Sound Financial Bancorp Stock Buy Hold or Sell Recommendation
| SFBC Stock | USD 51.19 0.36 0.70% |
Given the investment horizon of 90 days and your above-average risk tolerance, our recommendation regarding Sound Financial Bancorp is 'Hold'. Macroaxis provides Sound Financial buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding SFBC positions.
Check out Sound Financial Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. In addition, we conduct extensive research on individual companies such as Sound and provide practical buy, sell, or hold advice based on investors' investing horizon and their risk tolerance towards Sound Financial Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
Sound |
Execute Sound Financial Buy or Sell Advice
The Sound recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Sound Financial Bancorp. Macroaxis does not own or have any residual interests in Sound Financial Bancorp or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Sound Financial's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Hold
Market Performance | Very Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Fairly Valued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Barely shadows the market | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Not Available | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Sound Financial Trading Alerts and Improvement Suggestions
| Sound Financial generated a negative expected return over the last 90 days | |
| About 17.0% of the company outstanding shares are owned by corporate insiders | |
| Latest headline from MacroaxisInsider: Disposition of 592 shares by Sweeney James E of Sound Financial at 52.57 subject to Rule 16b-3 |
Sound Financial Returns Distribution Density
The distribution of Sound Financial's historical returns is an attempt to chart the uncertainty of Sound Financial's future price movements. The chart of the probability distribution of Sound Financial daily returns describes the distribution of returns around its average expected value. We use Sound Financial Bancorp price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Sound Financial returns is essential to provide solid investment advice for Sound Financial.
| Mean Return | -0.07 | Value At Risk | -2.05 | Potential Upside | 4.00 | Standard Deviation | 1.64 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Sound Financial historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Sound Stock Institutional Investors
| Shares | Northern Trust Corp | 2024-12-31 | 7.1 K | Bridgeway Capital Management, Llc | 2024-12-31 | 6.5 K | Empowered Funds, Llc | 2024-12-31 | 6.5 K | Qube Research & Technologies | 2024-12-31 | 6.3 K | Susquehanna International Group, Llp | 2024-12-31 | 6.1 K | Wellington Management Company Llp | 2024-12-31 | 5.9 K | Fny Investment Advisers, Llc | 2024-12-31 | 5.5 K | Beese Fulmer Investment Management Inc | 2024-12-31 | 5.5 K | State Street Corp | 2024-12-31 | 5.4 K | Stilwell Value Llc | 2024-12-31 | 410 K | Alliancebernstein L.p. | 2024-12-31 | 150.2 K |
Sound Financial Cash Flow Accounts
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Change In Cash | 138.1M | (10.2M) | (125.8M) | (8.1M) | (7.3M) | (7.0M) | |
| Free Cash Flow | (891K) | 18.8M | 9.7M | 6.4M | 7.4M | 7.9M | |
| Depreciation | 1.8M | 1.6M | 1.6M | 1.7M | 1.9M | 1.5M | |
| Other Non Cash Items | (11.2M) | 7.3M | 2.0M | (1.8M) | (1.7M) | (1.6M) | |
| Dividends Paid | 2.1M | 2.0M | 2.0M | 1.9M | 2.2M | 1.2M | |
| Capital Expenditures | 407K | 225K | 398K | 444K | 399.6K | 707.5K | |
| Net Income | 8.9M | 9.2M | 8.8M | 7.4M | 8.6M | 6.1M | |
| End Period Cash Flow | 193.8M | 183.6M | 57.8M | 49.7M | 57.1M | 66.7M | |
| Investments | 4.5M | 1.6M | (185.2M) | (23.3M) | (21.0M) | (22.0M) | |
| Change Receivables | (310K) | 81K | (48K) | (866K) | (779.4K) | (740.4K) | |
| Net Borrowings | 23.9M | (73.5M) | 4.1M | 43M | 49.5M | 51.9M | |
| Change To Netincome | 45K | (10.7M) | 7.8M | 2.6M | 2.4M | 2.5M |
Sound Financial Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Sound Financial or Banks sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Sound Financial's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Sound stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over Dow Jones | -0.07 | |
