Russell Rizzardi - Westamerica Bancorporation President
| WABC Stock | USD 51.09 0.30 0.58% |
President
Mr. Russell W. Rizzardi is Senior Vice President and Chief Credit Administrator of Westamerica Bank, subsidiary of the Company since 2007.
| Age | 70 |
| Tenure | 18 years |
| Address | 1108 Fifth Avenue, San Rafael, CA, United States, 94901 |
| Phone | 707 863 6000 |
| Web | https://www.westamerica.com |
Westamerica Bancorporation Management Efficiency
The company has return on total asset (ROA) of 0.0223 % which means that it generated a profit of $0.0223 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1667 %, meaning that it created $0.1667 on every $100 dollars invested by stockholders. Westamerica Bancorporation's management efficiency ratios could be used to measure how well Westamerica Bancorporation manages its routine affairs as well as how well it operates its assets and liabilities. The current year's Return On Equity is expected to grow to 0.19, whereas Return On Tangible Assets are forecasted to decline to 0.01. At present, Westamerica Bancorporation's Other Assets are projected to decrease significantly based on the last few years of reporting. The current year's Total Current Assets is expected to grow to about 4.2 B, whereas Total Assets are forecasted to decline to about 4.8 B.Similar Executives
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Management Performance
| Return On Equity | 0.17 | |||
| Return On Asset | 0.0223 |
Westamerica Bancorporation Leadership Team
Elected by the shareholders, the Westamerica Bancorporation's board of directors comprises two types of representatives: Westamerica Bancorporation inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Westamerica. The board's role is to monitor Westamerica Bancorporation's management team and ensure that shareholders' interests are well served. Westamerica Bancorporation's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Westamerica Bancorporation's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Curtis Belton, Senior Officer | ||
| Jesse Leavitt, VP CFO | ||
| John III, Senior Treasurer | ||
| Anela Jonas, Senior Officer | ||
| Kris Irvine, VP Secretary | ||
| Russell Rizzardi, Senior Vice President and Chief Credit Administrator of Westamerica Bank | ||
| Diane Cunningham, Corporate Secretary | ||
| David Payne, Chairman, CEO and President CEO of Westamerica Bank and President of Westamerica Bank, Chairman of Westamerica Bank and Chairman of Executive Committee | ||
| Robert Baker, Regional Division | ||
| John Thorson, CFO, Chief Accounting Officer and Sr. VP | ||
| Brian Donohoe, Manager - Operations & System | ||
| George Ensinger, Senior Manager |
Westamerica Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Westamerica Bancorporation a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | 0.17 | |||
| Return On Asset | 0.0223 | |||
| Profit Margin | 0.47 % | |||
| Operating Margin | 0.64 % | |||
| Current Valuation | 901.35 M | |||
| Shares Outstanding | 26.72 M | |||
| Shares Owned By Insiders | 4.65 % | |||
| Shares Owned By Institutions | 78.81 % | |||
| Number Of Shares Shorted | 204.38 K | |||
| Price To Earning | 19.67 X |
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Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in Westamerica Bancorporation. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. For information on how to trade Westamerica Stock refer to our How to Trade Westamerica Stock guide.You can also try the Odds Of Bankruptcy module to get analysis of equity chance of financial distress in the next 2 years.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Westamerica Bancorporation. If investors know Westamerica will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Westamerica Bancorporation listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.20) | Dividend Share 1.76 | Earnings Share 5.2 | Revenue Per Share | Quarterly Revenue Growth (0.13) |
The market value of Westamerica Bancorporation is measured differently than its book value, which is the value of Westamerica that is recorded on the company's balance sheet. Investors also form their own opinion of Westamerica Bancorporation's value that differs from its market value or its book value, called intrinsic value, which is Westamerica Bancorporation's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Westamerica Bancorporation's market value can be influenced by many factors that don't directly affect Westamerica Bancorporation's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Westamerica Bancorporation's value and its price as these two are different measures arrived at by different means. Investors typically determine if Westamerica Bancorporation is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Westamerica Bancorporation's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.