South Plains Financial Stock Performance
| SPFI Stock | USD 35.24 0.61 1.76% |
The entity has a beta of 1.0, which indicates possible diversification benefits within a given portfolio. South Plains returns are very sensitive to returns on the market. As the market goes up or down, South Plains is expected to follow. At this point, South Plains Financial has a negative expected return of -0.14%. Please make sure to validate South Plains' accumulation distribution, as well as the relationship between the day typical price and relative strength index , to decide if South Plains Financial performance from the past will be repeated at some point in the near future.
Risk-Adjusted Performance
Very Weak
Weak | Strong |
Over the last 90 days South Plains Financial has generated negative risk-adjusted returns adding no value to investors with long positions. Despite latest fragile performance, the Stock's technical and fundamental indicators remain strong and the recent confusion on Wall Street may also be a sign of long-lasting gains for the firm traders. ...more
| South Plains dividend paid on 18th of February 2025 | 02/18/2025 |
| Begin Period Cash Flow | 234.9 M |
South |
South Plains Relative Risk vs. Return Landscape
If you would invest 3,884 in South Plains Financial on December 2, 2024 and sell it today you would lose (360.00) from holding South Plains Financial or give up 9.27% of portfolio value over 90 days. South Plains Financial is currently does not generate positive expected returns and assumes 1.9042% risk (volatility on return distribution) over the 90 days horizon. In different words, 16% of stocks are less volatile than South, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
South Plains Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for South Plains' investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as South Plains Financial, and traders can use it to determine the average amount a South Plains' price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = -0.0742
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| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
| Negative Returns | SPFI |
Estimated Market Risk
| 1.9 actual daily | 16 84% of assets are more volatile |
Expected Return
| -0.14 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| -0.07 actual daily | 0 Most of other assets perform better |
Based on monthly moving average South Plains is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of South Plains by adding South Plains to a well-diversified portfolio.
South Plains Fundamentals Growth
South Stock prices reflect investors' perceptions of the future prospects and financial health of South Plains, and South Plains fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on South Stock performance.
| Return On Equity | 0.12 | ||||
| Return On Asset | 0.0118 | ||||
| Profit Margin | 0.26 % | ||||
| Operating Margin | 0.41 % | ||||
| Current Valuation | 321.14 M | ||||
| Shares Outstanding | 16.46 M | ||||
| Price To Earning | 10.38 X | ||||
| Price To Book | 1.32 X | ||||
| Price To Sales | 3.04 X | ||||
| Revenue | 240.9 M | ||||
| EBITDA | 79.42 M | ||||
| Cash And Equivalents | 329.96 M | ||||
| Cash Per Share | 19.34 X | ||||
| Total Debt | 110.17 M | ||||
| Book Value Per Share | 26.67 X | ||||
| Cash Flow From Operations | 58.54 M | ||||
| Earnings Per Share | 3.02 X | ||||
| Total Asset | 4.2 B | ||||
| Retained Earnings | 345.26 M | ||||
About South Plains Performance
By evaluating South Plains' fundamental ratios, stakeholders can gain valuable insights into South Plains' financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if South Plains has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if South Plains has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements. Please also refer to our technical analysis and fundamental analysis pages.
South Plains Financial, Inc. operates as a bank holding company for City Bank that provides commercial and consumer financial services to small and medium-sized businesses and individuals. South Plains Financial, Inc. was founded in 1941 and is headquartered in Lubbock, Texas. South Plains operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 609 people.Things to note about South Plains Financial performance evaluation
Checking the ongoing alerts about South Plains for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for South Plains Financial help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| South Plains generated a negative expected return over the last 90 days | |
| South Plains has a poor financial position based on the latest SEC disclosures | |
| About 26.0% of the company outstanding shares are owned by corporate insiders | |
| On 18th of February 2025 South Plains paid $ 0.15 per share dividend to its current shareholders |
- Analyzing South Plains' financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether South Plains' stock is overvalued or undervalued compared to its peers.
- Examining South Plains' industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating South Plains' management team can have a significant impact on its success or failure. Reviewing the track record and experience of South Plains' management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of South Plains' stock. These opinions can provide insight into South Plains' potential for growth and whether the stock is currently undervalued or overvalued.
Complementary Tools for South Stock analysis
When running South Plains' price analysis, check to measure South Plains' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy South Plains is operating at the current time. Most of South Plains' value examination focuses on studying past and present price action to predict the probability of South Plains' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move South Plains' price. Additionally, you may evaluate how the addition of South Plains to your portfolios can decrease your overall portfolio volatility.
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