Uwm Holdings Corp Stock Buy Hold or Sell Recommendation

UWMC Stock  USD 5.95  0.17  2.94%   
Given the investment horizon of 90 days and your above-average risk tolerance, our recommendation regarding UWM Holdings Corp is 'Strong Hold'. Macroaxis provides UWM Holdings buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding UWMC positions.
  
Check out UWM Holdings Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool.
In addition, we conduct extensive research on individual companies such as UWM and provide practical buy, sell, or hold advice based on investors' investing horizon and their risk tolerance towards UWM Holdings Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in population.

Execute UWM Holdings Buy or Sell Advice

The UWM recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on UWM Holdings Corp. Macroaxis does not own or have any residual interests in UWM Holdings Corp or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute UWM Holdings' advice using the current market data and latest reported fundamentals.

Time Horizon

Risk Tolerance

Execute Advice
Sell UWM HoldingsBuy UWM Holdings
Strong Hold

Market Performance

WeakDetails

Volatility

Somewhat reliableDetails

Hype Condition

Under hypedDetails

Current Valuation

UndervaluedDetails

Odds Of Distress

LowDetails

Economic Sensitivity

Responds to the marketDetails

Investor Sentiment

AlarmedDetails

Analyst Consensus

BuyDetails

Financial Strenth (F Score)

FrailDetails

Financial Leverage

Not RatedDetails

Reporting Quality (M-Score)

Possible ManipulatorDetails
For the selected time horizon UWM Holdings Corp has a Risk Adjusted Performance of (0.01), Jensen Alpha of 0.0795, Total Risk Alpha of 0.2604 and Treynor Ratio of (0.05)
We provide advice to complement the current expert consensus on UWM Holdings. Our dynamic recommendation engine harnesses a multidimensional algorithm to analyze the firm's potential to grow using all technical and fundamental data available at this particular time. To make sure UWM Holdings Corp is not overpriced, please validate all UWM Holdings fundamentals, including its debt to equity, number of employees, and the relationship between the net income and short ratio . Given that UWM Holdings Corp has a number of shares shorted of 18.49 M, we advise you to double-check UWM Holdings Corp market performance and probability of bankruptcy to ensure the company can sustain itself for the next few years given your current risk tolerance and investing horizon.

UWM Holdings Trading Alerts and Improvement Suggestions

UWM Holdings Corp currently holds about 1.03 B in cash with (6.24 B) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 11.09, which can makes it an attractive takeover target, given it will continue generating positive cash flow.
UWM Holdings Corp has a frail financial position based on the latest SEC disclosures
Roughly 60.0% of the company outstanding shares are owned by institutional investors
Latest headline from kalkinemedia.com: How Is UWM Holdings Strengthening Its Position in Mortgage Finance

UWM Holdings Returns Distribution Density

The distribution of UWM Holdings' historical returns is an attempt to chart the uncertainty of UWM Holdings' future price movements. The chart of the probability distribution of UWM Holdings daily returns describes the distribution of returns around its average expected value. We use UWM Holdings Corp price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of UWM Holdings returns is essential to provide solid investment advice for UWM Holdings.
Mean Return
-0.07
Value At Risk
-3.92
Potential Upside
4.49
Standard Deviation
2.68
   Return Density   
       Distribution  
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of UWM Holdings historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.

UWM Holdings Cash Flow Accounts

202020212022202320242025 (projected)
Change In Cash1.1B(492.7M)(26.2M)(207.4M)9.9M9.4M
Net Borrowings3.1B2.5B961.8M731.5M841.3M1.6B
Free Cash Flow(876K)(10.0B)8.2B138.8M(6.2B)(5.9B)
Depreciation570.4M35.1M49.4M50.1M48.8M89.4M
Other Non Cash Items(1.8B)(2.4B)(2.4B)(1.4B)(2.6B)(2.7B)
Dividends Paid2.0B1.5B788.0M(37.2M)(39.7M)(37.7M)
Capital Expenditures57.3M65.4M26.6M26.4M39.5M40.6M
Net Income3.4B1.6B931.9M(13.2M)329.4M312.9M
End Period Cash Flow1.2B731.1M704.9M497.5M507.3M616.0M
Change To Netincome(1.0B)(1.8B)(9.6B)9.8B11.2B11.8B

UWM Holdings Greeks

Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to UWM Holdings or Financial Services sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that UWM Holdings' price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a UWM stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α
Alpha over Dow Jones
0.08
β
Beta against Dow Jones1.42
σ
Overall volatility
2.67
Ir
Information ratio 0.01

UWM Holdings Volatility Alert

UWM Holdings Corp exhibits very low volatility with skewness of 0.09 and kurtosis of -0.11. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure UWM Holdings' stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact UWM Holdings' stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.

