Discover Financial (Germany) Performance
| DC7 Stock | EUR 152.34 1.92 1.28% |
The firm shows a Beta (market volatility) of 0.76, which means possible diversification benefits within a given portfolio. As returns on the market increase, Discover Financial's returns are expected to increase less than the market. However, during the bear market, the loss of holding Discover Financial is expected to be smaller as well. At this point, Discover Financial has a negative expected return of -0.12%. Please make sure to confirm Discover Financial's potential upside, kurtosis, and the relationship between the maximum drawdown and skewness , to decide if Discover Financial performance from the past will be repeated at some point in the near future.
Risk-Adjusted Performance
Very Weak
Weak | Strong |
Over the last 90 days Discover Financial Services has generated negative risk-adjusted returns adding no value to investors with long positions. Despite latest uncertain performance, the Stock's basic indicators remain stable and the current disturbance on Wall Street may also be a sign of long-run gains for the company stockholders. ...more
| Begin Period Cash Flow | 11.3 B |
Discover |
Discover Financial Relative Risk vs. Return Landscape
If you would invest 16,720 in Discover Financial Services on December 26, 2024 and sell it today you would lose (1,486) from holding Discover Financial Services or give up 8.89% of portfolio value over 90 days. Discover Financial Services is currently producing negative expected returns and takes up 2.6846% volatility of returns over 90 trading days. Put another way, 23% of traded stocks are less volatile than Discover, and 99% of all traded equity instruments are likely to generate higher returns over the next 90 trading days. Expected Return |
| Risk |
Discover Financial Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Discover Financial's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Discover Financial Services, and traders can use it to determine the average amount a Discover Financial's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = -0.0433
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| Negative Returns | DC7 |
Estimated Market Risk
| 2.68 actual daily | 23 77% of assets are more volatile |
Expected Return
| -0.12 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| -0.04 actual daily | 0 Most of other assets perform better |
Based on monthly moving average Discover Financial is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Discover Financial by adding Discover Financial to a well-diversified portfolio.
Discover Financial Fundamentals Growth
Discover Stock prices reflect investors' perceptions of the future prospects and financial health of Discover Financial, and Discover Financial fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Discover Stock performance.
| Return On Equity | 0.31 | |||
| Return On Asset | 0.0363 | |||
| Profit Margin | 0.31 % | |||
| Operating Margin | 0.41 % | |||
| Current Valuation | 38.32 B | |||
| Shares Outstanding | 267 M | |||
| Price To Earning | 9.65 X | |||
| Price To Book | 2.17 X | |||
| Price To Sales | 2.33 X | |||
| Revenue | 13.34 B | |||
| Cash And Equivalents | 19.93 B | |||
| Cash Per Share | 62.49 X | |||
| Total Debt | 20.11 B | |||
| Debt To Equity | 218.90 % | |||
| Book Value Per Share | 54.64 X | |||
| Cash Flow From Operations | 7.14 B | |||
| Earnings Per Share | 14.92 X | |||
| Total Asset | 131.63 B | |||
About Discover Financial Performance
By analyzing Discover Financial's fundamental ratios, stakeholders can gain valuable insights into Discover Financial's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if Discover Financial has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if Discover Financial has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements.
Discover Financial Services, through its subsidiaries, operates as a direct banking and payment services company in the United States. The company was incorporated in 1986 and is based in Riverwoods, Illinois. DISCOVER FINL operates under Credit Services classification in Germany and is traded on Frankfurt Stock Exchange. It employs 16600 people.Things to note about Discover Financial performance evaluation
Checking the ongoing alerts about Discover Financial for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Discover Financial help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Discover Financial generated a negative expected return over the last 90 days | |
| Discover Financial has high financial leverage indicating that it may have difficulties to generate enough cash to satisfy its financial obligations | |
| Over 88.0% of the company shares are held by institutions such as insurance companies |
- Analyzing Discover Financial's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Discover Financial's stock is overvalued or undervalued compared to its peers.
- Examining Discover Financial's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Discover Financial's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Discover Financial's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Discover Financial's stock. These opinions can provide insight into Discover Financial's potential for growth and whether the stock is currently undervalued or overvalued.
Complementary Tools for Discover Stock analysis
When running Discover Financial's price analysis, check to measure Discover Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Discover Financial is operating at the current time. Most of Discover Financial's value examination focuses on studying past and present price action to predict the probability of Discover Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Discover Financial's price. Additionally, you may evaluate how the addition of Discover Financial to your portfolios can decrease your overall portfolio volatility.
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