Shifra Kolsky - Discover Financial VP Officer

DC7 Stock  EUR 171.58  0.32  0.19%   

Insider

Shifra Kolsky is VP Officer of Discover Financial Services
Phone224 405 0900
Webhttps://www.discover.com

Discover Financial Management Efficiency

The company has return on total asset (ROA) of 0.0363 % which means that it generated a profit of $0.0363 on every $100 spent on assets. This is way below average. Similarly, it shows a return on equity (ROE) of 0.3137 %, meaning that it generated $0.3137 on every $100 dollars invested by stockholders. Discover Financial's management efficiency ratios could be used to measure how well Discover Financial manages its routine affairs as well as how well it operates its assets and liabilities.
Discover Financial Services has accumulated 20.11 B in total debt with debt to equity ratio (D/E) of 218.9, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Discover Financial has a current ratio of 1.41, which is within standard range for the sector. Debt can assist Discover Financial until it has trouble settling it off, either with new capital or with free cash flow. So, Discover Financial's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Discover Financial sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Discover to invest in growth at high rates of return. When we think about Discover Financial's use of debt, we should always consider it together with cash and equity.

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Discover Financial Services, through its subsidiaries, operates as a direct banking and payment services company in the United States. The company was incorporated in 1986 and is based in Riverwoods, Illinois. DISCOVER FINL operates under Credit Services classification in Germany and is traded on Frankfurt Stock Exchange. It employs 16600 people. Discover Financial Services (DC7) is traded on Frankfurt Exchange in Germany and employs 20,200 people.

Management Performance

Discover Financial Leadership Team

Elected by the shareholders, the Discover Financial's board of directors comprises two types of representatives: Discover Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Discover. The board's role is to monitor Discover Financial's management team and ensure that shareholders' interests are well served. Discover Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Discover Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
John Greene, Ex CFO
Andrew Eichfeld, Exec Officer
Roger Hochschild, Pres CEO
Eric Wasserstrom, Head Relations
Carlos Minetti, Ex Banking
Diane Offereins, Ex Services
Shifra Kolsky, VP Officer
Amir Arooni, Ex Officer
Daniel Capozzi, Ex Cards
Leslie Sutton, VP Communications

Discover Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Discover Financial a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

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Additional Information and Resources on Investing in Discover Stock

When determining whether Discover Financial is a strong investment it is important to analyze Discover Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Discover Financial's future performance. For an informed investment choice regarding Discover Stock, refer to the following important reports:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Discover Financial Services. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors.
You can also try the Sign In To Macroaxis module to sign in to explore Macroaxis' wealth optimization platform and fintech modules.
Please note, there is a significant difference between Discover Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Discover Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Discover Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.