| GMZ Stock | | | EUR 33.19 0.07 0.21% |
CEO
Ms. Diane E. Morais is President Consumer Commercial Banking Products of Ally Bank of the Company. Ms. Morais is responsible for driving the growth, profitability, and digital evolution of Allys consumer and commercial banking products. She has oversight of the Deposits, Online Brokerage and Wealth Management, Mortgage, Credit Card, and Corporationrationrate Finance businesses. In addition, Ms. Morais oversees the companys digital and customer care channels, as well as the Community Reinvestment Act program. Ms. Morais joined Ally in 2008, and was instrumental in the creation and launch of the Ally brand in 2009. Under her leadership, Ally Bank has achieved doubledigit retail deposit growth each year, and now has more than 1.6 million customers and nearly 90 billion in retail deposits. Ally has received numerous thirdparty accolades, including being named Best Online Bank in America by Money Magazine, as well as Best Internet Bank and Best for Millennials by Kiplingers Personal Finance. Prior to holding key leadership positions of increasing responsibility at Ally, Ms. Morais achieved a number of significant professional accomplishments in the financial services sector. During a career spanning twelve years at Bank of America, she served in senior roles in deposit and debit products, national customer experience, card services marketing, and consumer mortgage vendor management since 2017.
| Age | 57 |
| Tenure | 7 years |
| Phone | 866 710 4623 |
| Web | https://www.ally.com |
Morais also spent nine years at Citibank’s credit card division in a variety of marketing, risk, and finance roles. A native of Pittsburgh, PA, Ms. Morais holds a bachelor’s degree from Pennsylvania State University. She is a member of the board of directors for Junior Achievement of Central Carolinas and Charlotte Center City Partners. In September 2018, Ms. Morais was named to American Banker Magazine’s “25 Most Powerful Women in Banking” list for the third consecutive year.
Ally Financial Management Efficiency
Ally Financial's management efficiency ratios could be used to measure how well Ally Financial manages its routine affairs as well as how well it operates its assets and liabilities.
Ally Financial has accumulated 17.76
B in total debt with debt to equity ratio
(D/E) of 308.6, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Ally Financial has a current ratio of 0.86, indicating that it has a negative working capital and may not be able to pay financial obligations in time and when they become due. Debt can assist Ally Financial until it has trouble settling it off, either with new capital or with free cash flow. So, Ally Financial's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Ally Financial sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Ally to invest in growth at high rates of return. When we think about Ally Financial's use of debt, we should always consider it together with cash and equity.
Ally Financial Inc. provides various financial products and services to consumers, businesses, automotive dealers, and corporate customers primarily in the United States and Canada. Ally Financial Inc. was founded in 1919 and is headquartered in Detroit, Michigan. ALLY FINANCIAL operates under Specialty Finance classification in Germany and is traded on Frankfurt Stock Exchange. It employs 8200 people. Ally Financial (GMZ) is traded on Frankfurt Exchange in Germany and employs 27 people.
Management Performance
Ally Financial Leadership Team
Elected by the shareholders, the Ally Financial's board of directors comprises two types of representatives: Ally Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Ally. The board's role is to monitor Ally Financial's management team and ensure that shareholders' interests are well served. Ally Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Ally Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Scott Stengel, General Counsel | |
| Diane Morais, CEO and President of Ally Bank | |
| David DeBrunner, Chief Accounting Officer, Vice President Corporate Controller | |
| Bradley Brown, Co CFO | |
| Sean Leary, Head FPA | |
| Douglas Timmerman, President of Auto Finance | |
| Sathish Muthukrishnan, Data Information | |
| Andrea Brimmer, Chief Officer | |
| Daniel Soto, Chief Officer | |
| Jeffrey Brown, CEO, Director | |
Ally Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Ally Financial a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
Currently Active Assets on Macroaxis
Additional Information and Resources on Investing in Ally Stock
When determining whether Ally Financial offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Ally Financial's
financial statements, including income statements, balance sheets, and cash flow statements, to assess its
financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Ally Financial Stock.
Outlined below are crucial reports that will aid in making a well-informed decision on Ally Financial Stock: Check out
Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Ally Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as
signals in board of governors.
For more detail on how to invest in Ally Stock please use our
How to Invest in Ally Financial guide.
You can also try the
Positions Ratings module to determine portfolio positions ratings based on digital equity recommendations. Macroaxis instant position ratings are based on combination of fundamental analysis and risk-adjusted market performance.
Please note, there is a significant difference between Ally Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Ally Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Ally Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.