	0.46	-0.12	0.6	0.29	0.58	0.28	0.69	0.58	0.6	0.66	0.65	-0.12	0.77	0.47
Net Tangible Assets	0.92	0.34	-0.69	0.5	0.97	0.64		0.57	-0.81	0.82	0.89	0.77	0.75	-0.27	0.43	0.57	0.8	0.83	0.97	0.61	0.64	0.99	0.7	-0.27	0.82	0.77
Property Plant And Equipment Net	0.71	0.11	-0.88	0.97	0.7	0.31	0.57		-0.66	0.88	0.64	0.81	0.9	0.17	-0.4	0.67	0.25	0.76	0.65	0.4	0.61	0.58	0.86	0.17	0.69	0.87
Net Debt	-0.89	-0.38	0.89	-0.71	-0.87	-0.58	-0.81	-0.66		-0.89	-0.9	-0.96	-0.91	0.41	-0.1	-0.89	-0.84	-0.73	-0.84	-0.64	-0.92	-0.83	-0.71	0.41	-0.86	-0.93
Retained Earnings	0.89	0.14	-0.93	0.87	0.9	0.49	0.82	0.88	-0.89		0.86	0.94	0.97	-0.2	-0.05	0.81	0.62	0.84	0.85	0.61	0.75	0.81	0.83	-0.2	0.83	0.97
Accounts Payable	0.96	0.26	-0.86	0.64	0.95	0.64	0.89	0.64	-0.9	0.86		0.87	0.83	-0.45	0.23	0.69	0.77	0.85	0.92	0.52	0.79	0.91	0.66	-0.45	0.93	0.84
Cash	0.88	0.38	-0.95	0.86	0.86	0.55	0.77	0.81	-0.96	0.94	0.87		0.98	-0.24	-0.06	0.89	0.73	0.75	0.84	0.68	0.92	0.8	0.82	-0.24	0.86	0.99
Non Current Assets Total	0.86	0.27	-0.96	0.92	0.85	0.46	0.75	0.9	-0.91	0.97	0.83	0.98		-0.13	-0.17	0.87	0.62	0.79	0.81	0.62	0.84	0.76	0.86	-0.13	0.83	1.0
Non Currrent Assets Other	-0.24	0.23	0.2	0.13	-0.27	-0.12	-0.27	0.17	0.41	-0.2	-0.45	-0.24	-0.13		-0.38	-0.33	-0.57	-0.21	-0.23	-0.18	-0.29	-0.27	0.28	1.0	-0.19	-0.17
Other Assets	0.21	0.26	0.22	-0.47	0.23	0.6	0.43	-0.4	-0.1	-0.05	0.23	-0.06	-0.17	-0.38		-0.22	0.5	-0.03	0.34	0.3	0.03	0.41	-0.04	-0.37	0.18	-0.14
Long Term Debt	0.7	0.24	-0.81	0.75	0.68	0.29	0.57	0.67	-0.89	0.81	0.69	0.89	0.87	-0.33	-0.22		0.64	0.66	0.63	0.59	0.85	0.59	0.61	-0.33	0.68	0.88
Cash And Short Term Investments	0.72	0.52	-0.56	0.28	0.75	0.58	0.8	0.25	-0.84	0.62	0.77	0.73	0.62	-0.57	0.5	0.64		0.54	0.8	0.72	0.79	0.83	0.44	-0.57	0.66	0.66
Net Receivables	0.85	0.09	-0.79	0.67	0.9	0.28	0.83	0.76	-0.73	0.84	0.85	0.75	0.79	-0.21	-0.03	0.66	0.54		0.84	0.34	0.58	0.83	0.63	-0.21	0.75	0.79
Common Stock Total Equity	0.96	0.44	-0.76	0.6	0.97	0.69	0.97	0.65	-0.84	0.85	0.92	0.84	0.81	-0.23	0.34	0.63	0.8	0.84		0.68	0.76	0.99	0.78	-0.22	0.89	0.83
Common Stock Shares Outstanding	0.56	0.49	-0.44	0.42	0.56	0.58	0.61	0.4	-0.64	0.61	0.52	0.68	0.62	-0.18	0.3	0.59	0.72	0.34	0.68		0.68	0.63	0.61	-0.18	0.53	0.64
Long Term Debt Total	0.78	0.61	-0.83	0.69	0.72	0.6	0.64	0.61	-0.92	0.75	0.79	0.92	0.84	-0.29	0.03	0.85	0.79	0.58	0.76	0.68		0.72	0.7	-0.29	0.81	0.85
Capital Surpluse	0.93	0.44	-0.72	0.52	0.96	0.66	0.99	0.58	-0.83	0.81	0.91	0.8	0.76	-0.27	0.41	0.59	0.83	0.83	0.99	0.63	0.72		0.72	-0.26	0.85	0.78
Other Current Assets	0.8	0.48	-0.78	0.85	0.76	0.65	0.7	0.86	-0.71	0.83	0.66	0.82	0.86	0.28	-0.04	0.61	0.44	0.63	0.78	0.61	0.7	0.72		0.28	0.81	0.84
Other Stockholder Equity	-0.24	0.23	0.2	0.13	-0.26	-0.12	-0.27	0.17	0.41	-0.2	-0.45	-0.24	-0.13	1.0	-0.37	-0.33	-0.57	-0.21	-0.22	-0.18	-0.29	-0.26	0.28		-0.19	-0.17
Total Liab	0.97	0.39	-0.84	0.71	0.91	0.77	0.82	0.69	-0.86	0.83	0.93	0.86	0.83	-0.19	0.18	0.68	0.66	0.75	0.89	0.53	0.81	0.85	0.81	-0.19		0.83
Long Term Investments	0.87	0.29	-0.95	0.9	0.86	0.47	0.77	0.87	-0.93	0.97	0.84	0.99	1.0	-0.17	-0.14	0.88	0.66	0.79	0.83	0.64	0.85	0.78	0.84	-0.17	0.83

