Citizens Financial Services Stock Short Ratio

CZFS Stock

USD 59.21 0.12 0.20%

Citizens Financial Services fundamentals help investors to digest information that contributes to Citizens Financial's financial success or failures. It also enables traders to predict the movement of Citizens Stock. The fundamental analysis module provides a way to measure Citizens Financial's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to Citizens Financial stock.

Short Long Term Debt Total Total Assets

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Citizens Financial Services Company Short Ratio Analysis

Citizens Financial's Short Ratio is typically used by traders and speculators to identify trends in current market sentiment for a particular equity instrument. In its simple terms this ratio shows how many days it will take all current short sellers to cover their positions if the price of a stock begins to rise.

Short Ratio

Short Interest

Average Trading Volume

More About Short Ratio | All Equity Analysis

Current Citizens Financial Short Ratio

4.45 X

Most of Citizens Financial's fundamental indicators, such as Short Ratio, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Citizens Financial Services is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.

Citizens Short Ratio Driver Correlations

Understanding the fundamental principles of building solid financial models for Citizens Financial is extremely important. It helps to project a fair market value of Citizens Stock properly, considering its historical fundamentals such as Short Ratio. Since Citizens Financial's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Citizens Financial's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Citizens Financial's interrelated accounts and indicators.

	Total Assets	Total Stockholder Equity	Net Debt	Retained Earnings	Net Receivables	Total Liab	Total Current Assets	Common Stock	Accounts Payable	Long Term Debt	Good Will	Short Term Investments	Treasury Stock	Intangible Assets	Property Plant Equipment	Short Term Debt	Net Tangible Assets	Capital Surpluse	Long Term Investments	Short Long Term Debt	Current Deferred Revenue	Net Invested Capital	Capital Stock	Long Term Debt Total
Total Assets		0.99	0.72	0.99	0.94	1.0	0.72	0.78	0.68	0.92	0.92	0.57	-0.82	-0.4	0.7	0.27	0.86	0.86	0.17	-0.73	0.85	0.84	0.93	-0.63
Total Stockholder Equity	0.99		0.68	0.98	0.93	0.99	0.73	0.78	0.68	0.89	0.93	0.57	-0.82	-0.42	0.7	0.18	0.85	0.84	0.2	-0.71	0.86	0.8	0.92	-0.65
Net Debt	0.72	0.68		0.68	0.83	0.72	0.24	0.46	0.75	0.89	0.78	0.31	-0.45	-0.11	0.4	0.43	0.43	0.48	-0.46	-0.47	0.45	0.83	0.73	-0.56
Retained Earnings	0.99	0.98	0.68		0.89	0.99	0.76	0.81	0.59	0.88	0.87	0.64	-0.86	-0.45	0.7	0.27	0.86	0.85	0.19	-0.71	0.84	0.79	0.87	-0.6
Net Receivables	0.94	0.93	0.83	0.89		0.94	0.58	0.63	0.86	0.95	0.97	0.43	-0.63	-0.22	0.56	0.26	0.74	0.74	0.03	-0.61	0.78	0.92	0.97	-0.68
