Citizens Historical Financial Ratios

CZWI Stock  USD 16.49  0.29  1.73%   
Citizens Community is presently reporting on over 105 different financial statement accounts. To analyze all of these accounts together requires a lot of time and effort. However, using these accounts to derive some meaningful and actionable indicators such as Dividend Yield of 0.026, PTB Ratio of 1.4 or Days Sales Outstanding of 48.04 will help investors to properly organize and evaluate Citizens Community financial condition quickly.
  
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Citizens Community Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in housing.

About Citizens Financial Ratios Analysis

Citizens CommunityFinancial ratios are relationships based on a company's financial information. They can serve as useful tools to evaluate Citizens Community investment potential. Financial ratio analysis can also be defined as the process of presenting financial ratios, which are mathematical indicators calculated by comparing key financial information appearing on Citizens financial statements. Financial ratios are useful tools that help investors analyze and compare relationships between different pieces of financial information across Citizens Community history.

Citizens Community Financial Ratios Chart

As of now, Citizens Community's Book Value Per Share is increasing as compared to previous years. The Citizens Community's current Free Cash Flow Yield is estimated to increase to 0.1, while Price To Sales Ratio is projected to decrease to 1.99.
Add Fundamental
Price To Sales RatioDividend Yield
Ptb RatioDays Sales Outstanding
Book Value Per ShareFree Cash Flow Yield
Invested CapitalOperating Cash Flow Per Share
Average PayablesStock Based Compensation To Revenue
Capex To DepreciationPb Ratio
Ev To SalesFree Cash Flow Per Share
RoicInventory Turnover
Net Income Per ShareDays Of Inventory On Hand
Payables TurnoverSales General And Administrative To Revenue
Average InventoryResearch And Ddevelopement To Revenue
Capex To RevenueCash Per Share
PocfratioInterest Coverage
Payout RatioCapex To Operating Cash Flow
Pfcf RatioDays Payables Outstanding
Net Current Asset ValueIncome Quality
RoeTangible Asset Value
Ev To Operating Cash FlowPe Ratio
Return On Tangible AssetsEv To Free Cash Flow
Earnings YieldIntangibles To Total Assets
Net Debt To E B I T D ACurrent Ratio
Tangible Book Value Per ShareReceivables Turnover
Graham NumberShareholders Equity Per Share
Debt To EquityCapex Per Share
Graham Net NetAverage Receivables
Revenue Per ShareInterest Debt Per Share
Debt To AssetsEnterprise Value Over E B I T D A
Short Term Coverage RatiosPrice Earnings Ratio
Operating CyclePrice Book Value Ratio
Price Earnings To Growth RatioDays Of Payables Outstanding
Dividend Payout RatioPrice To Operating Cash Flows Ratio
Price To Free Cash Flows RatioPretax Profit Margin
Ebt Per EbitOperating Profit Margin
Effective Tax RateCompany Equity Multiplier
Long Term Debt To CapitalizationTotal Debt To Capitalization
Return On Capital EmployedDebt Equity Ratio
Ebit Per RevenueQuick Ratio
Dividend Paid And Capex Coverage RatioNet Income Per E B T
Cash RatioCash Conversion Cycle
Operating Cash Flow Sales RatioDays Of Inventory Outstanding
Days Of Sales OutstandingFree Cash Flow Operating Cash Flow Ratio
Cash Flow Coverage RatiosPrice To Book Ratio
Fixed Asset TurnoverCapital Expenditure Coverage Ratio
Price Cash Flow RatioEnterprise Value Multiple
Debt RatioCash Flow To Debt Ratio
Price Sales RatioReturn On Assets
Asset TurnoverNet Profit Margin
Gross Profit MarginPrice Fair Value
Return On Equity

Dividend Yield

Dividend Yield is Citizens Community Bancorp dividend as a percentage of Citizens Community stock price. Citizens Community dividend yield is a measure of Citizens Community stock productivity, which can be interpreted as interest rate earned on an Citizens Community investment. A financial ratio that shows how much a company pays out in dividends each year relative to its stock price, calculated as annual dividends per share divided by price per share.

Ptb Ratio

Price-to-Book ratio, a financial valuation metric used to compare a company's current market price to its book value. It provides insight into the value that market participants place on the company's equity relative to its net asset value.

Book Value Per Share

The ratio of equity available to common shareholders divided by the number of outstanding shares. This measure represents the value per share of a company according to its financial statements.

Free Cash Flow Per Share

The amount of cash a company generates after accounting for capital expenditures, divided by the number of outstanding shares. It represents the cash available for dividends, share buybacks, or debt repayment per share.

