Based on the analysis of Enterprise Bancorp's profitability, liquidity, and operating efficiency, Enterprise Bancorp may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter. At present, Enterprise Bancorp's Short and Long Term Debt Total is projected to increase significantly based on the last few years of reporting. The current year's Total Stockholder Equity is expected to grow to about 378.8 M, whereas Other Current Liabilities is projected to grow to (8.6 M). Key indicators impacting Enterprise Bancorp's financial strength include:
Investors should never underestimate Enterprise Bancorp's ability to pay suppliers on time, ensure interest payments are not accumulating, and correctly time where and how to reinvest extra cash. Individual investors need to monitor Enterprise Bancorp's cash flow, debt, and profitability to make informed and accurate decisions about investing in Enterprise Bancorp.
Net Income
40.67 Million
Enterprise
Select Account or Indicator
Market Cap
Enterprise Value
Price To Sales Ratio
Dividend Yield
Ptb Ratio
Days Sales Outstanding
Book Value Per Share
Free Cash Flow Yield
Operating Cash Flow Per Share
Stock Based Compensation To Revenue
Capex To Depreciation
Pb Ratio
Ev To Sales
Free Cash Flow Per Share
Roic
Net Income Per Share
Sales General And Administrative To Revenue
Capex To Revenue
Cash Per Share
Pocfratio
Interest Coverage
Payout Ratio
Capex To Operating Cash Flow
Pfcf Ratio
Income Quality
Roe
Ev To Operating Cash Flow
Pe Ratio
Return On Tangible Assets
Ev To Free Cash Flow
Earnings Yield
Intangibles To Total Assets
Net Debt To E B I T D A
Current Ratio
Tangible Book Value Per Share
Receivables Turnover
Graham Number
Shareholders Equity Per Share
Debt To Equity
Capex Per Share
Graham Net Net
Revenue Per Share
Interest Debt Per Share
Debt To Assets
Enterprise Value Over E B I T D A
Short Term Coverage Ratios
Price Earnings Ratio
Operating Cycle
Price Book Value Ratio
Price Earnings To Growth Ratio
Dividend Payout Ratio
Price To Operating Cash Flows Ratio
Price To Free Cash Flows Ratio
Pretax Profit Margin
Ebt Per Ebit
Operating Profit Margin
Effective Tax Rate
Company Equity Multiplier
Long Term Debt To Capitalization
Total Debt To Capitalization
Return On Capital Employed
Debt Equity Ratio
Ebit Per Revenue
Quick Ratio
Dividend Paid And Capex Coverage Ratio
Net Income Per E B T
Cash Ratio
Cash Conversion Cycle
Operating Cash Flow Sales Ratio
Days Of Sales Outstanding
Free Cash Flow Operating Cash Flow Ratio
Cash Flow Coverage Ratios
Price To Book Ratio
Fixed Asset Turnover
Capital Expenditure Coverage Ratio
Price Cash Flow Ratio
Enterprise Value Multiple
Debt Ratio
Cash Flow To Debt Ratio
Price Sales Ratio
Return On Assets
Asset Turnover
Net Profit Margin
Price Fair Value
Return On Equity
Change In Cash
Free Cash Flow
Change In Working Capital
Begin Period Cash Flow
Other Cashflows From Financing Activities
Depreciation
Other Non Cash Items
Capital Expenditures
Total Cash From Operating Activities
Net Income
Total Cash From Financing Activities
End Period Cash Flow
Dividends Paid
Sale Purchase Of Stock
Stock Based Compensation
Change To Inventory
Change To Netincome
Change To Liabilities
Change To Account Receivables
Other Cashflows From Investing Activities
Investments
Change Receivables
Net Borrowings
Total Cashflows From Investing Activities
Cash And Cash Equivalents Changes
Cash Flows Other Operating
Change To Operating Activities
Issuance Of Capital Stock
Total Assets
Short Long Term Debt Total
Other Current Liab
Total Current Liabilities
Total Stockholder Equity
Property Plant And Equipment Net
Net Debt
Retained Earnings
Cash
Non Current Assets Total
Non Currrent Assets Other
Other Assets
Cash And Short Term Investments
Net Receivables
Common Stock Total Equity
Common Stock Shares Outstanding
Liabilities And Stockholders Equity
Other Stockholder Equity
Total Liab
Property Plant And Equipment Gross
Total Current Assets
Accumulated Other Comprehensive Income
Short Term Debt
Common Stock
Good Will
Non Current Liabilities Total
Other Current Assets
Other Liab
Accounts Payable
Long Term Debt
Intangible Assets
Property Plant Equipment
Short Term Investments
Inventory
Net Tangible Assets
Retained Earnings Total Equity
Long Term Debt Total
Capital Surpluse
Long Term Investments
Non Current Liabilities Other
Short Long Term Debt
Earning Assets
Current Deferred Revenue
Net Invested Capital
Capital Stock
Capital Lease Obligations
Depreciation And Amortization
Interest Expense
Selling General Administrative
Total Revenue
Gross Profit
