Community Bank System Stock Performance
| CBU Stock | USD 57.23 1.61 2.89% |
The firm shows a Beta (market volatility) of 1.21, which signifies a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, Community Bank will likely underperform. At this point, Community Bank System has a negative expected return of -0.19%. Please make sure to confirm Community Bank's value at risk, as well as the relationship between the daily balance of power and price action indicator , to decide if Community Bank System performance from the past will be repeated at some point in the near future.
Risk-Adjusted Performance
Very Weak
Weak | Strong |
Over the last 90 days Community Bank System has generated negative risk-adjusted returns adding no value to investors with long positions. In spite of latest conflicting performance, the Stock's fundamental drivers remain stable and the newest uproar on Wall Street may also be a sign of mid-term gains for the firm private investors. ...more
Actual Historical Performance (%)
One Day Return 2.89 | Five Day Return (2.40) | Year To Date Return (6.29) | Ten Year Return 60.35 | All Time Return 1.4 K |
Forward Dividend Yield 0.0322 | Payout Ratio | Last Split Factor 2:1 | Forward Dividend Rate 1.84 | Dividend Date 2025-04-10 |
1 | Community Bank of Louisiana Selects Q2 to Accelerate its Digital Banking Innovation | 12/18/2024 |
2 | Disposition of 1705 shares by Deresa Durkee of Community Bank at 51.64 subject to Rule 16b-3 | 12/31/2024 |
| Community Bank dividend paid on 10th of January 2025 | 01/10/2025 |
3 | Disposition of tradable shares by Sally Steele of Community Bank subject to Rule 16b-3 | 01/13/2025 |
4 | Disposition of 712 shares by Mark Bolus of Community Bank subject to Rule 16b-3 | 01/15/2025 |
5 | Community Bank System, Inc. Q4 2024 Earnings Call Transcript | 01/22/2025 |
6 | Disposition of 1136 shares by Jeffrey Levy of Community Bank at 65.98 subject to Rule 16b-3 | 01/24/2025 |
7 | Alliance Wealth Advisors LLC Decreases Stake in Community Bank System, Inc. - MarketBeat | 02/12/2025 |
8 | Republic Bank Rises into Top 10 of Forbes Renowned List of Americas Best Banks | 02/19/2025 |
9 | Federal Home Loan Bank of Dallas and Community Bank Award 100K Grant to North Mississippi Rural Legal Services | 02/24/2025 |
10 | Disposition of 432 shares by Michael Abdo of Community Bank at 63.29 subject to Rule 16b-3 | 03/03/2025 |
11 | Sturgis Bancorp, Inc. Reports Financial Results for Full-Year 2024 | 03/04/2025 |
12 | Acquisition by Dimitar Karaivanov of 3391 shares of Community Bank subject to Rule 16b-3 | 03/07/2025 |
13 | Disposition of 1503 shares by Joseph Sutaris of Community Bank at 57.12 subject to Rule 16b-3 | 03/11/2025 |
14 | Disposition of 1833 shares by Dimitar Karaivanov of Community Bank subject to Rule 16b-3 | 03/12/2025 |
| Begin Period Cash Flow | 191 M |
Community |
Community Bank Relative Risk vs. Return Landscape
If you would invest 6,471 in Community Bank System on December 17, 2024 and sell it today you would lose (748.00) from holding Community Bank System or give up 11.56% of portfolio value over 90 days. Community Bank System is generating negative expected returns assuming volatility of 1.8731% on return distribution over 90 days investment horizon. In other words, 16% of stocks are less volatile than Community, and above 99% of all equities are expected to generate higher returns over the next 90 days. Expected Return |
| Risk |
Community Bank Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Community Bank's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Community Bank System, and traders can use it to determine the average amount a Community Bank's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = -0.0999
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| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
| Negative Returns | CBU |
Estimated Market Risk
| 1.87 actual daily | 16 84% of assets are more volatile |
Expected Return
| -0.19 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| -0.1 actual daily | 0 Most of other assets perform better |
Based on monthly moving average Community Bank is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Community Bank by adding Community Bank to a well-diversified portfolio.
Community Bank Fundamentals Growth
Community Stock prices reflect investors' perceptions of the future prospects and financial health of Community Bank, and Community Bank fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Community Stock performance.
| Return On Equity | 0.11 | ||||
| Return On Asset | 0.0114 | ||||
| Profit Margin | 0.25 % | ||||
| Operating Margin | 0.36 % | ||||
| Current Valuation | 3.6 B | ||||
| Shares Outstanding | 52.71 M | ||||
| Price To Earning | 19.81 X | ||||
| Price To Book | 1.71 X | ||||
| Price To Sales | 4.17 X | ||||
| Revenue | 643.53 M | ||||
| Gross Profit | 723.53 M | ||||
| EBITDA | 297.11 M | ||||
| Net Income | 182.48 M | ||||
| Cash And Equivalents | 247.39 M | ||||
| Cash Per Share | 4.60 X | ||||
| Total Debt | 737.31 M | ||||
| Debt To Equity | 0.35 % | ||||
| Book Value Per Share | 33.47 X | ||||
| Cash Flow From Operations | 242.28 M | ||||
| Earnings Per Share | 3.44 X | ||||
| Market Capitalization | 3.02 B | ||||
| Total Asset | 16.39 B | ||||
| Retained Earnings | 1.28 B | ||||
About Community Bank Performance
Assessing Community Bank's fundamental ratios provides investors with valuable insights into Community Bank's financial health and overall profitability. This information is crucial for making informed investment decisions. A high ROA would indicate that the Community Bank is effectively leveraging its assets and equity to generate significant profits, making it an appealing investment. Conversely, low Return on Assets could signal underlying management issues in assets and equity, indicating a necessity for operational refinements. Please also refer to our technical analysis and fundamental analysis pages.
| Last Reported | Projected for Next Year | ||
| Days Of Inventory On Hand | (274.31) | (288.03) | |
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.02 | 0.02 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.10 | 0.11 |
Things to note about Community Bank System performance evaluation
Checking the ongoing alerts about Community Bank for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Community Bank System help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Community Bank generated a negative expected return over the last 90 days | |
| Community Bank has a strong financial position based on the latest SEC filings | |
| Over 75.0% of the company shares are held by institutions such as insurance companies | |
| Latest headline from gurufocus.com: Disposition of 1503 shares by Joseph Sutaris of Community Bank at 57.12 subject to Rule 16b-3 |
- Analyzing Community Bank's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Community Bank's stock is overvalued or undervalued compared to its peers.
- Examining Community Bank's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Community Bank's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Community Bank's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Community Bank's stock. These opinions can provide insight into Community Bank's potential for growth and whether the stock is currently undervalued or overvalued.
Additional Tools for Community Stock Analysis
When running Community Bank's price analysis, check to measure Community Bank's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Community Bank is operating at the current time. Most of Community Bank's value examination focuses on studying past and present price action to predict the probability of Community Bank's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Community Bank's price. Additionally, you may evaluate how the addition of Community Bank to your portfolios can decrease your overall portfolio volatility.