β | Beta against Dow Jones | 0.12 | |
σ | Overall volatility | 1.62 | |
Ir | Information ratio | 0.02 |
Sound Financial Volatility Alert
Sound Financial Bancorp exhibits very low volatility with skewness of 1.44 and kurtosis of 3.01. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Sound Financial's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Sound Financial's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Sound Financial Fundamentals Vs Peers
Comparing Sound Financial's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Sound Financial's direct or indirect competition across all of the common fundamentals between Sound Financial and the related equities. This way, we can detect undervalued stocks with similar characteristics as Sound Financial or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Sound Financial's fundamental indicators could also be used in its relative valuation, which is a method of valuing Sound Financial by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Sound Financial to competition |
| Fundamentals | Sound Financial | Peer Average |
| Return On Equity | 0.0454 | -0.31 |
| Return On Asset | 0.0047 | -0.14 |
| Profit Margin | 0.13 % | (1.27) % |
| Operating Margin | 0.26 % | (5.51) % |
| Current Valuation | 128.47 M | 16.62 B |
| Shares Outstanding | 2.4 M | 571.82 M |
| Shares Owned By Insiders | 16.69 % | 10.09 % |
| Shares Owned By Institutions | 36.51 % | 39.21 % |
| Number Of Shares Shorted | 9.37 K | 4.71 M |
| Price To Earning | 10.05 X | 28.72 X |
| Price To Book | 1.18 X | 9.51 X |
| Price To Sales | 3.43 X | 11.42 X |
| Revenue | 4.66 M | 9.43 B |
| Gross Profit | 35.78 M | 27.38 B |
| EBITDA | 10.65 M | 3.9 B |
| Net Income | 7.44 M | 570.98 M |
| Cash And Equivalents | 76.06 M | 2.7 B |
| Cash Per Share | 29.68 X | 5.01 X |
| Total Debt | 56.54 M | 5.32 B |
| Debt To Equity | 8.92 % | 48.70 % |
| Book Value Per Share | 40.69 X | 1.93 K |
| Cash Flow From Operations | 6.89 M | 971.22 M |
| Short Ratio | 7.39 X | 4.00 X |
| Earnings Per Share | 1.94 X | 3.12 X |
| Beta | 0.72 | -0.15 |
| Market Capitalization | 122.61 M | 19.03 B |
| Total Asset | 995.22 M | 29.47 B |
| Retained Earnings | 73.63 M | 9.33 B |
| Annual Yield | 0.01 % | |
| Five Year Return | 1.61 % | |
| Net Asset | 995.22 M | |
| Last Dividend Paid | 0.76 |
Note: Disposition of 592 shares by Sweeney James E of Sound Financial at 52.57 subject to Rule 16b-3 [view details]
Sound Financial Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Sound . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
About Sound Financial Buy or Sell Advice
When is the right time to buy or sell Sound Financial Bancorp? Buying financial instruments such as Sound Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
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You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Tech Growth Theme or any other thematic opportunities.
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Check out Sound Financial Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. You can also try the Companies Directory module to evaluate performance of over 100,000 Stocks, Funds, and ETFs against different fundamentals.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Sound Financial. If investors know Sound will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Sound Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.586 | Dividend Share 0.76 | Earnings Share 1.94 | Revenue Per Share | Quarterly Revenue Growth 0.082 |
The market value of Sound Financial Bancorp is measured differently than its book value, which is the value of Sound that is recorded on the company's balance sheet. Investors also form their own opinion of Sound Financial's value that differs from its market value or its book value, called intrinsic value, which is Sound Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Sound Financial's market value can be influenced by many factors that don't directly affect Sound Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Sound Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Sound Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Sound Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.