Bonnie Howard - Assured Guaranty Independent Director

AGO Stock  USD 87.33  4.87  5.28%   

Director

Ms. Bonnie L. Howard is Independent Director of Assured Guaranty Ltd. Ms. Howard has more than 30 years of experience in credit, risk management and financial reporting policies. She worked at Citigroup, Inc. from 2003 to 2011, serving as Chief Auditor from 2004 to 2011 and Global Head of Control and Emerging Risk from 2010 to 2011, leading a team of over 1, 500 professionals covering 1.9 trillion of assets in over 100 countries, until her retirement in 2011. She was previously Managing Director of Capital Markets Audit at Fleet Boston Financial and a Managing Director at JPMorgan in the roles of Deputy Auditor and head of Global Markets Operational Risk Management. Ms. Howard is a certified public accountant in the United States and has over a decade of experience with KPMG and Ernst Young. Ms. Howard currently serves on the board of directors of BMO Financial Corporationration, where she is a member of the Audit Committee, and the board of directors of BMO Harris Bank N.A., where she chairs the Directors Trust Committee and the Audit Committee. Ms. Howard also serves on the board of directors of Artisan Partners Fund. since 2012.
Age 67
Tenure 13 years
Address 30 Woodbourne Avenue, Hamilton, Bermuda, HM 08
Phone441 279 5700
Webhttps://www.assuredguaranty.com
Howard currently serves on the board of directors of BMO Financial Corporationrationration, where she is a member of the Audit Committee. She is also a member of the board of directors of BMO Harris Bank N.A., where she chairs the Directors’ Trust Committee and the Audit Committee.

Bonnie Howard Latest Insider Activity

Tracking and analyzing the buying and selling activities of Bonnie Howard against Assured Guaranty stock is an integral part of due diligence when investing in Assured Guaranty. Bonnie Howard insider activity provides valuable insight into whether Assured Guaranty is net buyers or sellers over its current business cycle. Note, Assured Guaranty insiders must abide by specific rules, including filing SEC forms every time they buy or sell Assured Guaranty'sshares to prevent insider trading or benefiting illegally from material non-public information that their positions give them access to.

Assured Guaranty Management Efficiency

The company has Return on Asset of 0.019 % which means that on every $100 spent on assets, it made $0.019 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.0156 %, implying that it generated $0.0156 on every 100 dollars invested. Assured Guaranty's management efficiency ratios could be used to measure how well Assured Guaranty manages its routine affairs as well as how well it operates its assets and liabilities. At this time, Assured Guaranty's Return On Tangible Assets are very stable compared to the past year. As of the 1st of March 2025, Return On Assets is likely to grow to 0.04, while Return On Capital Employed is likely to drop 0.04. At this time, Assured Guaranty's Return On Assets are very stable compared to the past year. As of the 1st of March 2025, Asset Turnover is likely to grow to 0.1, while Total Assets are likely to drop about 12.1 B.
Assured Guaranty has 1.69 B in debt with debt to equity (D/E) ratio of 0.33, which is OK given its current industry classification. Assured Guaranty has a current ratio of 0.79, suggesting that it has not enough short term capital to pay financial commitments when the payables are due. Note however, debt could still be an excellent tool for Assured to invest in growth at high rates of return.

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Assured Guaranty Ltd., through its subsidiaries, provides credit protection products to public finance, infrastructure, and structured finance markets in the United States and internationally. Assured Guaranty Ltd. was incorporated in 2003 and is headquartered in Hamilton, Bermuda. Assured Guaranty is traded on New York Stock Exchange in the United States. Assured Guaranty (AGO) is traded on New York Stock Exchange in USA. It is located in 30 Woodbourne Avenue, Hamilton, Bermuda, HM 08 and employs 35 people. Assured Guaranty is listed under Property & Casualty Insurance category by Fama And French industry classification.

Management Performance

Assured Guaranty Leadership Team

Elected by the shareholders, the Assured Guaranty's board of directors comprises two types of representatives: Assured Guaranty inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Assured. The board's role is to monitor Assured Guaranty's management team and ensure that shareholders' interests are well served. Assured Guaranty's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Assured Guaranty's outside directors are responsible for providing unbiased perspectives on the board's policies.
Alan Kreczko, Independent Director
Andrew Feldstein, Chief Investment Officer, Head - Asset Management of Assured Guaranty
Holly Horn, Chief Surveillance Officer
Robert CPA, Chief Officer
Stephen Donnarumma, Chief Credit Officer
Dominic CPA, President Chairman
Russell Brewer, Chief Surveillance Officer
Ling Chow, General Counsel, Secretary
Benjamin Rosenblum, Chief Officer
Francisco Borges, Independent Chairman of the Board
Thomas Jones, Independent Director
Bonnie Howard, Independent Director
Dominic Frederico, CEO and President Director and Member of Executive Committee
Buzen A, Chief Investment Officer and Head of Asset Management
David Buzen, Senior Investments
Robert Bailenson, CFO, Chief Accounting Officer and Managing Director
Michelle Closkey, Independent Director
Simon Leathes, Independent Director
Yukiko Omura, Independent Director
Christopher Gibbons, CTO Technology
Patrick Kenny, Independent Director
Russell II, Advisor
Michael OKane, Independent Director
Howard Albert, Chief Risk Officer, Director
Lorin Radtke, Independent Director
Laura Bieling, Chief Accounting Officer, Controller
Jorge Gana, Deputy Chief Risk Officer
Robert Tucker, Senior Communications
Courtney Shea, Independent Director
Gon Chow, General Secretary
Daniel Bevill, Senior Director
G Buhl, Independent Director
Kirk Edmunds, Chief Officer
Dawn Jasiak, Head Management
Michelle McCloskey, Director

Assured Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Assured Guaranty a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
When determining whether Assured Guaranty offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Assured Guaranty's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Assured Guaranty Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Assured Guaranty Stock:
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Is Property & Casualty Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Assured Guaranty. If investors know Assured will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Assured Guaranty listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.94)
Earnings Share
12.75
Revenue Per Share
16.88
Quarterly Revenue Growth
(0.07)
Return On Assets
0.019
The market value of Assured Guaranty is measured differently than its book value, which is the value of Assured that is recorded on the company's balance sheet. Investors also form their own opinion of Assured Guaranty's value that differs from its market value or its book value, called intrinsic value, which is Assured Guaranty's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Assured Guaranty's market value can be influenced by many factors that don't directly affect Assured Guaranty's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Assured Guaranty's value and its price as these two are different measures arrived at by different means. Investors typically determine if Assured Guaranty is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Assured Guaranty's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.