Citigroup Stock Buy Hold or Sell Recommendation

C Stock  USD 68.78  1.55  2.31%   
Taking into account the 90-day investment horizon and your above-average risk tolerance, our recommendation regarding Citigroup is 'Strong Hold'. Macroaxis provides Citigroup buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding C positions.
  
Check out Citigroup Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool.
For information on how to trade Citigroup Stock refer to our How to Trade Citigroup Stock guide.
In addition, we conduct extensive research on individual companies such as Citigroup and provide practical buy, sell, or hold advice based on investors' investing horizon and their risk tolerance towards Citigroup. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in main economic indicators.

Execute Citigroup Buy or Sell Advice

The Citigroup recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Citigroup. Macroaxis does not own or have any residual interests in Citigroup or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Citigroup's advice using the current market data and latest reported fundamentals.

Time Horizon

Risk Tolerance

Execute Advice
Sell CitigroupBuy Citigroup
Strong Hold

Market Performance

Very WeakDetails

Volatility

Very steadyDetails

Hype Condition

Low keyDetails

Current Valuation

UndervaluedDetails

Odds Of Distress

Very LowDetails

Economic Sensitivity

Responds to the marketDetails

Investor Sentiment

AlarmedDetails

Analyst Consensus

Strong BuyDetails

Financial Strenth (F Score)

FrailDetails

Financial Leverage

Not RatedDetails

Reporting Quality (M-Score)

Unlikely ManipulatorDetails
For the selected time horizon Citigroup has a Risk Adjusted Performance of (0.01), Jensen Alpha of 0.0938, Total Risk Alpha of 0.1901 and Treynor Ratio of (0.04)
Macroaxis provides unbiased investment recommendation on Citigroup that should be used to complement current analysts and expert consensus on Citigroup. Our trade advice engine determines the company's potential to grow exclusively from the perspective of an investors' current risk tolerance and investing horizon. To make sure Citigroup is not overpriced, please confirm all Citigroup fundamentals, including its price to earning, gross profit, cash per share, as well as the relationship between the price to sales and net income . Given that Citigroup has a number of shares shorted of 34.07 M, we suggest you to validate Citigroup market performance and probability of bankruptcy to ensure the company can sustain itself in the current economic cycle given your prevailing risk tolerance and investing horizon.

Citigroup Trading Alerts and Improvement Suggestions

Citigroup generated a negative expected return over the last 90 days
Citigroup has accumulated about 990.92 B in cash with (19.67 B) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 511.61.
Citigroup has a frail financial position based on the latest SEC disclosures
Over 77.0% of the company shares are held by institutions such as insurance companies
On 28th of February 2025 Citigroup paid $ 0.56 per share dividend to its current shareholders
Latest headline from thelincolnianonline.com: Erste Group Bank AG Short Interest Down 85.9 percent in February

Citigroup Returns Distribution Density

The distribution of Citigroup's historical returns is an attempt to chart the uncertainty of Citigroup's future price movements. The chart of the probability distribution of Citigroup daily returns describes the distribution of returns around its average expected value. We use Citigroup price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Citigroup returns is essential to provide solid investment advice for Citigroup.
Mean Return
-0.04
Value At Risk
-3.48
Potential Upside
2.45
Standard Deviation
1.94
   Return Density   
       Distribution  
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Citigroup historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.

Citigroup Stock Institutional Investors

Shares
Bank Of New York Mellon Corp2024-12-31
25.1 M
Bank Of America Corp2024-12-31
20.5 M
Northern Trust Corp2024-12-31
20.2 M
Massachusetts Financial Services Company2024-12-31
19.9 M
Royal Bank Of Canada2024-12-31
18.1 M
Greenhaven Associates Inc2024-12-31
16.9 M
Harris Associates L.p.2024-12-31
16.6 M
Amvescap Plc.2024-12-31
16.2 M
Ameriprise Financial Inc2024-12-31
15.7 M
Vanguard Group Inc2024-12-31
166.5 M
Blackrock Inc2024-12-31
163.8 M
Note, although Citigroup's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Citigroup Cash Flow Accounts

