UMB Historical Income Statement
| UMBF Stock | USD 126.05 0.17 0.14% |
Historical analysis of UMB Financial income statement accounts such as Interest Expense of 964.5 M, Other Operating Expenses of 1.4 B, Operating Income of 263.5 M or Total Operating Expenses of 1.4 B can show how well UMB Financial performed in making a profits. Evaluating UMB Financial income statement over time to spot trends is a great complementary tool to traditional technical analysis and can indicate the direction of UMB Financial's future profits or losses.
Financial Statement Analysis is much more than just reviewing and examining UMB Financial latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether UMB Financial is a good buy for the upcoming year.
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About UMB Income Statement Analysis
UMB Financial Income Statement consists of revenues and expenses along with the resulting net income or loss. It represents the profit for the accounting period attributable to UMB Financial shareholders. The income statement also shows UMB investors and management if the firm made money during the period reported. The result of an income statement is the net income that is calculated after subtracting the expenses from revenue. It is essential to investors both as an absolute measure as well as earnings per share (i.e., EPS).
UMB Financial Income Statement Chart
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Other Operating Expenses
Other Operating Expenses is the expense which generally does not depend on sales or production quantities of UMB Financial. It is also known as UMB Financial overhead expenses. Typically these expenses include marketing, rent and utilities, office, leases, and other overhead cost. Expenses incurred from non-core business activities, including administrative and general expenses, but excluding costs directly related to production.Operating Income
Operating Income is the amount of profit realized from UMB Financial operations after accounting for operating expenses such as cost of goods sold (COGS), wages and depreciation. Operating income takes the gross income and subtracts other operating expenses and then removes depreciation. Operating Income of UMB Financial is typically a synonym for earnings before interest and taxes (EBIT) and is also commonly referred to as operating profit or recurring profit. Earnings before interest and taxes (EBIT), representing the amount of profit a company generates from its operations.Net Income
Net income is one of the most important fundamental items in finance. It plays a large role in UMB Financial financial statement analysis. It represents the amount of money remaining after all of UMB Financial operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue.Total Revenue
Total revenue comprises all receipts UMB Financial generated from the sale of its products or services. The total amount of income generated by the sale of goods or services related to the company's primary operations.Most accounts from UMB Financial's income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into UMB Financial current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in UMB Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. For more detail on how to invest in UMB Stock please use our How to Invest in UMB Financial guide.At this time, UMB Financial's Total Operating Expenses is most likely to increase significantly in the upcoming years. The UMB Financial's current Net Income is estimated to increase to about 367.5 M, while EBIT is forecasted to increase to (137.1 M).
| 2021 | 2022 | 2023 | 2024 (projected) | Operating Income | 429.1M | 750.7M | 507.2M | 263.5M | Other Operating Expenses | 766.9M | 25.7M | 1.3B | 1.4B |
UMB Financial income statement Correlations
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UMB Financial Account Relationship Matchups
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UMB Financial income statement Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Interest Expense | 192.0M | 77.3M | 46.0M | 223.7M | 918.6M | 964.5M | |
| Other Operating Expenses | 741.8M | 879.3M | 766.9M | 25.7M | 1.3B | 1.4B | |
| Operating Income | 286.0M | 338.9M | 429.1M | 750.7M | 507.2M | 263.5M | |
| Ebit | 235.2M | 339.1M | 433.2M | 534.2M | (144.3M) | (137.1M) | |
| Ebitda | 291.5M | 401.7M | 487.6M | 586.0M | (85.6M) | (81.3M) | |
| Total Operating Expenses | (741.8M) | (879.3M) | (766.9M) | 25.7M | 1.3B | 1.4B | |
| Net Income | 243.6M | 286.5M | 353.0M | 431.7M | 350.0M | 367.5M | |
| Income Tax Expense | 42.4M | 52.4M | 76.0M | 100.3M | 71.6M | 75.2M | |
| Depreciation And Amortization | 56.3M | 62.6M | 54.4M | 51.8M | 58.7M | 34.5M | |
| Selling General Administrative | 491.6M | 521.3M | 531.3M | 524.4M | 553.4M | 301.6M | |
| Selling And Marketing Expenses | 26.3M | 14.7M | 18.5M | 25.7M | 25.7M | 19.6M | |
| Total Revenue | 1.0B | 1.2B | 1.2B | 221.9M | 1.3B | 1.4B | |
| Gross Profit | 1.0B | 1.2B | 1.2B | 221.9M | 1.3B | 1.4B | |
| Income Before Tax | 286.0M | 338.9M | 429.1M | 532.0M | 421.6M | 442.7M | |
| Total Other Income Expense Net | 286.0M | 52.4M | (16.7M) | (20.4M) | 421.6M | 442.7M | |
| Net Income Applicable To Common Shares | 243.6M | 286.5M | 353.0M | 431.7M | 496.4M | 521.3M | |
| Net Income From Continuing Ops | 243.6M | 286.5M | 353.0M | 431.7M | 350.0M | 233.6M | |
| Tax Provision | 42.4M | 52.4M | 76.0M | 100.3M | 71.6M | 61.5M | |
| Net Interest Income | 670.9M | 731.2M | 815.5M | 913.8M | 920.1M | 749.0M | |
| Interest Income | 862.9M | 808.5M | 861.5M | 1.1B | 1.8B | 954.8M | |
| Reconciled Depreciation | 56.3M | 62.8M | 4.8M | 5.0M | 58.7M | 33.8M |
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When determining whether UMB Financial is a strong investment it is important to analyze UMB Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact UMB Financial's future performance. For an informed investment choice regarding UMB Stock, refer to the following important reports:Check out World Market Map to better understand how to build diversified portfolios, which includes a position in UMB Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. For more detail on how to invest in UMB Stock please use our How to Invest in UMB Financial guide.You can also try the Technical Analysis module to check basic technical indicators and analysis based on most latest market data.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of UMB Financial. If investors know UMB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about UMB Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.126 | Dividend Share 1.56 | Earnings Share 8 | Revenue Per Share 31.297 | Quarterly Revenue Growth 0.107 |
The market value of UMB Financial is measured differently than its book value, which is the value of UMB that is recorded on the company's balance sheet. Investors also form their own opinion of UMB Financial's value that differs from its market value or its book value, called intrinsic value, which is UMB Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because UMB Financial's market value can be influenced by many factors that don't directly affect UMB Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between UMB Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if UMB Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, UMB Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.