Universal Insurance Holdings Stock Current Valuation
| 5UI Stock | EUR 20.00 0.30 1.52% |
Valuation analysis of Universal Insurance helps investors to measure Universal Insurance's intrinsic value by examining its available valuation indicators, including the cash flow records, the balance sheet account changes and income statement patterns.
Fairly Valued
Today
Please note that Universal Insurance's price fluctuation is very steady at this time. Calculation of the real value of Universal Insurance is based on 3 months time horizon. Increasing Universal Insurance's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Universal stock is determined by what a typical buyer is willing to pay for full or partial control of Universal Insurance Holdings. Since Universal Insurance is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Universal Stock. However, Universal Insurance's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 20.0 | Real 19.85 | Hype 20.0 | Naive 19.94 |
The real value of Universal Stock, also known as its intrinsic value, is the underlying worth of Universal Insurance Company, which is reflected in its stock price. It is based on Universal Insurance's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Universal Insurance's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of Universal Insurance Holdings helps investors to forecast how Universal stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Universal Insurance more accurately as focusing exclusively on Universal Insurance's fundamentals will not take into account other important factors: Universal Insurance Holdings Company Current Valuation Analysis
Universal Insurance's Enterprise Value is a firm valuation proxy that approximates the current market value of a company. It is typically used to determine the takeover or merger price of a firm. Unlike Market Cap, this measure takes into account the entire liquid asset, outstanding debt, and exotic equity instruments that the company has on its balance sheet. When a takeover occurs, the parent company will have to assume the target company's liabilities but will take possession of all cash and cash equivalents.
Current Universal Insurance Current Valuation | 127.44 M |
Most of Universal Insurance's fundamental indicators, such as Current Valuation, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Universal Insurance Holdings is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
Enterprise Value can be a useful tool to compare companies with different capital structures. Long term liability and current cash or cash equivalents can have a huge impact on market valuation of a given company.
| Competition |
In accordance with the recently published financial statements, Universal Insurance Holdings has a Current Valuation of 127.44 M. This is 99.61% lower than that of the Financial Services sector and 98.93% lower than that of the Insurance - Property & Casualty industry. The current valuation for all Germany stocks is 99.23% higher than that of the company.
Universal Current Valuation Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Universal Insurance's direct or indirect competition against its Current Valuation to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Universal Insurance could also be used in its relative valuation, which is a method of valuing Universal Insurance by comparing valuation metrics of similar companies.Universal Insurance is currently under evaluation in current valuation category among its peers.
Universal Fundamentals
| Return On Equity | -0.062 | |||
| Return On Asset | -0.0052 | |||
| Profit Margin | (0.02) % | |||
| Operating Margin | (0.02) % | |||
| Current Valuation | 127.44 M | |||
| Shares Outstanding | 30.39 M | |||
| Shares Owned By Insiders | 10.18 % | |||
| Shares Owned By Institutions | 68.67 % | |||
| Price To Earning | 7.63 X | |||
| Price To Book | 1.29 X | |||
| Price To Sales | 0.23 X | |||
| Revenue | 1.22 B | |||
| Gross Profit | 70 M | |||
| EBITDA | (20.45 M) | |||
| Net Income | (22.26 M) | |||
| Cash And Equivalents | 185.06 M | |||
| Cash Per Share | 5.34 X | |||
| Total Debt | 102.77 M | |||
| Debt To Equity | 10.00 % | |||
| Current Ratio | 0.65 X | |||
| Book Value Per Share | 9.47 X | |||
| Cash Flow From Operations | 234.38 M | |||
| Earnings Per Share | (3.41) X | |||
| Number Of Employees | 19 | |||
| Beta | 1.0 | |||
| Market Capitalization | 537.89 M | |||
| Total Asset | 2.89 B | |||
| Z Score | 3.0 | |||
| Annual Yield | 0.05 % | |||
| Five Year Return | 1.63 % | |||
| Net Asset | 2.89 B | |||
| Last Dividend Paid | 0.64 |
About Universal Insurance Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Universal Insurance Holdings's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Universal Insurance using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Universal Insurance Holdings based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Additional Information and Resources on Investing in Universal Stock
When determining whether Universal Insurance is a strong investment it is important to analyze Universal Insurance's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Universal Insurance's future performance. For an informed investment choice regarding Universal Stock, refer to the following important reports:Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Universal Insurance Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors. You can also try the AI Portfolio Architect module to use AI to generate optimal portfolios and find profitable investment opportunities.