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X Financial Account Relationship Matchups

X Financial fundamental ratios Accounts

	2020	2021	2022	2023	2024	2025 (projected)
Total Assets	7.5B	7.3B	8.8B	11.7B	13.4B	7.4B
Short Long Term Debt Total	1.8B	1.7B	81.5M	577.9M	664.5M	733.7M
Other Current Liab	(477.2M)	(249.6M)	(791.1M)	(1.5B)	(1.3B)	(1.3B)
Total Current Liabilities	477.2M	249.6M	70.2M	6.8B	7.8B	8.2B
Total Stockholder Equity	3.1B	4.0B	4.8B	5.8B	6.7B	3.8B
Other Liab	202.4M	3.1B	3.4B	2.0B	2.3B	2.0B
Net Tangible Assets	3.5B	4.3B	3.0B	3.9B	4.5B	3.1B
Property Plant And Equipment Net	11.1M	6.2M	5.9M	59.3M	68.2M	71.6M
Net Debt	(1.3B)	(1.9B)	(2.3B)	(2.3B)	(2.1B)	(2.2B)
Retained Earnings	(14.6M)	810.9M	1.6B	2.7B	3.1B	3.3B
Accounts Payable	126.6M	83.1M	195.1M	179.8M	206.8M	114.7M
Cash	1.7B	2.1B	2.4B	2.9B	3.3B	3.5B
Non Current Assets Total	350.2M	685.9M	731.0M	1.3B	1.5B	1.6B
Non Currrent Assets Other	(350.2M)	(685.9M)	(88.4B)	140.6M	126.5M	132.9M
Other Assets	5.1B	3.7B	4.6B	1.6K	1.9K	1.8K
Long Term Debt	26.7M	68.4M	9.8M	1.5B	1.7B	1.8B
Cash And Short Term Investments	1.7B	2.2B	2.4B	1.2B	1.4B	1.5B
Net Receivables	413.3M	747.5M	1.2B	1.7B	1.9B	1.0B
Good Will	(380.0M)	(258.0M)	(99.2M)	(36.5B)	(32.9B)	(31.2B)
Common Stock Shares Outstanding	53.5M	56.1M	53.7M	48.5M	55.7M	57.3M
Long Term Debt Total	26.7M	68.4M	1.5B	1.5B	1.7B	1.8B
Liabilities And Stockholders Equity	7.5B	7.3B	8.8B	11.7B	13.4B	7.4B
Non Current Liabilities Total	16.9M	12.3M	70.2M	3.8B	4.3B	4.6B
Capital Surpluse	2.8B	3.0B	3.1B	3.2B	3.6B	2.7B
Capital Lease Obligations	16.9M	12.3M	11.3M	12.9M	14.8M	10.1M
Inventory	(5.3B)	(5.0B)	(6.2B)	(24.6M)	(22.2M)	(23.3M)
Other Current Assets	5.3B	5.0B	22.1M	7.5B	8.6B	9.0B
Other Stockholder Equity	3.1B	3.2B	(1.6T)	3.1B	2.8B	2.9B
Total Liab	4.5B	3.4B	4.1B	5.8B	6.7B	3.6B
Long Term Investments	301.6M	642.9M	688.6M	1.1B	1.3B	1.3B
Property Plant And Equipment Gross	11.1M	45.9M	49.9M	51.0M	58.6M	32.0M
Short Long Term Debt	350.5M	166.5M	70.2M	565M	649.8M	682.2M
Total Current Assets	2.1B	2.9B	3.5B	10.3B	11.9B	12.5B
Accumulated Other Comprehensive Income	21.1M	6.3M	63.6M	69.5M	79.9M	51.1M
Cash And Equivalents	1.1B	1.0B	746.4M	584.8M	672.5M	840.0M
Short Term Debt	350.5M	166.5M	70.2M	565M	649.8M	682.2M
Intangible Assets	295.5M	136.1M	36.5B	36.8M	42.3M	40.2M
Common Stock	201K	203K	207K	206.8K	237.8K	210.9K

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When determining whether X Financial Class is a strong investment it is important to analyze X Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact X Financial's future performance. For an informed investment choice regarding XYF Stock, refer to the following important reports:

