5UI Stock | | | EUR 20.00 0.10 0.50% |
Executive
Rob Luther is IR Contact Officer of Universal Insurance Holdings since 2018.
Tenure | 7 years |
Phone | 954 958 1200 |
Web | https://www.universalinsuranceholdings.com |
Universal Insurance Management Efficiency
Universal Insurance's management efficiency ratios could be used to measure how well Universal Insurance manages its routine affairs as well as how well it operates its assets and liabilities.
Universal Insurance Holdings has accumulated 102.77
M in total debt with debt to equity ratio
(D/E) of 10.0, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Universal Insurance has a current ratio of 0.64, indicating that it has a negative working capital and may not be able to pay financial obligations in time and when they become due. Debt can assist Universal Insurance until it has trouble settling it off, either with new capital or with free cash flow. So, Universal Insurance's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Universal Insurance sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Universal to invest in growth at high rates of return. When we think about Universal Insurance's use of debt, we should always consider it together with cash and equity.
Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. Universal Insurance Holdings, Inc. was founded in 1990 and is headquartered in Fort Lauderdale, Florida. Universal Insurance operates under Insurance - Property Casualty classification in Germany and is traded on Frankfurt Stock Exchange. It employs 734 people. Universal Insurance Holdings (5UI) is traded on Frankfurt Exchange in Germany and employs 19 people.
Management Performance
Universal Insurance Leadership Team
Elected by the shareholders, the Universal Insurance's board of directors comprises two types of representatives: Universal Insurance inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Universal. The board's role is to monitor Universal Insurance's management team and ensure that shareholders' interests are well served. Universal Insurance's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Universal Insurance's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Matthew Palmieri, Chief Officer | |
| Rob Luther, IR Contact Officer | |
| Sean Downes, Chairman of the Board, CEO | |
| Kimberly Campos, Chief Administrative Officer, CIO, Director | |
| Stephen Donaghy, COO, Secretary | |
| Darryl Lewis, Independent Director | |
| Michael Poloskey, Chief Officer | |
| Frank Wilcox, CFO, Principal Accounting Officer | |
| Gary Ropiecki, Principal Sec | |
| Jason Burns, Pres Atlantic | |
Universal Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Universal Insurance a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
Currently Active Assets on Macroaxis
Additional Information and Resources on Investing in Universal Stock
When determining whether Universal Insurance is a strong investment it is important to analyze Universal Insurance's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Universal Insurance's
future performance.
For an informed investment choice regarding Universal Stock, refer to the following important reports: Check out
Trending Equities to better understand how to build diversified portfolios, which includes a position in Universal Insurance Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as
signals in board of governors.
You can also try the
CEOs Directory module to screen CEOs from public companies around the world.
Please note, there is a significant difference between Universal Insurance's value and its price as these two are different measures arrived at by different means. Investors typically determine if Universal Insurance is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Universal Insurance's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.