Citizens Income Quality from 2010 to 2024

CZWI Stock  USD 16.39  0.02  0.12%   
Citizens Community's Income Quality is decreasing with slightly volatile movements from year to year. Income Quality is predicted to flatten to 0.95. Income Quality is an assessment of the sustainability of a company's earnings over time, considering factors like revenue source diversification and cost structure. View All Fundamentals
 
Income Quality  
First Reported
2010-12-31
Previous Quarter
1.00497741
Current Value
0.95
Quarterly Volatility
10.88401224
 
Credit Downgrade
 
Yuan Drop
 
Covid
Check Citizens Community financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Citizens Community's main balance sheet or income statement drivers, such as Interest Expense of 37.7 M, Total Revenue of 61.5 M or Gross Profit of 98.5 M, as well as many indicators such as Price To Sales Ratio of 1.99, Dividend Yield of 0.026 or PTB Ratio of 1.4. Citizens financial statements analysis is a perfect complement when working with Citizens Community Valuation or Volatility modules.
  
Check out the analysis of Citizens Community Correlation against competitors.

Latest Citizens Community's Income Quality Growth Pattern

Below is the plot of the Income Quality of Citizens Community Bancorp over the last few years. It is an assessment of the sustainability of a company's earnings over time, considering factors like revenue source diversification and cost structure. Citizens Community's Income Quality historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Citizens Community's overall financial position and show how it may be relating to other accounts over time.
Income Quality10 Years Trend
Slightly volatile
   Income Quality   
       Timeline  

Citizens Income Quality Regression Statistics

Arithmetic Mean5.06
Geometric Mean2.41
Coefficient Of Variation215.03
Mean Deviation5.37
Median2.15
Standard Deviation10.88
Sample Variance118.46
Range43.118
R-Value(0.45)
Mean Square Error101.89
R-Squared0.20
Significance0.09
Slope(1.09)
Total Sum of Squares1,658

Citizens Income Quality History

2024 0.95
2023 1.0
2022 1.65
2021 1.02
2020 1.87
2019 1.36

About Citizens Community Financial Statements

Investors use fundamental indicators, such as Citizens Community's Income Quality, to determine how well the company is positioned to perform in the future. Although Citizens Community's investors may analyze each financial statement separately, they are all interrelated. Understanding these patterns can help investors make the right trading decisions.
Last ReportedProjected for Next Year
Income Quality 1.00  0.95 

Currently Active Assets on Macroaxis

When determining whether Citizens Community offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Citizens Community's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Citizens Community Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Citizens Community Bancorp Stock:
Check out the analysis of Citizens Community Correlation against competitors.
You can also try the Pattern Recognition module to use different Pattern Recognition models to time the market across multiple global exchanges.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Citizens Community. If investors know Citizens will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Citizens Community listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.341
Dividend Share
0.32
Earnings Share
1.43
Revenue Per Share
5.816
Quarterly Revenue Growth
(0.03)
The market value of Citizens Community is measured differently than its book value, which is the value of Citizens that is recorded on the company's balance sheet. Investors also form their own opinion of Citizens Community's value that differs from its market value or its book value, called intrinsic value, which is Citizens Community's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Citizens Community's market value can be influenced by many factors that don't directly affect Citizens Community's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Citizens Community's value and its price as these two are different measures arrived at by different means. Investors typically determine if Citizens Community is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Citizens Community's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.