Ally Financial (Germany) Performance
| GMZ Stock | EUR 33.19 0.07 0.21% |
Ally Financial has a performance score of 4 on a scale of 0 to 100. The firm shows a Beta (market volatility) of 0.95, which signifies possible diversification benefits within a given portfolio. Ally Financial returns are very sensitive to returns on the market. As the market goes up or down, Ally Financial is expected to follow. Ally Financial right now shows a risk of 2.23%. Please confirm Ally Financial treynor ratio, downside variance, and the relationship between the total risk alpha and value at risk , to decide if Ally Financial will be following its price patterns.
Risk-Adjusted Performance
4 of 100
Weak | Strong |
Insignificant
Compared to the overall equity markets, risk-adjusted returns on investments in Ally Financial are ranked lower than 4 (%) of all global equities and portfolios over the last 90 days. Despite nearly fragile basic indicators, Ally Financial may actually be approaching a critical reversion point that can send shares even higher in January 2025. ...more
| Begin Period Cash Flow | 5.7 B |
Ally |
Ally Financial Relative Risk vs. Return Landscape
If you would invest 3,095 in Ally Financial on September 22, 2024 and sell it today you would earn a total of 224.00 from holding Ally Financial or generate 7.24% return on investment over 90 days. Ally Financial is currently producing 0.1314% returns and takes up 2.2272% volatility of returns over 90 trading days. Put another way, 19% of traded stocks are less volatile than Ally, and 98% of all traded equity instruments are likely to generate higher returns over the next 90 trading days. Expected Return |
| Risk |
Ally Financial Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Ally Financial's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Ally Financial, and traders can use it to determine the average amount a Ally Financial's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.059
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Estimated Market Risk
| 2.23 actual daily | 19 81% of assets are more volatile |
Expected Return
| 0.13 actual daily | 2 98% of assets have higher returns |
Risk-Adjusted Return
| 0.06 actual daily | 4 96% of assets perform better |
Based on monthly moving average Ally Financial is performing at about 4% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Ally Financial by adding it to a well-diversified portfolio.
Ally Financial Fundamentals Growth
Ally Stock prices reflect investors' perceptions of the future prospects and financial health of Ally Financial, and Ally Financial fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Ally Stock performance.
| Return On Equity | 0.11 | |||
| Return On Asset | 0.0092 | |||
| Profit Margin | 0.22 % | |||
| Operating Margin | 0.29 % | |||
| Current Valuation | 22.95 B | |||
| Shares Outstanding | 300.81 M | |||
| Price To Earning | 7.40 X | |||
| Price To Book | 0.72 X | |||
| Price To Sales | 0.84 X | |||
| Revenue | 9.34 B | |||
| Cash And Equivalents | 3.62 B | |||
| Cash Per Share | 9.28 X | |||
| Total Debt | 17.76 B | |||
| Debt To Equity | 308.60 % | |||
| Book Value Per Share | 35.20 X | |||
| Cash Flow From Operations | 4.04 B | |||
| Earnings Per Share | 4.75 X | |||
| Total Asset | 191.83 B | |||
About Ally Financial Performance
By analyzing Ally Financial's fundamental ratios, stakeholders can gain valuable insights into Ally Financial's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if Ally Financial has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if Ally Financial has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements.
Ally Financial Inc. provides various financial products and services to consumers, businesses, automotive dealers, and corporate customers primarily in the United States and Canada. Ally Financial Inc. was founded in 1919 and is headquartered in Detroit, Michigan. ALLY FINANCIAL operates under Specialty Finance classification in Germany and is traded on Frankfurt Stock Exchange. It employs 8200 people.Things to note about Ally Financial performance evaluation
Checking the ongoing alerts about Ally Financial for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Ally Financial help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Ally Financial has high financial leverage indicating that it may have difficulties to generate enough cash to satisfy its financial obligations | |
| Ally Financial has accumulated 17.76 B in total debt with debt to equity ratio (D/E) of 308.6, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Ally Financial has a current ratio of 0.86, indicating that it has a negative working capital and may not be able to pay financial obligations in time and when they become due. Debt can assist Ally Financial until it has trouble settling it off, either with new capital or with free cash flow. So, Ally Financial's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Ally Financial sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Ally to invest in growth at high rates of return. When we think about Ally Financial's use of debt, we should always consider it together with cash and equity. | |
| Over 93.0% of Ally Financial shares are owned by institutional investors |
- Analyzing Ally Financial's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Ally Financial's stock is overvalued or undervalued compared to its peers.
- Examining Ally Financial's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Ally Financial's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Ally Financial's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Ally Financial's stock. These opinions can provide insight into Ally Financial's potential for growth and whether the stock is currently undervalued or overvalued.
Complementary Tools for Ally Stock analysis
When running Ally Financial's price analysis, check to measure Ally Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Ally Financial is operating at the current time. Most of Ally Financial's value examination focuses on studying past and present price action to predict the probability of Ally Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Ally Financial's price. Additionally, you may evaluate how the addition of Ally Financial to your portfolios can decrease your overall portfolio volatility.
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