Enterprise Bancorp Valuation
| EBTC Stock | USD 42.67 0.32 0.76% |
At this time, the firm appears to be undervalued. Enterprise Bancorp shows a prevailing Real Value of $48.79 per share. The current price of the firm is $42.67. Our model computes the value of Enterprise Bancorp from reviewing the firm fundamentals such as Profit Margin of 0.22 %, current valuation of 492.89 M, and Shares Outstanding of 12.43 M as well as analyzing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Enterprise Bancorp's valuation include:
Price Book 1.4567 | Enterprise Value | Price Sales 3.1316 | Trailing PE 12.5193 | Enterprise Value Revenue 4.4647 |
Undervalued
Today
Please note that Enterprise Bancorp's price fluctuation is very steady at this time. Calculation of the real value of Enterprise Bancorp is based on 3 months time horizon. Increasing Enterprise Bancorp's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Enterprise Bancorp is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Enterprise Stock. However, Enterprise Bancorp's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 42.67 | Real 48.79 | Hype 42.67 | Naive 40.88 |
The real value of Enterprise Stock, also known as its intrinsic value, is the underlying worth of Enterprise Bancorp Company, which is reflected in its stock price. It is based on Enterprise Bancorp's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Enterprise Bancorp's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of Enterprise Bancorp helps investors to forecast how Enterprise stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Enterprise Bancorp more accurately as focusing exclusively on Enterprise Bancorp's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Enterprise Bancorp's intrinsic value based on its ongoing forecasts of Enterprise Bancorp's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Enterprise Bancorp's closest peers. If more than one evaluation category is relevant for Enterprise Bancorp we suggest using both methods to arrive at a better estimate.
Enterprise Bancorp Cash |
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Enterprise Valuation Trend
Comparing Enterprise Bancorp's enterprise value against its market capitalization is a good way to estimate the value of Enterprise Bancorp uage its performance over time. This information may sometimes be enough for investors to make reasonable market timing decisions.
Enterprise Bancorp Total Value Analysis
Enterprise Bancorp is currently anticipated to have valuation of 492.89 M with market capitalization of 451.55 M, debt of 109.71 M, and cash on hands of 413.69 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Enterprise Bancorp fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
492.89 M | 451.55 M | 109.71 M | 413.69 M |
Enterprise Bancorp Investor Information
About 20.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 1.46. Some equities with similar Price to Book (P/B) outperform the market in the long run. Enterprise Bancorp last dividend was issued on the 8th of November 2024. The entity had 2:1 split on the 3rd of July 2006. Based on the analysis of Enterprise Bancorp's profitability, liquidity, and operating efficiency, Enterprise Bancorp is not in a good financial situation at this time. It has a very high probability of going through financial hardship in March.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 1.63 | 0.9893 |
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| Total Cash From Operating Activities | 69 M | 65.7 M |
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| Operating Income | 239.2 M | 227.8 M |
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Enterprise Bancorp Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The latest return on assets of Enterprise indicates not a very effective usage of assets in February.Enterprise Bancorp Ownership Allocation
The market capitalization of Enterprise Bancorp is $451.55 Million. Enterprise Bancorp retains significant amount of outstanding shares owned by insiders. An insider is usually defined as a CEO, other corporate executive, director, or institutional investor who own at least 10% of the company's outstanding shares. Note, that even with substantial debt, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.Enterprise Bancorp Profitability Analysis
The company reported the previous year's revenue of 230.27 M. Net Income was 38.06 M with profit before overhead, payroll, taxes, and interest of 164.46 M.Enterprise Bancorp Past Distributions to stockholders
| 2nd of December 2024 | ||
| 11th of November 2024 | ||
| 3rd of September 2024 | ||
| 3rd of June 2024 | ||
| 1st of March 2024 | ||
| 1st of December 2023 | ||
| 1st of September 2023 | ||
| 1st of June 2023 | ||
| 1st of March 2023 |
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Enterprise Bancorp's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Enterprise Bancorp and how it compares across the competition.
About Enterprise Bancorp Valuation
The stock valuation mechanism determines Enterprise Bancorp's current worth on a weekly basis. Our valuation model uses a comparative analysis of Enterprise Bancorp. We calculate exposure to Enterprise Bancorp's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Enterprise Bancorp's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 230.3 M | 241.8 M | |
| Pretax Profit Margin | 0.22 | 0.21 | |
| Operating Profit Margin | 0.99 | 1.63 | |
| Net Profit Margin | 0.17 | 0.16 | |
| Gross Profit Margin | 0.86 | 0.76 |
Enterprise Bancorp Quarterly Retained Earnings |
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A single share of Enterprise Bancorp represents a small ownership stake in the entity. As a stockholder of Enterprise, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Enterprise Bancorp Dividends Analysis For Valuation
The current year's Dividends Paid is expected to grow to about 11.8 M, whereas Dividend Yield is forecasted to decline to 0.01. . At present, Enterprise Bancorp's Price Earnings Ratio is projected to drop slightly based on the last few years of reporting. The current year's Price Earnings To Growth Ratio is expected to grow to 20.65, whereas Retained Earnings Total Equity is forecasted to decline to about 169.3 M.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 11.2 M | 11.8 M | |
| Dividend Yield | 0.02 | 0.01 | |
| Dividend Paid And Capex Coverage Ratio | 3.27 | 1.93 | |
| Dividend Payout Ratio | 0.23 | 0.21 |
There are various types of dividends Enterprise Bancorp can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Enterprise shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Enterprise Bancorp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Enterprise pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Enterprise Bancorp by the value of the dividends paid out.
Enterprise Bancorp Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 12.4 M | |
| Price Earnings Ratio | 12.5193 | |
| Quarterly Earnings Growth Y O Y | 0.013 | |
| Forward Annual Dividend Rate | 0.96 | |
| Shares Float | 9.4 M |
Enterprise Bancorp Current Valuation Indicators
Valuation refers to the process of determining the present value of Enterprise Bancorp and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Enterprise we look at many different elements of the entity such as Enterprise's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Enterprise Bancorp, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Enterprise Bancorp's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Enterprise Bancorp's worth.Complementary Tools for Enterprise Stock analysis
When running Enterprise Bancorp's price analysis, check to measure Enterprise Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Enterprise Bancorp is operating at the current time. Most of Enterprise Bancorp's value examination focuses on studying past and present price action to predict the probability of Enterprise Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Enterprise Bancorp's price. Additionally, you may evaluate how the addition of Enterprise Bancorp to your portfolios can decrease your overall portfolio volatility.
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