VersaBank Cash from 2010 to 2025

VBNK Stock  USD 10.33  0.09  0.86%   
VersaBank Cash yearly trend continues to be quite stable with very little volatility. The value of Cash is projected to decrease to about 178 M. Cash is the total amount of money in the form of currency that VersaBank has in its possession. This includes all bills, coins, and funds in bank accounts. View All Fundamentals
 
Cash  
First Reported
2011-10-31
Previous Quarter
225.3 M
Current Value
386.7 M
Quarterly Volatility
73.8 M
 
Yuan Drop
 
Covid
Check VersaBank financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among VersaBank's main balance sheet or income statement drivers, such as Interest Expense of 220.7 M, Selling General Administrative of 62.7 M or Total Revenue of 134.8 M, as well as many indicators such as Price To Sales Ratio of 2.68, Dividend Yield of 0.0072 or PTB Ratio of 0.89. VersaBank financial statements analysis is a perfect complement when working with VersaBank Valuation or Volatility modules.
  
Check out the analysis of VersaBank Correlation against competitors.
For more information on how to buy VersaBank Stock please use our How to buy in VersaBank Stock guide.

Latest VersaBank's Cash Growth Pattern

Below is the plot of the Cash of VersaBank over the last few years. Cash refers to the most liquid asset of VersaBank, which is listed under current asset account on VersaBank balance sheet and usually includes currency, coins, checking accounts, and not deposited checks received from VersaBank customers. The amounts must be unrestricted with restricted cash listed in a different VersaBank account. It is the total amount of money in the form of currency that a company has in its possession. This includes all bills, coins, and funds in bank accounts. VersaBank's Cash historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in VersaBank's overall financial position and show how it may be relating to other accounts over time.
Cash10 Years Trend
Slightly volatile
   Cash   
       Timeline  

VersaBank Cash Regression Statistics

Arithmetic Mean168,878,365
Geometric Mean159,960,502
Coefficient Of Variation34.20
Mean Deviation46,824,911
Median159,909,000
Standard Deviation57,749,426
Sample Variance3335T
Range182.9M
R-Value0.35
Mean Square Error3143T
R-Squared0.12
Significance0.19
Slope4,209,029
Total Sum of Squares50024.9T

VersaBank Cash History

2025178 M
2024259 M
2023225.3 M
2022132.2 M
202188.6 M
2020271.5 M
2019257.6 M

Other Fundumenentals of VersaBank

VersaBank Cash component correlations

About VersaBank Financial Statements

VersaBank investors utilize fundamental indicators, such as Cash, to predict how VersaBank Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Cash259 M178 M
Cash And Short Term Investments260.1 M178 M
Change In Cash107 M112.3 M
Free Cash Flow292.2 M306.9 M
Begin Period Cash Flow152.1 M167.3 M
Other Cashflows From Financing Activities-13.2 M-12.5 M
Other Non Cash Items-13.4 M-14.1 M
Total Cash From Operating Activities313.6 M329.3 M
Total Cash From Financing Activities-21 M-19.9 M
End Period Cash Flow259 M178 M
Total Cashflows From Investing Activities-25.3 M-26.6 M
Other Cashflows From Investing Activities-114.2 M-119.9 M
Free Cash Flow Yield 0.42  0.44 
Operating Cash Flow Per Share 9.45  9.92 
Free Cash Flow Per Share 8.81  9.25 
Cash Per Share 10.02  8.77 
Capex To Operating Cash Flow 0.06  0.06 
EV To Operating Cash Flow 1.80  1.89 
EV To Free Cash Flow 1.93  2.03 
Price To Operating Cash Flows Ratio 1.79  1.88 
Price To Free Cash Flows Ratio 1.92  2.02 
Cash Ratio 0.04  0.04 
Cash Conversion Cycle 122.18  72.01 
Operating Cash Flow Sales Ratio 2.20  2.31 
Free Cash Flow Operating Cash Flow Ratio 1.07  1.09 
Cash Flow Coverage Ratios 2.26  2.37 
Price Cash Flow Ratio 1.79  1.88 
Cash Flow To Debt Ratio 2.26  2.37 

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When determining whether VersaBank is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if VersaBank Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Versabank Stock. Highlighted below are key reports to facilitate an investment decision about Versabank Stock:
Check out the analysis of VersaBank Correlation against competitors.
For more information on how to buy VersaBank Stock please use our How to buy in VersaBank Stock guide.
You can also try the Portfolio Comparator module to compare the composition, asset allocations and performance of any two portfolios in your account.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of VersaBank. If investors know VersaBank will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about VersaBank listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.42)
Dividend Share
0.1
Earnings Share
0.9
Revenue Per Share
4.103
Quarterly Revenue Growth
(0.07)
The market value of VersaBank is measured differently than its book value, which is the value of VersaBank that is recorded on the company's balance sheet. Investors also form their own opinion of VersaBank's value that differs from its market value or its book value, called intrinsic value, which is VersaBank's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because VersaBank's market value can be influenced by many factors that don't directly affect VersaBank's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between VersaBank's value and its price as these two are different measures arrived at by different means. Investors typically determine if VersaBank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, VersaBank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.