Bank Of The Stock Performance
| BOTJ Stock | USD 13.12 0.02 0.15% |
The firm shows a Beta (market volatility) of 0.39, which signifies possible diversification benefits within a given portfolio. As returns on the market increase, Bank of the's returns are expected to increase less than the market. However, during the bear market, the loss of holding Bank of the is expected to be smaller as well. At this point, Bank of the has a negative expected return of -0.21%. Please make sure to confirm Bank of the's information ratio, potential upside, as well as the relationship between the Potential Upside and day median price , to decide if Bank of the performance from the past will be repeated at some point in the near future.
Risk-Adjusted Performance
Very Weak
Weak | Strong |
Over the last 90 days Bank of the has generated negative risk-adjusted returns adding no value to investors with long positions. Even with inconsistent performance in the last few months, the Stock's basic indicators remain relatively steady which may send shares a bit higher in April 2025. The new chaos may also be a sign of medium-term up-swing for the company stakeholders. ...more
Actual Historical Performance (%)
One Day Return (0.61) | Five Day Return 1 | Year To Date Return (14.53) | Ten Year Return 33.2 | All Time Return 278.1 |
Forward Dividend Yield 0.0305 | Payout Ratio | Last Split Factor 11:10 | Forward Dividend Rate 0.4 | Dividend Date 2025-03-21 |
1 | Acquisition by Alford John R Jr of 1000 shares of Bank of the at 11.92 subject to Rule 16b-3 | 01/16/2025 |
2 | Deutsche Bank Earnings Stock Falls After Lender Warns on Costs - The Wall Street Journal | 01/30/2025 |
3 | Bank of the James Financial Group declares 0.10 dividend | 01/31/2025 |
4 | Robert B. Kaminski Sells 1,000 Shares of Mercantile Bank Co. Stock - MarketBeat | 02/13/2025 |
5 | The stock markets bro bubble is bursting, says Bank of America - Sherwood News | 02/28/2025 |
6 | Acquisition by Bryant William C Iii of 3260 shares of Bank of the at 9.85 subject to Rule 16b-3 | 03/03/2025 |
7 | Bank of the James Financial Group, Inc. Short Interest Update | 03/05/2025 |
| Begin Period Cash Flow | 61.8 M | |
| Free Cash Flow | 7.9 M |
Bank |
Bank of the Relative Risk vs. Return Landscape
If you would invest 1,528 in Bank of the on December 17, 2024 and sell it today you would lose (216.00) from holding Bank of the or give up 14.14% of portfolio value over 90 days. Bank of the is currently does not generate positive expected returns and assumes 3.049% risk (volatility on return distribution) over the 90 days horizon. In different words, 27% of stocks are less volatile than Bank, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
Bank of the Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Bank of the's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Bank of the, and traders can use it to determine the average amount a Bank of the's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = -0.0679
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| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
| Negative Returns | BOTJ |
Estimated Market Risk
| 3.05 actual daily | 27 73% of assets are more volatile |
Expected Return
| -0.21 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| -0.07 actual daily | 0 Most of other assets perform better |
Based on monthly moving average Bank of the is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Bank of the by adding Bank of the to a well-diversified portfolio.
Bank of the Fundamentals Growth
Bank Stock prices reflect investors' perceptions of the future prospects and financial health of Bank of the, and Bank of the fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Bank Stock performance.
| Return On Equity | 0.13 | ||||
| Return On Asset | 0.0082 | ||||
| Profit Margin | 0.18 % | ||||
| Operating Margin | 0.18 % | ||||
| Current Valuation | 5.65 M | ||||
| Shares Outstanding | 4.54 M | ||||
| Price To Earning | 8.94 X | ||||
| Price To Book | 0.92 X | ||||
| Price To Sales | 1.32 X | ||||
| Revenue | 39.36 M | ||||
| Gross Profit | 45.03 M | ||||
| EBITDA | 12.25 M | ||||
| Net Income | 8.7 M | ||||
| Cash And Equivalents | 81.02 M | ||||
| Cash Per Share | 17.50 X | ||||
| Total Debt | 19.93 M | ||||
| Debt To Equity | 9.94 % | ||||
| Book Value Per Share | 14.28 X | ||||
| Cash Flow From Operations | 9.49 M | ||||
| Earnings Per Share | 1.75 X | ||||
| Market Capitalization | 59.61 M | ||||
| Total Asset | 969.37 M | ||||
| Retained Earnings | 36.68 M | ||||
About Bank of the Performance
By evaluating Bank of the's fundamental ratios, stakeholders can gain valuable insights into Bank of the's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if Bank of the has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if Bank of the has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements. Please also refer to our technical analysis and fundamental analysis pages.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.01 | 0.02 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.13 | 0.07 |
Things to note about Bank of the performance evaluation
Checking the ongoing alerts about Bank of the for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Bank of the help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Bank of the generated a negative expected return over the last 90 days | |
| Bank of the has high historical volatility and very poor performance | |
| About 15.0% of the company shares are held by company insiders | |
| Latest headline from thelincolnianonline.com: Bank of the James Financial Group, Inc. Short Interest Update |
- Analyzing Bank of the's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Bank of the's stock is overvalued or undervalued compared to its peers.
- Examining Bank of the's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Bank of the's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Bank of the's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Bank of the's stock. These opinions can provide insight into Bank of the's potential for growth and whether the stock is currently undervalued or overvalued.
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Bank of the. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in estimate. For more information on how to buy Bank Stock please use our How to buy in Bank Stock guide.You can also try the Watchlist Optimization module to optimize watchlists to build efficient portfolios or rebalance existing positions based on the mean-variance optimization algorithm.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Bank of the. If investors know Bank will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Bank of the listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.23) | Dividend Share 0.4 | Earnings Share 1.75 | Revenue Per Share | Quarterly Revenue Growth 0.106 |
The market value of Bank of the is measured differently than its book value, which is the value of Bank that is recorded on the company's balance sheet. Investors also form their own opinion of Bank of the's value that differs from its market value or its book value, called intrinsic value, which is Bank of the's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Bank of the's market value can be influenced by many factors that don't directly affect Bank of the's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Bank of the's value and its price as these two are different measures arrived at by different means. Investors typically determine if Bank of the is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Bank of the's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.