AmeriServ Historical Income Statement

ASRV Stock  USD 2.81  0.01  0.36%   
Historical analysis of AmeriServ Financial income statement accounts such as Interest Expense of 23.6 M, Other Operating Expenses of 55 M or Operating Income of 65.2 M can show how well AmeriServ Financial performed in making a profits. Evaluating AmeriServ Financial income statement over time to spot trends is a great complementary tool to traditional technical analysis and can indicate the direction of AmeriServ Financial's future profits or losses.
 
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Financial Statement Analysis is much more than just reviewing and examining AmeriServ Financial latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether AmeriServ Financial is a good buy for the upcoming year.
  
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in AmeriServ Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area.
For more information on how to buy AmeriServ Stock please use our How to Invest in AmeriServ Financial guide.

About AmeriServ Income Statement Analysis

AmeriServ Financial Income Statement consists of revenues and expenses along with the resulting net income or loss. It represents the profit for the accounting period attributable to AmeriServ Financial shareholders. The income statement also shows AmeriServ investors and management if the firm made money during the period reported. The result of an income statement is the net income that is calculated after subtracting the expenses from revenue. It is essential to investors both as an absolute measure as well as earnings per share (i.e., EPS).

AmeriServ Financial Income Statement Chart

At this time, AmeriServ Financial's Depreciation And Amortization is fairly stable compared to the past year. Other Operating Expenses is likely to climb to about 55 M in 2024, whereas EBIT is likely to drop 0.00 in 2024.

Depreciation And Amortization

The systematic reduction in the recorded value of an intangible asset. This includes the allocation of the cost of tangible assets to periods in which the assets are used, representing the expense related to the wear and tear, deterioration, or obsolescence of physical assets and intangible assets over their useful lives.

Interest Expense

The cost incurred by an entity for borrowed funds, including loans, bonds, or lines of credit.

Operating Income

Operating Income is the amount of profit realized from AmeriServ Financial operations after accounting for operating expenses such as cost of goods sold (COGS), wages and depreciation. Operating income takes the gross income and subtracts other operating expenses and then removes depreciation. Operating Income of AmeriServ Financial is typically a synonym for earnings before interest and taxes (EBIT) and is also commonly referred to as operating profit or recurring profit. Earnings before interest and taxes (EBIT), representing the amount of profit a company generates from its operations.

Total Operating Expenses

The total costs associated with the day-to-day operations of a business, excluding the cost of goods sold but including selling, general, and administrative expenses.

Cost Of Revenue

Cost of Revenue is found on AmeriServ Financial income statement and represents the costs associated with goods and services AmeriServ Financial provides. Indirect cost, such as salaries, is not included. In other words, cost of revenue is the total cost incurred to obtain a sale. It is more than the traditional cost of goods sold, since it includes specific selling and marketing activities.
Most accounts from AmeriServ Financial's income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into AmeriServ Financial current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in AmeriServ Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area.
For more information on how to buy AmeriServ Stock please use our How to Invest in AmeriServ Financial guide.At this time, AmeriServ Financial's Depreciation And Amortization is fairly stable compared to the past year. Other Operating Expenses is likely to climb to about 55 M in 2024, whereas EBIT is likely to drop 0.00 in 2024.
 2021 2022 2023 2024 (projected)
Gross Profit56.8M8.2M52.4M40.9M
Total Revenue56.8M8.2M52.4M40.9M