202020212022202320242025 (projected)
Change In Cash115.7B(47.6B)80.0B(81.1B)15.6B16.4B
Free Cash Flow(24.1B)57.1B19.4B(80.0B)(26.2B)(24.9B)
Depreciation3.9B4.0B4.3B4.6B4.3B2.7B
Other Non Cash Items4.1B(1.3B)(12.7B)13.0B24.3B25.5B
Dividends Paid5.4B5.2B5.0B5.2B5.2B3.5B
Capital Expenditures3.4B4.1B5.6B6.6B6.5B3.3B
Net Income11.1B21.9B15.1B9.0B12.7B9.2B
End Period Cash Flow309.6B262.0B342.0B260.9B276.5B290.4B
Investments(92.0B)(122.9B)(79.5B)(8.5B)86.3B90.6B
Net Borrowings9.4B30.7B(14.1B)77.9B89.6B94.1B
Change To Netincome(32.2B)(31.7B)(2.2B)4.3B3.9B6.4B

Citigroup Greeks

Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Citigroup or Banks sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Citigroup's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Citigroup stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α
Alpha over Dow Jones
0.09
β
Beta against Dow Jones1.35
σ
Overall volatility
2.01
Ir
Information ratio 0.03

Citigroup Volatility Alert

Citigroup exhibits very low volatility with skewness of -0.2 and kurtosis of 2.53. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Citigroup's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Citigroup's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.

Citigroup Fundamentals Vs Peers

Comparing Citigroup's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Citigroup's direct or indirect competition across all of the common fundamentals between Citigroup and the related equities. This way, we can detect undervalued stocks with similar characteristics as Citigroup or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Citigroup's fundamental indicators could also be used in its relative valuation, which is a method of valuing Citigroup by comparing valuation metrics with those of similar companies.
    
 Better Than Average     
    
 Worse Than Average Compare Citigroup to competition
FundamentalsCitigroupPeer Average
Return On Equity0.0618-0.31
Return On Asset0.0054-0.14
Profit Margin0.18 %(1.27) %
Operating Margin0.23 %(5.51) %
Current Valuation6.67 B16.62 B
Shares Outstanding1.88 B571.82 M
Shares Owned By Insiders1.01 %10.09 %
Shares Owned By Institutions76.68 %39.21 %
Number Of Shares Shorted34.07 M4.71 M
Price To Earning6.50 X28.72 X
Price To Book0.68 X9.51 X
Price To Sales1.82 X11.42 X
Revenue71.36 B9.43 B
Gross Profit71.36 B27.38 B
EBITDA17.74 B3.9 B
Net Income12.68 B570.98 M
Cash And Equivalents990.92 B2.7 B
Cash Per Share511.61 X5.01 X
Total Debt287.3 B5.32 B
Debt To Equity0.91 %48.70 %
Book Value Per Share101.62 X1.93 K
Cash Flow From Operations(19.67 B)971.22 M
Short Ratio2.51 X4.00 X
Earnings Per Share5.95 X3.12 X
Price To Earnings To Growth0.99 X4.89 X
Target Price91.03
Number Of Employees226.71 K18.84 K
Beta1.42-0.15
Market Capitalization129.61 B19.03 B
Total Asset2.36 T29.47 B
Retained Earnings206.29 B9.33 B
Annual Yield0.03 %
Five Year Return3.01 %
Note: Insider Trading [view details]

Citigroup Market Momentum

Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Citigroup . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.

About Citigroup Buy or Sell Advice

When is the right time to buy or sell Citigroup? Buying financial instruments such as Citigroup Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.

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Check out Citigroup Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool.
For information on how to trade Citigroup Stock refer to our How to Trade Citigroup Stock guide.
You can also try the ETFs module to find actively traded Exchange Traded Funds (ETF) from around the world.
Is Diversified Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Citigroup. If investors know Citigroup will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Citigroup listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.07)
Dividend Share
2.18
Earnings Share
5.95
Revenue Per Share
37.532
Quarterly Revenue Growth
0.137
The market value of Citigroup is measured differently than its book value, which is the value of Citigroup that is recorded on the company's balance sheet. Investors also form their own opinion of Citigroup's value that differs from its market value or its book value, called intrinsic value, which is Citigroup's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Citigroup's market value can be influenced by many factors that don't directly affect Citigroup's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Citigroup's value and its price as these two are different measures arrived at by different means. Investors typically determine if Citigroup is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Citigroup's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.