Sb Financial Group Stock Debt To Equity

SBFG Stock  USD 23.42  0.21  0.89%   
SB Financial Group fundamentals help investors to digest information that contributes to SB Financial's financial success or failures. It also enables traders to predict the movement of SBFG Stock. The fundamental analysis module provides a way to measure SB Financial's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to SB Financial stock.
Last ReportedProjected for Next Year
Debt To Equity 0.95  0.92 
The current Debt To Equity is estimated to decrease to 0.92.
  
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SB Financial Group Company Debt To Equity Analysis

SB Financial's Debt to Equity is calculated by dividing the Total Debt of a company by its Equity. If the debt exceeds equity of a company, then the creditors have more stakes in a firm than the stockholders. In other words, Debt to Equity ratio provides analysts with insights about composition of both equity and debt, and its influence on the valuation of the company.

Current SB Financial Debt To Equity

    
  0.92  
Most of SB Financial's fundamental indicators, such as Debt To Equity, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, SB Financial Group is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.

SBFG Debt To Equity Driver Correlations

Understanding the fundamental principles of building solid financial models for SB Financial is extremely important. It helps to project a fair market value of SBFG Stock properly, considering its historical fundamentals such as Debt To Equity. Since SB Financial's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of SB Financial's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of SB Financial's interrelated accounts and indicators.
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Click cells to compare fundamentals

SBFG Debt To Equity Historical Pattern

Today, most investors in SB Financial Stock are looking for potential investment opportunities by analyzing not only static indicators but also various SB Financial's growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's debt to equity growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of SB Financial debt to equity as a starting point in their analysis.
   SB Financial Debt To Equity   
       Timeline  
High Debt to Equity ratio typically indicates that a firm has been borrowing aggressively to finance its growth and as a result may experience a burden of additional interest expense. This may reduce earnings or future growth. On the other hand a small D/E ratio may indicate that a company is not taking enough advantage from financial leverage. Debt to Equity ratio measures how the company is leveraging borrowing against the capital invested by the owners.
Competition

SBFG Total Stockholder Equity

Total Stockholder Equity

78.7 Million

At this time, SB Financial's Total Stockholder Equity is most likely to increase significantly in the upcoming years.

SBFG Debt To Equity Peer Comparison

Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses SB Financial's direct or indirect competition against its Debt To Equity to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of SB Financial could also be used in its relative valuation, which is a method of valuing SB Financial by comparing valuation metrics of similar companies.
100%
SB Financial is currently under evaluation in debt to equity category among its peers.

SB Financial Current Valuation Drivers

We derive many important indicators used in calculating different scores of SB Financial from analyzing SB Financial's financial statements. These drivers represent accounts that assess SB Financial's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of SB Financial's important valuation drivers and their relationship over time.
202020212022202320242025 (projected)
Market Cap127.0M127.1M139.2M139.3M125.4M131.6M
Enterprise Value94.6M116.0M656.4K27.5M24.8M23.5M

SB Financial ESG Sustainability

Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, SB Financial's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to SB Financial's managers, analysts, and investors.
53.5%
Environmental
69.9%
Governance
Social

SBFG Fundamentals

Return On Equity0.0911
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Return On Asset0.0084
Profit Margin0.20 %
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Operating Margin0.28 %
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Current Valuation200.18 M
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Shares Outstanding6.52 M
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Shares Owned By Insiders10.37 %
Shares Owned By Institutions53.80 %
Number Of Shares Shorted112.17 K
Price To Earning5.95 X
Price To Book1.20 X
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Price To Sales2.69 X
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Revenue64.35 M
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Gross Profit56.77 M
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EBITDA18.28 M
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Net Income12.1 M
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Cash And Equivalents34.23 M
Cash Per Share4.87 X
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Total Debt103.24 M
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Book Value Per Share19.64 X
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Cash Flow From Operations13.99 M
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Short Ratio7.50 X
Earnings Per Share1.72 X
Target Price26.0
Number Of Employees252
Beta0.76
Market Capitalization152.81 M
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Total Asset1.34 B
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Retained Earnings108.49 M
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Annual Yield0.02 %
Five Year Return2.12 %
Net Asset1.34 B
Last Dividend Paid0.56

About SB Financial Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze SB Financial Group's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of SB Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of SB Financial Group based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.

Currently Active Assets on Macroaxis

When determining whether SB Financial Group is a strong investment it is important to analyze SB Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact SB Financial's future performance. For an informed investment choice regarding SBFG Stock, refer to the following important reports:
Check out SB Financial Piotroski F Score and SB Financial Altman Z Score analysis.
You can also try the Financial Widgets module to easily integrated Macroaxis content with over 30 different plug-and-play financial widgets.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of SB Financial. If investors know SBFG will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about SB Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.04)
Dividend Share
0.56
Earnings Share
1.72
Revenue Per Share
8.524
Quarterly Revenue Growth
(0.02)
The market value of SB Financial Group is measured differently than its book value, which is the value of SBFG that is recorded on the company's balance sheet. Investors also form their own opinion of SB Financial's value that differs from its market value or its book value, called intrinsic value, which is SB Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because SB Financial's market value can be influenced by many factors that don't directly affect SB Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between SB Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if SB Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, SB Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.