Is UWM Holdings Stock a Good Investment?
UWM Holdings Investment Advice | UWMC |
- Examine UWM Holdings' financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research UWM Holdings' leadership team and their track record. Good management can help UWM Holdings navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Commercial & Residential Mortgage Finance space and any emerging trends that could impact UWM Holdings' business and its evolving consumer preferences.
- Compare UWM Holdings' performance and market position to its competitors. Analyze how UWM Holdings is positioned in terms of product offerings, innovation, and market share.
- Check if UWM Holdings pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about UWM Holdings' stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in UWM Holdings Corp stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if UWM Holdings Corp is a good investment.
Sell | Buy |
Cautious Hold
Market Performance | Weak | Details | |
Volatility | Slightly risky | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Fairly Valued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Slowly supersedes the market | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Not Available | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unavailable | Details |
Examine UWM Holdings Stock
Researching UWM Holdings' stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 35.0% of the company outstanding shares are owned by insiders. The company last dividend was issued on the 20th of March 2025.
To determine if UWM Holdings is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding UWM Holdings' research are outlined below:
| UWM Holdings Corp currently holds about 1.03 B in cash with (6.24 B) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 11.09, which can makes it an attractive takeover target, given it will continue generating positive cash flow. | |
| Roughly 60.0% of the company outstanding shares are owned by institutional investors |
UWM Holdings uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in UWM Holdings Corp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to UWM Holdings' previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 6th of March 2024 Upcoming Quarterly Report | View | |
| 8th of May 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 6th of March 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
UWM Holdings' market capitalization trends
The company currently falls under 'Mid-Cap' category with a current market capitalization of 9.87 B.UWM Holdings' profitablity analysis
The company has Profit Margin (PM) of 0.01 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.72 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.72.Determining UWM Holdings' profitability involves analyzing its financial statements and using various financial metrics to determine if UWM Holdings is a good buy. For example, gross profit margin measures UWM Holdings' profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of UWM Holdings' profitability and make more informed investment decisions.
Please note, the presentation of UWM Holdings' financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, UWM Holdings' management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of UWM Holdings' management manipulating its earnings.
Basic technical analysis of UWM Stock
As of the 24th of March, UWM Holdings has the risk adjusted performance of 0.0402, and Coefficient Of Variation of 2638.02. Compared to fundamental indicators, the technical analysis model makes it possible for you to check available technical drivers of UWM Holdings Corp, as well as the relationship between them.UWM Holdings' insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific UWM Holdings insiders, such as employees or executives, is commonly permitted as long as it does not rely on UWM Holdings' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases UWM Holdings insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
UWM Holdings' Outstanding Corporate Bonds
UWM Holdings issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. UWM Holdings Corp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most UWM bonds can be classified according to their maturity, which is the date when UWM Holdings Corp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| Dana 575 percent Corp BondUS235822AB96 | View | |
| US918204AT53 Corp BondUS918204AT53 | View | |
| V F P Corp BondUS918204AR97 | View | |
| VF PORATION Corp BondUS918204BC10 | View | |
| US918204BB37 Corp BondUS918204BB37 | View | |
| VF PORATION Corp BondUS918204BA53 | View | |
| Morgan Stanley 3971 Corp BondUS61744YAL20 | View | |
| AerCap Global Aviation Corp BondUS00773HAA59 | View |
Understand UWM Holdings' technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing UWM Holdings' various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.0402 | |||
| Market Risk Adjusted Performance | 0.3216 | |||
| Mean Deviation | 2.03 | |||
| Semi Deviation | 2.42 | |||
| Downside Deviation | 2.6 | |||
| Coefficient Of Variation | 2638.02 | |||
| Standard Deviation | 2.62 | |||
| Variance | 6.85 | |||
| Information Ratio | 0.0598 | |||
| Jensen Alpha | 0.1085 | |||
| Total Risk Alpha | 0.288 | |||
| Sortino Ratio | 0.0601 | |||
| Treynor Ratio | 0.3116 | |||
| Maximum Drawdown | 12.98 | |||
| Value At Risk | (3.94) | |||
| Potential Upside | 4.53 | |||
| Downside Variance | 6.78 | |||
| Semi Variance | 5.83 | |||
| Expected Short fall | (2.31) | |||
| Skewness | 0.0257 | |||
| Kurtosis | 0.1652 |
| Risk Adjusted Performance | 0.0402 | |||
| Market Risk Adjusted Performance | 0.3216 | |||
| Mean Deviation | 2.03 | |||
| Semi Deviation | 2.42 | |||
| Downside Deviation | 2.6 | |||
| Coefficient Of Variation | 2638.02 | |||
| Standard Deviation | 2.62 | |||
| Variance | 6.85 | |||
| Information Ratio | 0.0598 | |||
| Jensen Alpha | 0.1085 | |||
| Total Risk Alpha | 0.288 | |||
| Sortino Ratio | 0.0601 | |||
| Treynor Ratio | 0.3116 | |||
| Maximum Drawdown | 12.98 | |||
| Value At Risk | (3.94) | |||
| Potential Upside | 4.53 | |||
| Downside Variance | 6.78 | |||
| Semi Variance | 5.83 | |||
| Expected Short fall | (2.31) | |||
| Skewness | 0.0257 | |||
| Kurtosis | 0.1652 |
Consider UWM Holdings' intraday indicators
UWM Holdings intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of UWM Holdings stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
UWM Holdings time-series forecasting models is one of many UWM Holdings' stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary UWM Holdings' historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.
UWM Stock media impact
Far too much social signal, news, headlines, and media speculation about UWM Holdings that are available to investors today. That information is available publicly through UWM media outlets and privately through word of mouth or via UWM internal channels. However, regardless of the origin, that massive amount of UWM data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of UWM Holdings news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of UWM Holdings relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to UWM Holdings' headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive UWM Holdings alpha.
UWM Holdings Corporate Management
| Allen Beydoun | Executive Sales | Profile | |
| Jeffrey Ishbia | Director | Profile | |
| Jason Bressler | Chief Officer | Profile | |
| Laura Lawson | Executive Vice President Chief People Officer, Director | Profile | |
| Alex Elezaj | Executive Vice President Chief Strategy Officer, Director | Profile | |
| Isiah Thomas | Independent Director | Profile | |
| Jeff Midbo | Senior Officer | Profile |
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in UWM Holdings Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in population. You can also try the Technical Analysis module to check basic technical indicators and analysis based on most latest market data.
Is Commercial & Residential Mortgage Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of UWM Holdings. If investors know UWM will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about UWM Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of UWM Holdings Corp is measured differently than its book value, which is the value of UWM that is recorded on the company's balance sheet. Investors also form their own opinion of UWM Holdings' value that differs from its market value or its book value, called intrinsic value, which is UWM Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because UWM Holdings' market value can be influenced by many factors that don't directly affect UWM Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between UWM Holdings' value and its price, as these two are different measures arrived at by various means. Investors typically determine if UWM Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, UWM Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.