How To Invest In XYF

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Is XYF Stock a good investment?

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What is X Financial's Net Worth?

Details

Largest Consumer Finance Companies

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Largest Financial Services Companies

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Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in X Financial Class. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in manufacturing.

You can also try the Commodity Directory module to find actively traded commodities issued by global exchanges.

Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of X Financial. If investors know XYF will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about X Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

0.103

Dividend Share

2.37

Earnings Share

3.71

Revenue Per Share

110.324

Quarterly Revenue Growth

0.133

The market value of X Financial Class is measured differently than its book value, which is the value of XYF that is recorded on the company's balance sheet. Investors also form their own opinion of X Financial's value that differs from its market value or its book value, called intrinsic value, which is X Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because X Financial's market value can be influenced by many factors that don't directly affect X Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between X Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if X Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, X Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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XYF Operating Income vs Ebitda Analysis

Operating Income vs Ebitda

Operating Income vs Ebitda Correlation Analysis

Correlation Coefficient

Operating Income

Ebitda

X Financial fundamental ratios Correlations

X Financial Account Relationship Matchups

High Positive Relationship

High Negative Relationship

X Financial fundamental ratios Accounts

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COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY

Long Term Investments	+ 1.0	Non Current Assets Total
Other Stockholder Equity	+ 1.0	Non Currrent Assets Other
Capital Surpluse	+ 0.99	Net Tangible Assets
Long Term Investments	+ 0.99	Cash
Capital Surpluse	+ 0.99	Common Stock Total Equity
Total Stockholder Equity	+ 0.98	Total Assets

Cash	- 0.96	Net Debt
Non Current Assets Total	- 0.96	Other Current Liab
Long Term Investments	- 0.95	Other Current Liab
Cash	- 0.95	Other Current Liab
Long Term Investments	- 0.93	Net Debt
Retained Earnings	- 0.93	Other Current Liab