Michael Sprouse - Harford Bank Vice President - Loan Administration
| HFBK Stock | USD 33.75 0.06 0.18% |
President
Michael Sprouse is Vice President - Loan Administration of Harford Bank
| Phone | 410 272 5000 |
| Web | https://www.harfordbank.com |
Harford Bank Management Efficiency
Harford Bank's management efficiency ratios could be used to measure how well Harford Bank manages its routine affairs as well as how well it operates its assets and liabilities.Management Performance
| Return On Equity | 0.0922 | |||
| Return On Asset | 0.0078 |
Harford Bank Leadership Team
Elected by the shareholders, the Harford Bank's board of directors comprises two types of representatives: Harford Bank inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Harford. The board's role is to monitor Harford Bank's management team and ensure that shareholders' interests are well served. Harford Bank's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Harford Bank's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Calvin Tull, VP Resource | ||
| Alison Fair, VP Officer | ||
| Michael Sprouse, Vice President - Loan Administration | ||
| Michael Allen, Pres Director | ||
| Sandra Osborn, VP of Operations | ||
| Lorrie Schenning, Ex Officer |
Harford Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right pink sheet is not an easy task. Is Harford Bank a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | 0.0922 | |||
| Return On Asset | 0.0078 | |||
| Profit Margin | 0.23 % | |||
| Operating Margin | 0.33 % | |||
| Current Valuation | 35.49 M | |||
| Shares Outstanding | 1.47 M | |||
| Shares Owned By Insiders | 10.49 % | |||
| Price To Earning | 14.80 X | |||
| Price To Book | 0.92 X | |||
| Price To Sales | 2.39 X |
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Harford Bank financial ratios help investors to determine whether Harford Pink Sheet is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in Harford with respect to the benefits of owning Harford Bank security.