Community Bank System Stock Fundamentals
| CBU Stock | USD 57.23 1.61 2.89% |
Community Bank System fundamentals help investors to digest information that contributes to Community Bank's financial success or failures. It also enables traders to predict the movement of Community Stock. The fundamental analysis module provides a way to measure Community Bank's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to Community Bank stock.
At this time, Community Bank's Depreciation And Amortization is comparatively stable compared to the past year. Total Revenue is likely to gain to about 675.7 M in 2025, whereas Gross Profit is likely to drop slightly above 223.1 M in 2025. Community | Select Account or Indicator |
Community Bank System Company Operating Margin Analysis
Community Bank's Operating Margin shows how much operating income a company makes on each dollar of sales. It is one of the profitability indicators which helps analysts to understand whether the firm is successful or not making money from everyday operations.
Current Community Bank Operating Margin | 0.36 % |
Most of Community Bank's fundamental indicators, such as Operating Margin, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Community Bank System is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
Community Operating Margin Historical Pattern
Today, most investors in Community Bank Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Community Bank's growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's operating margin growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of Community Bank operating margin as a starting point in their analysis.
Community Bank Operating Margin |
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A good Operating Margin is required for a company to be able to pay for its fixed costs or payout its debt, which implies that the higher the margin, the better. This ratio is most effective in evaluating the earning potential of a company over time when comparing it against a firm's competitors.
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Community Pretax Profit Margin
Pretax Profit Margin |
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Based on the recorded statements, Community Bank System has an Operating Margin of 0.3604%. This is 98.05% lower than that of the Banks sector and significantly higher than that of the Financials industry. The operating margin for all United States stocks is 106.54% lower than that of the firm.
Community Bank System Fundamental Drivers Relationships
Comparative valuation techniques use various fundamental indicators to help in determining Community Bank's current stock value. Our valuation model uses many indicators to compare Community Bank value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Community Bank competition to find correlations between indicators driving Community Bank's intrinsic value. More Info.Community Bank System is rated below average in return on equity category among its peers. It is rated third in return on asset category among its peers reporting about 0.11 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Community Bank System is roughly 9.25 . At this time, Community Bank's Return On Equity is comparatively stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Community Bank by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.Community Operating Margin Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Community Bank's direct or indirect competition against its Operating Margin to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Community Bank could also be used in its relative valuation, which is a method of valuing Community Bank by comparing valuation metrics of similar companies.Community Bank is currently under evaluation in operating margin category among its peers.
Community Bank ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Community Bank's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Community Bank's managers, analysts, and investors.Environmental | Governance | Social |
Community Fundamentals
| Return On Equity | 0.11 | ||||
| Return On Asset | 0.0114 | ||||
| Profit Margin | 0.25 % | ||||
| Operating Margin | 0.36 % | ||||
| Current Valuation | 3.54 B | ||||
| Shares Outstanding | 52.71 M | ||||
| Shares Owned By Insiders | 1.29 % | ||||
| Shares Owned By Institutions | 74.96 % | ||||
| Number Of Shares Shorted | 1.45 M | ||||
| Price To Earning | 19.81 X | ||||
| Price To Book | 1.71 X | ||||
| Price To Sales | 4.09 X | ||||
| Revenue | 643.53 M | ||||
| Gross Profit | 723.53 M | ||||
| EBITDA | 297.11 M | ||||
| Net Income | 182.48 M | ||||
| Cash And Equivalents | 247.39 M | ||||
| Cash Per Share | 4.60 X | ||||
| Total Debt | 737.31 M | ||||
| Debt To Equity | 0.35 % | ||||
| Book Value Per Share | 33.47 X | ||||
| Cash Flow From Operations | 242.28 M | ||||
| Short Ratio | 7.67 X | ||||
| Earnings Per Share | 3.44 X | ||||
| Price To Earnings To Growth | 2.17 X | ||||
| Target Price | 70.67 | ||||
| Number Of Employees | 2.73 K | ||||
| Beta | 0.67 | ||||
| Market Capitalization | 2.96 B | ||||
| Total Asset | 16.39 B | ||||
| Retained Earnings | 1.28 B | ||||
| Annual Yield | 0.03 % | ||||
| Five Year Return | 2.45 % | ||||
| Net Asset | 16.39 B | ||||
| Last Dividend Paid | 1.82 |
About Community Bank Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Community Bank System's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Community Bank using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Community Bank System based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.| Last Reported | Projected for Next Year | ||
| Current Deferred Revenue | -141 M | -148.1 M | |
| Total Revenue | 643.5 M | 675.7 M | |
| Cost Of Revenue | 315 M | 330.8 M | |
| Stock Based Compensation To Revenue | 0.01 | 0.01 | |
| Sales General And Administrative To Revenue | 0.02 | 0.02 | |
| Capex To Revenue | 0.03 | 0.05 | |
| Revenue Per Share | 12.20 | 12.81 | |
| Ebit Per Revenue | 0.46 | 0.77 |
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Additional Tools for Community Stock Analysis
When running Community Bank's price analysis, check to measure Community Bank's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Community Bank is operating at the current time. Most of Community Bank's value examination focuses on studying past and present price action to predict the probability of Community Bank's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Community Bank's price. Additionally, you may evaluate how the addition of Community Bank to your portfolios can decrease your overall portfolio volatility.