VersaBank Common Stock Shares Outstanding vs Retained Earnings Analysis

VBNK Stock  USD 12.93  0.29  2.29%   
VersaBank financial indicator trend analysis is much more than just breaking down VersaBank prevalent accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether VersaBank is a good investment. Please check the relationship between VersaBank Common Stock Shares Outstanding and its Retained Earnings accounts. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in VersaBank. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors.
For more information on how to buy VersaBank Stock please use our How to buy in VersaBank Stock guide.

Common Stock Shares Outstanding vs Retained Earnings

Common Stock Shares Outstanding vs Retained Earnings Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of VersaBank Common Stock Shares Outstanding account and Retained Earnings. At this time, the significance of the direction appears to have very strong relationship.
The correlation between VersaBank's Common Stock Shares Outstanding and Retained Earnings is 0.86. Overlapping area represents the amount of variation of Common Stock Shares Outstanding that can explain the historical movement of Retained Earnings in the same time period over historical financial statements of VersaBank, assuming nothing else is changed. The correlation between historical values of VersaBank's Common Stock Shares Outstanding and Retained Earnings is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Common Stock Shares Outstanding of VersaBank are associated (or correlated) with its Retained Earnings. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Retained Earnings has no effect on the direction of Common Stock Shares Outstanding i.e., VersaBank's Common Stock Shares Outstanding and Retained Earnings go up and down completely randomly.

Correlation Coefficient

0.86
Relationship DirectionPositive 
Relationship StrengthStrong

Common Stock Shares Outstanding

The total number of shares of a company's common stock that are currently owned by all its shareholders.

Retained Earnings

The cumulative amount of net income that a company retains for reinvestment in its operations, rather than distributing it to shareholders as dividends.
Most indicators from VersaBank's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into VersaBank current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in VersaBank. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors.
For more information on how to buy VersaBank Stock please use our How to buy in VersaBank Stock guide.At this time, VersaBank's Selling General Administrative is quite stable compared to the past year. Sales General And Administrative To Revenue is expected to rise to 0.58 this year, although the value of Tax Provision will most likely fall to about 11.1 M.
 2022 2023 2024 2025 (projected)
Gross Profit109.2M111.6M128.4M134.8M
Total Revenue108.6M111.6M128.4M134.8M

VersaBank fundamental ratios Correlations

0.720.49-0.440.780.94-0.010.97-0.460.330.960.140.810.330.990.80.97-0.251.00.290.78-0.490.86-0.180.710.8
0.720.46-0.470.770.560.320.67-0.480.20.640.270.480.210.730.740.76-0.280.720.170.9-0.150.88-0.070.660.97
0.490.46-0.990.070.390.220.3-0.99-0.030.550.030.38-0.020.520.150.590.420.51-0.060.250.240.35-0.560.10.42
-0.44-0.47-0.99-0.06-0.31-0.3-0.261.00.09-0.51-0.13-0.290.09-0.48-0.14-0.57-0.43-0.470.13-0.25-0.28-0.340.51-0.08-0.43
0.780.770.07-0.060.70.020.86-0.080.40.660.250.560.40.750.960.76-0.560.760.360.91-0.550.940.230.810.83
0.940.560.39-0.310.7-0.270.93-0.330.510.89-0.170.930.510.940.690.85-0.240.930.480.68-0.560.75-0.220.680.65
-0.010.320.22-0.30.02-0.27-0.11-0.29-0.85-0.050.36-0.22-0.850.00.180.17-0.04-0.01-0.870.110.50.06-0.3-0.240.28
0.970.670.3-0.260.860.93-0.11-0.280.410.890.140.790.410.950.860.92-0.390.960.380.82-0.620.890.020.790.78
-0.46-0.48-0.991.0-0.08-0.33-0.29-0.280.08-0.53-0.14-0.30.07-0.49-0.16-0.58-0.42-0.480.11-0.26-0.26-0.360.5-0.1-0.44
0.330.2-0.030.090.40.51-0.850.410.080.33-0.210.41.00.320.20.17-0.110.321.00.36-0.570.40.310.580.21
0.960.640.55-0.510.660.89-0.050.89-0.530.330.220.720.330.960.670.93-0.120.960.30.63-0.520.76-0.290.530.7
0.140.270.03-0.130.25-0.170.360.14-0.14-0.210.22-0.46-0.210.10.230.24-0.080.14-0.230.18-0.20.270.340.060.27
0.810.480.38-0.290.560.93-0.220.79-0.30.40.72-0.460.410.830.590.72-0.220.810.380.59-0.330.61-0.360.590.55
0.330.21-0.020.090.40.51-0.850.410.071.00.33-0.210.410.320.210.17-0.110.321.00.36-0.570.40.310.580.22
0.990.730.52-0.480.750.940.00.95-0.490.320.960.10.830.320.780.97-0.280.990.290.76-0.460.84-0.240.670.79
0.80.740.15-0.140.960.690.180.86-0.160.20.670.230.590.210.780.81-0.550.790.170.88-0.410.910.080.740.81
0.970.760.59-0.570.760.850.170.92-0.580.170.930.240.720.170.970.81-0.220.980.130.78-0.360.86-0.220.640.83
-0.25-0.280.42-0.43-0.56-0.24-0.04-0.39-0.42-0.11-0.12-0.08-0.22-0.11-0.28-0.55-0.22-0.23-0.12-0.40.3-0.34-0.3-0.41-0.29
1.00.720.51-0.470.760.93-0.010.96-0.480.320.960.140.810.320.990.790.98-0.230.290.77-0.480.86-0.20.690.8
0.290.17-0.060.130.360.48-0.870.380.111.00.3-0.230.381.00.290.170.13-0.120.290.32-0.570.360.320.560.18
0.780.90.25-0.250.910.680.110.82-0.260.360.630.180.590.360.760.880.78-0.40.770.32-0.350.960.190.880.95
-0.49-0.150.24-0.28-0.55-0.560.5-0.62-0.26-0.57-0.52-0.2-0.33-0.57-0.46-0.41-0.360.3-0.48-0.57-0.35-0.46-0.35-0.47-0.25
0.860.880.35-0.340.940.750.060.89-0.360.40.760.270.610.40.840.910.86-0.340.860.360.96-0.460.130.840.93
-0.18-0.07-0.560.510.23-0.22-0.30.020.50.31-0.290.34-0.360.31-0.240.08-0.22-0.3-0.20.320.19-0.350.130.42-0.03
0.710.660.1-0.080.810.68-0.240.79-0.10.580.530.060.590.580.670.740.64-0.410.690.560.88-0.470.840.420.73
0.80.970.42-0.430.830.650.280.78-0.440.210.70.270.550.220.790.810.83-0.290.80.180.95-0.250.93-0.030.73
Click cells to compare fundamentals