Total Liab	1.0	0.99	0.72	0.99	0.94		0.72	0.78	0.68	0.93	0.92	0.57	-0.82	-0.4	0.7	0.28	0.86	0.86	0.17	-0.73	0.85	0.84	0.93	-0.62
Total Current Assets	0.72	0.73	0.24	0.76	0.58	0.72		0.49	0.33	0.54	0.55	0.4	-0.64	-0.36	0.54	-0.02	0.83	0.75	0.54	-0.51	0.84	0.46	0.62	-0.51
Common Stock	0.78	0.78	0.46	0.81	0.63	0.78	0.49		0.23	0.66	0.59	0.79	-0.89	-0.57	0.8	0.43	0.81	0.84	0.15	-0.63	0.65	0.65	0.65	-0.12
Accounts Payable	0.68	0.68	0.75	0.59	0.86	0.68	0.33	0.23		0.76	0.89	0.02	-0.21	0.12	0.25	-0.04	0.43	0.41	-0.15	-0.35	0.55	0.79	0.85	-0.76
Long Term Debt	0.92	0.89	0.89	0.88	0.95	0.93	0.54	0.66	0.76		0.89	0.45	-0.71	-0.32	0.65	0.44	0.74	0.78	-0.12	-0.7	0.72	0.91	0.9	-0.57
Good Will	0.92	0.93	0.78	0.87	0.97	0.92	0.55	0.59	0.89	0.89		0.36	-0.59	-0.22	0.57	0.05	0.69	0.68	0.01	-0.61	0.74	0.84	0.95	-0.78
Short Term Investments	0.57	0.57	0.31	0.64	0.43	0.57	0.4	0.79	0.02	0.45	0.36		-0.71	-0.53	0.61	0.41	0.62	0.63	0.18	-0.42	0.43	0.51	0.46	0.0
Treasury Stock	-0.82	-0.82	-0.45	-0.86	-0.63	-0.82	-0.64	-0.89	-0.21	-0.71	-0.59	-0.71		0.72	-0.84	-0.41	-0.84	-0.89	-0.19	0.78	-0.74	-0.55	-0.6	0.23
Intangible Assets	-0.4	-0.42	-0.11	-0.45	-0.22	-0.4	-0.36	-0.57	0.12	-0.32	-0.22	-0.53	0.72		-0.76	-0.16	-0.53	-0.6	-0.13	0.53	-0.37	-0.17	-0.19	-0.01
Property Plant Equipment	0.7	0.7	0.4	0.7	0.56	0.7	0.54	0.8	0.25	0.65	0.57	0.61	-0.84	-0.76		0.22	0.8	0.87	0.08	-0.72	0.62	0.55	0.56	-0.18
Short Term Debt	0.27	0.18	0.43	0.27	0.26	0.28	-0.02	0.43	-0.04	0.44	0.05	0.41	-0.41	-0.16	0.22		0.29	0.35	-0.19	-0.24	0.17	0.43	0.21	0.38
Net Tangible Assets	0.86	0.85	0.43	0.86	0.74	0.86	0.83	0.81	0.43	0.74	0.69	0.62	-0.84	-0.53	0.8	0.29		0.98	0.39	-0.69	0.9	0.74	0.81	-0.29
Capital Surpluse	0.86	0.84	0.48	0.85	0.74	0.86	0.75	0.84	0.41	0.78	0.68	0.63	-0.89	-0.6	0.87	0.35	0.98		0.3	-0.77	0.84	0.73	0.77	-0.27
Long Term Investments	0.17	0.2	-0.46	0.19	0.03	0.17	0.54	0.15	-0.15	-0.12	0.01	0.18	-0.19	-0.13	0.08	-0.19	0.39	0.3		-0.14	0.39	-0.07	0.16	0.01
Short Long Term Debt	-0.73	-0.71	-0.47	-0.71	-0.61	-0.73	-0.51	-0.63	-0.35	-0.7	-0.61	-0.42	0.78	0.53	-0.72	-0.24	-0.69	-0.77	-0.14		-0.51	-0.5	-0.59	0.37
Current Deferred Revenue	0.85	0.86	0.45	0.84	0.78	0.85	0.84	0.65	0.55	0.72	0.74	0.43	-0.74	-0.37	0.62	0.17	0.9	0.84	0.39	-0.51		0.68	0.81	-0.45
Net Invested Capital	0.84	0.8	0.83	0.79	0.92	0.84	0.46	0.65	0.79	0.91	0.84	0.51	-0.55	-0.17	0.55	0.43	0.74	0.73	-0.07	-0.5	0.68		0.94	-0.43
Capital Stock	0.93	0.92	0.73	0.87	0.97	0.93	0.62	0.65	0.85	0.9	0.95	0.46	-0.6	-0.19	0.56	0.21	0.81	0.77	0.16	-0.59	0.81	0.94		-0.62
Long Term Debt Total	-0.63	-0.65	-0.56	-0.6	-0.68	-0.62	-0.51	-0.12	-0.76	-0.57	-0.78	0.0	0.23	-0.01	-0.18	0.38	-0.29	-0.27	0.01	0.37	-0.45	-0.43	-0.62

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The higher the Short Ratio, the longer it would take to buy back the borrowed shares. In theory, the more short positions are currently outstanding, the faster it will be to cover shorted positions.