Other Operating Expenses
Operating Income
Ebit
Ebitda
Total Operating Expenses
Income Before Tax
Total Other Income Expense Net
Income Tax Expense
Cost Of Revenue
Net Income Applicable To Common Shares
Selling And Marketing Expenses
Net Income From Continuing Ops
Non Recurring
Tax Provision
Net Interest Income
Interest Income
Reconciled Depreciation
Probability Of Bankruptcy
Understanding current and past Enterprise Bancorp Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Enterprise Bancorp's financial statements are interrelated, with each one affecting the others. For example, an increase in Enterprise Bancorp's assets may result in an increase in income on the income statement.
Please note, the presentation of Enterprise Bancorp's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Enterprise Bancorp's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Enterprise Bancorp's management manipulating its earnings.
Enterprise Bancorp Stock Summary
Enterprise Bancorp competes with Home Federal, First Northwest, Community West, First Financial, and Great Southern. Enterprise Bancorp, Inc. operates as the holding company of Enterprise Bank and Trust Company that provides commercial banking products and services. The company was founded in 1989 and is headquartered in Lowell, Massachusetts. Enterprise Bancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 536 people.
Comparative valuation techniques use various fundamental indicators to help in determining Enterprise Bancorp's current stock value. Our valuation model uses many indicators to compare Enterprise Bancorp value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Enterprise Bancorp competition to find correlations between indicators driving Enterprise Bancorp's intrinsic value. More Info.
Enterprise Bancorp is rated # 3 in return on equity category among its peers. It is rated below average in return on asset category among its peers reporting about 0.07 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Enterprise Bancorp is roughly 13.79 . At present, Enterprise Bancorp's Return On Equity is projected to increase slightly based on the last few years of reporting. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Enterprise Bancorp's earnings, one of the primary drivers of an investment's value.
Enterprise Bancorp Systematic Risk
Enterprise Bancorp's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Enterprise Bancorp volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was fifty with a total number of output elements of eleven. The Beta measures systematic risk based on how returns on Enterprise Bancorp correlated with the market. If Beta is less than 0 Enterprise Bancorp generally moves in the opposite direction as compared to the market. If Enterprise Bancorp Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Enterprise Bancorp is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Enterprise Bancorp is generally in the same direction as the market. If Beta > 1 Enterprise Bancorp moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in Enterprise Bancorp Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Enterprise Bancorp's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Enterprise Bancorp growth as a starting point in their analysis.
Price Earnings To Growth Ratio
20.65
At present, Enterprise Bancorp's Price Earnings To Growth Ratio is projected to increase based on the last few years of reporting.
Enterprise Bancorp March 22, 2025 Opportunity Range
Along with financial statement analysis, the daily predictive indicators of Enterprise Bancorp help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Enterprise Bancorp. We use our internally-developed statistical techniques to arrive at the intrinsic value of Enterprise Bancorp based on widely used predictive technical indicators. In general, we focus on analyzing Enterprise Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Enterprise Bancorp's daily price indicators and compare them against related drivers.
When running Enterprise Bancorp's price analysis, check to measure Enterprise Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Enterprise Bancorp is operating at the current time. Most of Enterprise Bancorp's value examination focuses on studying past and present price action to predict the probability of Enterprise Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Enterprise Bancorp's price. Additionally, you may evaluate how the addition of Enterprise Bancorp to your portfolios can decrease your overall portfolio volatility.