AmeriServ Financial income statement Correlations

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0.350.470.92-0.47-0.360.25-0.780.31-0.76-0.250.430.090.09-0.81-0.85-0.740.320.890.590.89-0.85
0.080.470.47-0.23-0.220.75-0.440.24-0.5-0.07-0.1-0.04-0.04-0.49-0.46-0.2-0.250.23-0.230.45-0.46
0.20.920.47-0.43-0.390.45-0.820.09-0.78-0.390.3-0.09-0.09-0.82-0.93-0.730.450.830.560.92-0.93
-0.24-0.47-0.23-0.430.93-0.170.76-0.340.790.21-0.27-0.07-0.070.750.580.48-0.15-0.35-0.52-0.580.58
0.12-0.36-0.22-0.390.93-0.180.76-0.360.760.470.050.00.00.720.530.42-0.08-0.26-0.42-0.530.53
0.00.250.750.45-0.17-0.18-0.41-0.41-0.5-0.06-0.12-0.12-0.12-0.48-0.42-0.1-0.180.02-0.340.42-0.42
-0.06-0.78-0.44-0.820.760.76-0.41-0.210.960.56-0.12-0.09-0.090.920.850.76-0.16-0.64-0.46-0.870.85
-0.020.310.240.09-0.34-0.36-0.41-0.21-0.15-0.23-0.030.050.05-0.13-0.14-0.25-0.010.340.330.15-0.14
-0.16-0.76-0.5-0.780.790.76-0.50.96-0.150.35-0.17-0.16-0.160.960.830.58-0.1-0.58-0.38-0.850.83
0.67-0.25-0.07-0.390.210.47-0.060.56-0.230.350.50.210.210.330.370.56-0.1-0.26-0.23-0.380.37
0.90.43-0.10.3-0.270.05-0.12-0.12-0.03-0.170.50.090.09-0.19-0.21-0.340.390.520.560.36-0.21
0.20.09-0.04-0.09-0.070.0-0.12-0.090.05-0.160.210.091.0-0.150.030.01-0.54-0.04-0.270.090.03
0.20.09-0.04-0.09-0.070.0-0.12-0.090.05-0.160.210.091.0-0.150.030.01-0.54-0.04-0.270.090.03
-0.16-0.81-0.49-0.820.750.72-0.480.92-0.130.960.33-0.19-0.15-0.150.850.6-0.12-0.62-0.42-0.870.85
-0.22-0.85-0.46-0.930.580.53-0.420.85-0.140.830.37-0.210.030.030.850.7-0.48-0.65-0.54-0.81.0
-0.21-0.74-0.2-0.730.480.42-0.10.76-0.250.580.56-0.340.010.010.60.7-0.34-0.68-0.59-0.720.7
0.260.32-0.250.45-0.15-0.08-0.18-0.16-0.01-0.1-0.10.39-0.54-0.54-0.12-0.48-0.340.440.780.23-0.48
0.310.890.230.83-0.35-0.260.02-0.640.34-0.58-0.260.52-0.04-0.04-0.62-0.65-0.680.440.740.85-0.65
0.320.59-0.230.56-0.52-0.42-0.34-0.460.33-0.38-0.230.56-0.27-0.27-0.42-0.54-0.590.780.740.54-0.54
0.190.890.450.92-0.58-0.530.42-0.870.15-0.85-0.380.360.090.09-0.87-0.8-0.720.230.850.54-0.8
-0.22-0.85-0.46-0.930.580.53-0.420.85-0.140.830.37-0.210.030.030.851.00.7-0.48-0.65-0.54-0.8
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AmeriServ Financial Account Relationship Matchups

AmeriServ Financial income statement Accounts

201920202021202220232024 (projected)
Depreciation And Amortization1.9M2.0M2.0M2.1M2.1M2.6M
Interest Expense14.3M10.5M7.6M8.5M24.8M23.6M
Other Operating Expenses42.6M(46.8M)(48.1M)3.2M52.4M55.0M
Operating Income7.6M5.8M8.8M17.7M62.0M65.2M
Ebit21.0M7.6M5.8M8.8M9.2M0.0
Ebitda9.5M7.8M10.8M11.3M2.1M2.0M
Total Operating Expenses(42.6M)(46.8M)(48.1M)3.2M44.6M46.8M
Income Before Tax7.6M5.8M8.8M9.2M(4.4M)(4.2M)
Total Other Income Expense Net7.6M(5.9M)(7.7M)(7.2M)(4.4M)(4.6M)
Net Income6.0M4.6M7.1M7.4M(3.3M)(3.2M)
Income Tax Expense1.6M1.2M1.7M1.8M(1.0M)(989.9K)
Selling General Administrative25.5M27.9M28.5M29.0M30.3M26.1M
Total Revenue50.2M52.6M56.8M8.2M52.4M40.9M
Gross Profit50.2M52.6M56.8M8.2M52.4M40.9M
Net Income Applicable To Common Shares6.0M4.6M7.1M7.4M8.6M4.4M
Net Income From Continuing Ops6.0M4.6M7.1M7.4M(3.3M)(3.2M)
Tax Provision1.6M1.2M1.7M1.8M(1.0M)(989.9K)
Net Interest Income35.4M36.4M39.1M40.6M36.0M40.1M
Interest Income49.8M46.9M46.7M49.1M60.9M52.4M
Reconciled Depreciation1.9M2.0M2.0M2.1M2.1M2.1M

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When running AmeriServ Financial's price analysis, check to measure AmeriServ Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy AmeriServ Financial is operating at the current time. Most of AmeriServ Financial's value examination focuses on studying past and present price action to predict the probability of AmeriServ Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move AmeriServ Financial's price. Additionally, you may evaluate how the addition of AmeriServ Financial to your portfolios can decrease your overall portfolio volatility.