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Citizens Price To Sales Ratio

Price To Sales Ratio

1.85

At this time, Citizens Financial's Price To Sales Ratio is comparatively stable compared to the past year.

Based on the latest financial disclosure, Citizens Financial Services has a Short Ratio of 4.45 times. This is 30.79% lower than that of the Banks sector and significantly higher than that of the Financials industry. The short ratio for all United States stocks is 11.25% lower than that of the firm.

Citizens Short Ratio Peer Comparison

Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Citizens Financial's direct or indirect competition against its Short Ratio to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Citizens Financial could also be used in its relative valuation, which is a method of valuing Citizens Financial by comparing valuation metrics of similar companies.

Citizens Financial is currently under evaluation in short ratio category among its peers.

Citizens Financial Current Valuation Drivers

We derive many important indicators used in calculating different scores of Citizens Financial from analyzing Citizens Financial's financial statements. These drivers represent accounts that assess Citizens Financial's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Citizens Financial's important valuation drivers and their relationship over time.

	2020	2021	2022	2023	2024	2025 (projected)
Market Cap	211.0M	237.1M	301.5M	283.6M	300.7M	315.8M
Enterprise Value	217.4M	127.2M	526.6M	552.9M	538.9M	565.9M

Citizens Financial ESG Sustainability

Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Citizens Financial's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Citizens Financial's managers, analysts, and investors.

Environmental

Governance

Social

Citizens Financial Institutional Holders

Institutional Holdings refers to the ownership stake in Citizens Financial that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of Citizens Financial's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Citizens Financial's value.

		Shares
Bank Of New York Mellon Corp	2024-12-31	13.5 K
Morgan Stanley - Brokerage Accounts	2024-12-31	13.1 K
Dimensional Fund Advisors, Inc.	2024-12-31	11.7 K
Wayne Hummer Asset Mgmt Company	2024-12-31	11 K
Weatherly Asset Management Lp	2024-12-31	9.8 K
Amvescap Plc.	2024-12-31	9.4 K
Nuveen Asset Management, Llc	2024-12-31	9.3 K
Minerva Advisors Llc	2024-12-31	7.8 K
Wells Fargo & Co	2024-12-31	6.8 K
Blackrock Inc	2024-12-31	323.4 K
Vanguard Group Inc	2024-12-31	239.1 K

Citizens Fundamentals

	Return On Equity	0.096
	Return On Asset	0.0093
	Profit Margin	0.28 %
	Operating Margin	0.38 %
	Current Valuation	539.62 M
	Shares Outstanding	4.76 M
	Shares Owned By Insiders	6.85 %
	Shares Owned By Institutions	27.60 %
	Number Of Shares Shorted	46.18 K
	Price To Earning	9.76 X
	Price To Book	0.94 X
	Price To Sales	2.84 X
	Revenue	154.32 M
	Gross Profit	99.27 M
	EBITDA	23.04 M
	Net Income	27.82 M
	Cash And Equivalents	46.88 M
	Cash Per Share	11.80 X
	Total Debt	280.38 M
	Debt To Equity	9.85 %
	Book Value Per Share	62.97 X
	Cash Flow From Operations	33.18 M
	Short Ratio	4.45 X
	Earnings Per Share	5.85 X
	Target Price	70.0
	Number Of Employees	383
	Beta	0.59
	Market Capitalization	282.38 M
	Total Asset	3.03 B
	Retained Earnings	189.44 M
	Annual Yield	0.03 %
	Five Year Return	3.04 %
	Net Asset	3.03 B
	Last Dividend Paid	1.95

About Citizens Financial Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze Citizens Financial Services's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Citizens Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Citizens Financial Services based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.

Please read more on our fundamental analysis page.

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When running Citizens Financial's price analysis, check to measure Citizens Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Citizens Financial is operating at the current time. Most of Citizens Financial's value examination focuses on studying past and present price action to predict the probability of Citizens Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Citizens Financial's price. Additionally, you may evaluate how the addition of Citizens Financial to your portfolios can decrease your overall portfolio volatility.

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