Old Second Bancorp Stock Performance
| OSBC Stock | USD 16.52 0.34 2.10% |
The company holds a Beta of 0.99, which implies possible diversification benefits within a given portfolio. Old Second returns are very sensitive to returns on the market. As the market goes up or down, Old Second is expected to follow. At this point, Old Second Bancorp has a negative expected return of -0.18%. Please make sure to check Old Second's information ratio, skewness, day typical price, as well as the relationship between the treynor ratio and daily balance of power , to decide if Old Second Bancorp performance from the past will be repeated at some point in the near future.
Risk-Adjusted Performance
Very Weak
Weak | Strong |
Over the last 90 days Old Second Bancorp has generated negative risk-adjusted returns adding no value to investors with long positions. In spite of latest unsteady performance, the Stock's fundamental drivers remain sound and the latest tumult on Wall Street may also be a sign of longer-term gains for the firm shareholders. ...more
Actual Historical Performance (%)
One Day Return 2.1 | Five Day Return (3.95) | Year To Date Return (5.82) | Ten Year Return 202.01 | All Time Return 193.43 |
Forward Dividend Yield 0.0146 | Payout Ratio | Last Split Factor 2:1 | Forward Dividend Rate 0.24 | Dividend Date 2025-02-10 |
1 | Old Second Bancorp sets .1M stock repurchase plan | 12/18/2024 |
2 | Acquisition by Temple Rocks Patti of 5625 shares of Old Second at 17.7898 subject to Rule 16b-3 | 12/23/2024 |
3 | Acquisition by Gartelmann Richard A Jr of tradable shares of Old Second subject to Rule 16b-3 | 12/31/2024 |
4 | Old Second Bancorp, Inc. Reports Fourth Quarter 2024 Net Income of 19.1 Million, or 0.42 per Diluted Share | 01/22/2025 |
5 | 5,420 Shares in Old Second Bancorp, Inc. Acquired by R Squared Ltd | 01/31/2025 |
6 | Acquisition by Kotche Keith of 5271 shares of Old Second at 14.33 subject to Rule 16b-3 | 02/07/2025 |
| Old Second dividend paid on 10th of February 2025 | 02/10/2025 |
7 | Acquisition by Donald Pilmer of 12142 shares of Old Second subject to Rule 16b-3 | 02/19/2025 |
8 | O2 Sponsor Finance Provides Senior Secured Credit Facilities to Support Mangrove Equity Partners Acquisition of AR Sealcoating | 02/20/2025 |
9 | KBRA Comments on Old Second Bancorp, Inc.s Proposed Acquisition of Bancorp Financial, Inc. | 02/25/2025 |
10 | Old Second boosts Chicago-area footprint in 197M Evergreen deal - Banking Dive | 02/26/2025 |
11 | Keefe, Bruyette Woods Forecasts Strong Price Appreciation for Old Second Bancorp Stock - MarketBeat | 02/28/2025 |
12 | BlackRock Acquires Preqin, Boosts Private Markets Offerings | 03/04/2025 |
13 | O2 Sponsor Finance Provides Senior Secured Credit Facilities to Support Branford Castle Partners Acquisition of Hoffman Engineering | 03/06/2025 |
14 | Acquisition by Donald Pilmer of tradable shares of Old Second subject to Rule 16b-3 | 03/10/2025 |
15 | AlphaQuest LLC Has 663,000 Stock Holdings in Old Second Bancorp, Inc. | 03/12/2025 |
| Begin Period Cash Flow | 100.1 M | |
| Free Cash Flow | 131.5 M |
Old |
Old Second Relative Risk vs. Return Landscape
If you would invest 1,854 in Old Second Bancorp on December 14, 2024 and sell it today you would lose (202.00) from holding Old Second Bancorp or give up 10.9% of portfolio value over 90 days. Old Second Bancorp is currently does not generate positive expected returns and assumes 1.5699% risk (volatility on return distribution) over the 90 days horizon. In different words, 14% of stocks are less volatile than Old, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
Old Second Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Old Second's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Old Second Bancorp, and traders can use it to determine the average amount a Old Second's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = -0.1146
| Best Portfolio | Best Equity | |||
| Good Returns | ||||
| Average Returns | ||||
| Small Returns | ||||
| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
| Negative Returns | OSBC |
Estimated Market Risk
| 1.57 actual daily | 14 86% of assets are more volatile |
Expected Return
| -0.18 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| -0.11 actual daily | 0 Most of other assets perform better |
Based on monthly moving average Old Second is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Old Second by adding Old Second to a well-diversified portfolio.