VersaBank Account Relationship Matchups

VersaBank fundamental ratios Accounts

202020212022202320242025 (projected)
Total Assets2.4B3.3B4.2B4.8B5.6B5.8B
Short Long Term Debt Total100.4M105.0M110.6M108.6M124.9M70.8M
Other Current Liab(120.6M)(13.5M)(23.9M)(893K)(803.7K)(843.9K)
Total Current Liabilities100.3M117.7M7.7M9.7M11.1M10.6M
Total Stockholder Equity332.1M349.1M377.2M399.2M459.1M253.1M
Property Plant And Equipment Net11.9M11.0M10.0M26.6M30.6M32.1M
Net Debt(171.1M)16.4M(21.6M)(116.7M)(134.2M)(140.9M)
Retained Earnings90.6M109.3M146.0M181.2M208.4M218.8M
Accounts Payable96.1M117.7M7.7M7.5M8.6M8.2M
Cash271.5M88.6M132.2M225.3M259.0M178.0M
Non Current Assets Total22.2M141.6M4.1B4.6B5.3B5.6B
Non Currrent Assets Other(2.9M)(141.6M)3.9B(351.2M)(403.9M)(383.7M)
Other Assets2.1B3.0B1.04.8B5.6B5.8B
Cash And Short Term Investments271.5M88.6M132.2M226.2M260.1M178.0M
Net Receivables10.8M18.5M24.5M32.5M37.4M39.2M
Common Stock Shares Outstanding21.8M27.4M26.3M26.0M29.9M23.0M
Liabilities And Stockholders Equity2.4B3.3B4.2B4.8B5.6B5.8B
Non Current Liabilities Total16.7M101.3M2.9B3.8B4.4B4.6B
Other Stockholder Equity(27.1M)(13.6M)2.5M2.5M2.2M2.1M
Total Liab2.1B2.9B3.8B4.4B5.1B5.4B
Total Current Assets282.4M88.6M132.2M226.2M260.1M183.9M
Common Stock227.7M238.0M214.8M215.6M248.0M190.7M
Other Liab4.0M8.8M134.9M9.5M11.0M10.4M
Net Tangible Assets226.0M309.1M341.7M368.6M423.9M287.5M
Other Current Assets274.2M92.4M156.8M(32.5M)(37.4M)(35.5M)
Property Plant Equipment10.4M11.9M11.0M10.0M11.5M10.6M
Long Term Debt95.3M105.0M106.9M102.5M117.9M79.3M
Net Invested Capital413.7M454.0M470.4M501.7M577.0M403.2M
Long Term Investments953K141.6M168.9M300.3M345.3M362.6M
Capital Stock241.3M238.0M228.5M215.6M248.0M230.9M
Inventory(257.9M)(274.2M)(110.8M)(156.8M)(180.3M)(189.3M)
Capital Lease Obligations5.1M4.5M3.8M6.1M7.0M5.0M
Property Plant And Equipment Gross21.7M22.3M21.9M40.2M46.2M27.6M

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When determining whether VersaBank is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if VersaBank Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Versabank Stock. Highlighted below are key reports to facilitate an investment decision about Versabank Stock:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in VersaBank. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors.
For more information on how to buy VersaBank Stock please use our How to buy in VersaBank Stock guide.
You can also try the Crypto Correlations module to use cryptocurrency correlation module to diversify your cryptocurrency portfolio across multiple coins.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of VersaBank. If investors know VersaBank will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about VersaBank listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.58)
Dividend Share
0.1
Earnings Share
1.05
Revenue Per Share
4.31
Quarterly Revenue Growth
(0.07)
The market value of VersaBank is measured differently than its book value, which is the value of VersaBank that is recorded on the company's balance sheet. Investors also form their own opinion of VersaBank's value that differs from its market value or its book value, called intrinsic value, which is VersaBank's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because VersaBank's market value can be influenced by many factors that don't directly affect VersaBank's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between VersaBank's value and its price as these two are different measures arrived at by different means. Investors typically determine if VersaBank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, VersaBank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.