UWM Holdings Implied Volatility

UWM Holdings' implied volatility exposes the market's sentiment of UWM Holdings Corp stock's possible movements over time. However, it does not forecast the overall direction of its price. In a nutshell, if UWM Holdings' implied volatility is high, the market thinks the stock has potential for high price swings in either direction. On the other hand, the low implied volatility suggests that UWM Holdings stock will not fluctuate a lot when UWM Holdings' options are near their expiration.

UWM Holdings Fundamentals Vs Peers

Comparing UWM Holdings' fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze UWM Holdings' direct or indirect competition across all of the common fundamentals between UWM Holdings and the related equities. This way, we can detect undervalued stocks with similar characteristics as UWM Holdings or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of UWM Holdings' fundamental indicators could also be used in its relative valuation, which is a method of valuing UWM Holdings by comparing valuation metrics with those of similar companies.
    
 Better Than Average     
    
 Worse Than Average Compare UWM Holdings to competition
FundamentalsUWM HoldingsPeer Average
Return On Equity0.15-0.31
Return On Asset0.0373-0.14
Profit Margin0.01 %(1.27) %
Operating Margin0.72 %(5.51) %
Current Valuation15.19 B16.62 B
Shares Outstanding157.98 M571.82 M
Shares Owned By Insiders20.50 %10.09 %
Shares Owned By Institutions59.84 %39.21 %
Number Of Shares Shorted18.49 M4.71 M
Price To Earning0.29 X28.72 X
Price To Book5.82 X9.51 X
Price To Sales4.01 X11.42 X
Revenue2.16 B9.43 B
Gross Profit2.46 B27.38 B
EBITDA872.19 M3.9 B
Net Income329.38 M570.98 M
Cash And Equivalents1.03 B2.7 B
Cash Per Share11.09 X5.01 X
Total Debt3.5 B5.32 B
Debt To Equity2.10 %48.70 %
Current Ratio2.21 X2.16 X
Book Value Per Share1.02 X1.93 K
Cash Flow From Operations(6.24 B)971.22 M
Short Ratio6.25 X4.00 X
Earnings Per Share0.13 X3.12 X
Price To Earnings To Growth(0.63) X4.89 X
Target Price6.83
Number Of Employees9.1 K18.84 K
Beta1.69-0.15
Market Capitalization9.87 B19.03 B
Total Asset15.67 B29.47 B
Retained Earnings157.84 M9.33 B
Annual Yield0.07 %
Note: Disposition of 8606 shares by Alex Elezaj of UWM Holdings subject to Rule 16b-3 [view details]

UWM Holdings Market Momentum

Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as UWM . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.

About UWM Holdings Buy or Sell Advice

When is the right time to buy or sell UWM Holdings Corp? Buying financial instruments such as UWM Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.

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In addition to having UWM Holdings in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.

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When determining whether UWM Holdings Corp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of UWM Holdings' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Uwm Holdings Corp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Uwm Holdings Corp Stock:
Check out UWM Holdings Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool.
You can also try the Equity Search module to search for actively traded equities including funds and ETFs from over 30 global markets.
Is Commercial & Residential Mortgage Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of UWM Holdings. If investors know UWM will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about UWM Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.62)
Dividend Share
0.4
Earnings Share
0.13
Revenue Per Share
22.076
Quarterly Revenue Growth
(0.52)
The market value of UWM Holdings Corp is measured differently than its book value, which is the value of UWM that is recorded on the company's balance sheet. Investors also form their own opinion of UWM Holdings' value that differs from its market value or its book value, called intrinsic value, which is UWM Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because UWM Holdings' market value can be influenced by many factors that don't directly affect UWM Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between UWM Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if UWM Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, UWM Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.