Old Second Fundamentals Growth
Old Stock prices reflect investors' perceptions of the future prospects and financial health of Old Second, and Old Second fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Old Stock performance.
| Return On Equity | 0.14 | ||||
| Return On Asset | 0.015 | ||||
| Profit Margin | 0.31 % | ||||
| Operating Margin | 0.41 % | ||||
| Current Valuation | 769.04 M | ||||
| Shares Outstanding | 45.05 M | ||||
| Price To Earning | 13.09 X | ||||
| Price To Book | 1.11 X | ||||
| Price To Sales | 2.68 X | ||||
| Revenue | 297.9 M | ||||
| Gross Profit | 271.8 M | ||||
| EBITDA | 131.35 M | ||||
| Net Income | 85.26 M | ||||
| Cash And Equivalents | 281.34 M | ||||
| Cash Per Share | 6.31 X | ||||
| Total Debt | 20 M | ||||
| Debt To Equity | 12.32 % | ||||
| Book Value Per Share | 14.95 X | ||||
| Cash Flow From Operations | 131.53 M | ||||
| Earnings Per Share | 1.87 X | ||||
| Market Capitalization | 728.86 M | ||||
| Total Asset | 5.65 B | ||||
| Retained Earnings | 469.17 M | ||||
About Old Second Performance
By analyzing Old Second's fundamental ratios, stakeholders can gain valuable insights into Old Second's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if Old Second has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if Old Second has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements.
| Last Reported | Projected for Next Year | ||
| Days Of Inventory On Hand | 61.33 | 54.52 | |
| Return On Tangible Assets | 0.02 | 0.01 | |
| Return On Capital Employed | (0.03) | (0.03) | |
| Return On Assets | 0.02 | 0.01 | |
| Return On Equity | 0.13 | 0.07 |
Things to note about Old Second Bancorp performance evaluation
Checking the ongoing alerts about Old Second for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Old Second Bancorp help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Old Second Bancorp generated a negative expected return over the last 90 days | |
| About 74.0% of the company shares are owned by institutional investors | |
| On 10th of February 2025 Old Second paid $ 0.06 per share dividend to its current shareholders | |
| Latest headline from thelincolnianonline.com: AlphaQuest LLC Has 663,000 Stock Holdings in Old Second Bancorp, Inc. |
- Analyzing Old Second's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Old Second's stock is overvalued or undervalued compared to its peers.
- Examining Old Second's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Old Second's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Old Second's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Old Second's stock. These opinions can provide insight into Old Second's potential for growth and whether the stock is currently undervalued or overvalued.
Complementary Tools for Old Stock analysis
When running Old Second's price analysis, check to measure Old Second's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Old Second is operating at the current time. Most of Old Second's value examination focuses on studying past and present price action to predict the probability of Old Second's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Old Second's price. Additionally, you may evaluate how the addition of Old Second to your portfolios can decrease your overall portfolio volatility.
| Equity Valuation Check real value of public entities based on technical and fundamental data | |
| FinTech Suite Use AI to screen and filter profitable investment opportunities | |
| Volatility Analysis Get historical volatility and risk analysis based on latest market data | |
| Sign In To Macroaxis Sign in to explore Macroaxis' wealth optimization platform and fintech modules |