Richard Main - Enterprise Bancorp Chairman

EBTC Stock  USD 43.21  0.03  0.07%   

Chairman

Mr. Richard W. Main serves as a President, Director of Enterprise Bancorp Inc., and President of Enterprise Bank and Trust Company . Mr. Mains depth of knowledge relating to the management of the Companys commercial lending function and the significance of various changes in the market conditions affecting borrowers and their businesses provide invaluable insight to the Boards oversight and management of the Companys credit risk and operations since 2009.
Age 77
Tenure 15 years
Address 222 Merrimack Street, Lowell, MA, United States, 01852
Phone978 459 9000
Webhttps://www.enterprisebanking.com
Main’s knowledge of banking operations and his past tenure as president, chief operating officer and director of an earlier Greater Lowellbased independent commercial bank prior to joining the Bank also provides valuable industry specific and local community experience and contacts.

Richard Main Latest Insider Activity

Tracking and analyzing the buying and selling activities of Richard Main against Enterprise Bancorp stock is an integral part of due diligence when investing in Enterprise Bancorp. Richard Main insider activity provides valuable insight into whether Enterprise Bancorp is net buyers or sellers over its current business cycle. Note, Enterprise Bancorp insiders must abide by specific rules, including filing SEC forms every time they buy or sell Enterprise Bancorp'sshares to prevent insider trading or benefiting illegally from material non-public information that their positions give them access to.

Enterprise Bancorp Management Efficiency

At present, Enterprise Bancorp's Return On Assets are projected to increase slightly based on the last few years of reporting. The current year's Return On Equity is expected to grow to 0.12, whereas Return On Capital Employed is forecasted to decline to 0.01. At present, Enterprise Bancorp's Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Non Currrent Assets Other is expected to grow to about 4.5 B, whereas Other Assets are projected to grow to (3.9 B). Enterprise Bancorp's management efficiency ratios could be used to measure how well Enterprise Bancorp manages its routine affairs as well as how well it operates its assets and liabilities.
Enterprise Bancorp currently holds 109.71 M in liabilities with Debt to Equity (D/E) ratio of 11.67, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about Enterprise Bancorp's use of debt, we should always consider it together with its cash and equity.

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CHAIRMAN Age

Dana StonestreetHomeTrust Bancshares
70
Enterprise Bancorp, Inc. operates as the holding company of Enterprise Bank and Trust Company that provides commercial banking products and services. The company was founded in 1989 and is headquartered in Lowell, Massachusetts. Enterprise Bancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 536 people. Enterprise Bancorp (EBTC) is traded on NASDAQ Exchange in USA. It is located in 222 Merrimack Street, Lowell, MA, United States, 01852 and employs 570 people. Enterprise Bancorp is listed under Regional Banks category by Fama And French industry classification.

Management Performance

Enterprise Bancorp Leadership Team

Elected by the shareholders, the Enterprise Bancorp's board of directors comprises two types of representatives: Enterprise Bancorp inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Enterprise. The board's role is to monitor Enterprise Bancorp's management team and ensure that shareholders' interests are well served. Enterprise Bancorp's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Enterprise Bancorp's outside directors are responsible for providing unbiased perspectives on the board's policies.
James Marcotte, CFO, Executive VP, Treasurer, CFO of Enterprise Bank and Trust Company, Executive VP of Enterprise Bank and Trust Company and Treasurer of Enterprise Bank and Trust Company
Philip Esq, General Counsel
CPA CFP, MDWealth Co
George Duncan, Executive Chairman, Member of Executive Committee, Member of Enterprise Investment Advisory (EIA) Committee, Member of Asset-Liability Committee, Member of Marketing and Bus. Devel. Committee, Member of Strategic Planning Committee and Chairman of Enterprise Bank
Richard Main, President, Director, Chairman of Executive Committee, Member of Asset-Liability Committee, Member of Strategic Planning Committee, Member of Marketing and Bus. Devel. Committee, Member of Enterprise Investment Advisory (EIA) Committee, Member of Loan Committee, Member of Banking Technology Steering Committee and President of Enterprise Bank and Trust Company and Director of Enterprise Bank and Trust Company
David CFA, MD Management
Joseph Lussier, CFO VP
John Koutsos, Secretary Director
Dwight Feeney, Senior Officer
Susan Rossini, Senior Management
John Clancy, CEO, Director, Member of Executive Committee, Member of Asset-Liability Committee, Member of Strategic Planning Committee, Member of Banking Technology Steering Committee, Member of Enterprise Investment Advisory (EIA) Committee, Member of Loan Committee and CEO of Enterprise Bank and Trust Company, Director of Enterprise Bank and Trust Company
Robert Gilman, EVP Co
Steven Larochelle, CEO Director

Enterprise Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Enterprise Bancorp a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Also Currently Popular

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When determining whether Enterprise Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Enterprise Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Enterprise Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Enterprise Bancorp Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Enterprise Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in estimate.
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Enterprise Bancorp. If investors know Enterprise will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Enterprise Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.013
Dividend Share
0.95
Earnings Share
2.85
Revenue Per Share
13.295
Quarterly Revenue Growth
0.039
The market value of Enterprise Bancorp is measured differently than its book value, which is the value of Enterprise that is recorded on the company's balance sheet. Investors also form their own opinion of Enterprise Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Enterprise Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Enterprise Bancorp's market value can be influenced by many factors that don't directly affect Enterprise Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Enterprise Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Enterprise Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Enterprise Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.