Inventory Turnover

A ratio showing how many times a company's inventory is sold and replaced over a period, indicating the efficiency of inventory management.
Most ratios from Citizens Community's fundamentals are interrelated and interconnected. However, analyzing fundamentals ratios one by one will only give a small insight into Citizens Community current financial condition. On the other hand, looking into the entire matrix of fundamentals ratios, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Citizens Community Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in housing.
As of now, Citizens Community's Book Value Per Share is increasing as compared to previous years. The Citizens Community's current Free Cash Flow Yield is estimated to increase to 0.1, while Price To Sales Ratio is projected to decrease to 1.99.
 2021 2022 2023 2024 (projected)
Dividend Yield0.0170.02170.02480.026
Price To Sales Ratio2.121.882.091.99

Citizens Community fundamentals Correlations

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-0.470.25-0.44-0.350.240.830.97-0.22-0.44-0.42-0.250.48-0.30.18-0.670.61-0.41-0.39-0.80.250.31-0.680.050.32-0.77
0.3-0.20.97-0.14-0.19-0.27-0.32-0.310.970.09-0.25-0.08-0.23-0.730.730.01-0.42-0.260.55-0.110.370.360.080.330.15
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-0.50.67-0.72-0.150.340.060.250.04-0.72-0.350.18-0.730.49-0.09-0.540.040.630.14-0.35-0.140.09-0.19-0.340.10.02
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-0.40.11-0.11-0.40.150.30.59-0.13-0.11-0.40.610.010.52-0.380.04-0.2-0.34-0.3-0.34-0.160.5-0.13-0.240.48-0.29
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Click cells to compare fundamentals

Citizens Community Account Relationship Matchups

Citizens Community fundamentals Accounts

201920202021202220232024 (projected)
Price To Sales Ratio2.411.782.121.882.091.99
Dividend Yield0.01620.01950.0170.02170.02480.026
Days Sales Outstanding30.7130.1620.5128.7125.8448.04
Book Value Per Share122.07131.46146.4715.9116.5620.93
Operating Cash Flow Per Share1.152.132.022.791.251.01
Stock Based Compensation To Revenue3.2E-42.05E-41.15E-44.5E-55.1E-54.9E-5
Capex To Depreciation1.620.390.930.890.370.35
Ev To Sales4.432.633.854.553.973.77
Free Cash Flow Per Share0.551.91.662.451.120.83
Roic0.02910.03720.06240.110.06560.12
Net Income Per Share0.851.141.981.691.251.31
Capex To Revenue0.120.03760.05420.05360.02340.0222
Cash Per Share21.6623.9623.5419.1925.6626.94
Pocfratio10.585.116.834.319.345.51
Pfcf Ratio22.395.738.284.9210.4310.95
Income Quality1.361.871.021.651.00.95
Roe0.06290.07930.120.110.07530.0791
Ev To Operating Cash Flow19.467.5812.4210.4417.719.29
Pe Ratio14.359.556.947.129.398.92
Return On Tangible Assets0.006360.0079090.01250.0099880.0071980.007558
Ev To Free Cash Flow41.188.4915.0611.919.7720.76
Intangibles To Total Assets0.02830.02440.02270.0210.020.0109
Net Debt To E B I T D A6.932.213.666.54.984.73
Current Ratio0.280.340.260.03340.03840.0365
Tangible Book Value Per Share118.17127.85142.7712.2713.0219.62
Receivables Turnover11.8912.117.812.7111.449.5
Graham Number16.1119.2126.6824.621.5622.63
Shareholders Equity Per Share13.5514.3915.9415.9116.569.06
Debt To Equity1.161.130.990.590.480.45
Graham Net Net3.272.275.41(139.44)(134.63)(141.36)

Currently Active Assets on Macroaxis

When determining whether Citizens Community offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Citizens Community's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Citizens Community Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Citizens Community Bancorp Stock:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Citizens Community Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in housing.
You can also try the Price Transformation module to use Price Transformation models to analyze the depth of different equity instruments across global markets.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Citizens Community. If investors know Citizens will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Citizens Community listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.341
Dividend Share
0.32
Earnings Share
1.43
Revenue Per Share
5.816
Quarterly Revenue Growth
(0.03)
The market value of Citizens Community is measured differently than its book value, which is the value of Citizens that is recorded on the company's balance sheet. Investors also form their own opinion of Citizens Community's value that differs from its market value or its book value, called intrinsic value, which is Citizens Community's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Citizens Community's market value can be influenced by many factors that don't directly affect Citizens Community's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Citizens Community's value and its price as these two are different measures arrived at by different means. Investors typically determine if Citizens Community is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Citizens Community's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.