Accord Financial Corp Stock Buy Hold or Sell Recommendation
| ACD Stock | CAD 3.84 0.14 3.78% |
Assuming the 90 days trading horizon and your above-average risk tolerance, our recommendation regarding Accord Financial Corp is 'Cautious Hold'. The recommendation algorithm takes into account all of Accord Financial's available fundamental, technical, and predictive indicators you will find on this site.
Check out Accord Financial Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. In addition, we conduct extensive research on individual companies such as Accord and provide practical buy, sell, or hold advice based on investors' investing horizon and their risk tolerance towards Accord Financial Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors.
Accord |
Execute Accord Financial Buy or Sell Advice
The Accord recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Accord Financial Corp. Macroaxis does not own or have any residual interests in Accord Financial Corp or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Accord Financial's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Cautious Hold
Market Performance | Weak | Details | |
Volatility | Slightly risky | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Fairly Valued | Details | |
Odds Of Distress | Very High | Details | |
Economic Sensitivity | Follows the market closely | Details | |
Analyst Consensus | Not Available | Details | |
Reporting Quality (M-Score) | Inapplicable | Details |
Accord Financial Trading Alerts and Improvement Suggestions
| Accord Financial has a very high chance of going through financial distress in the upcoming years | |
| The company reported the revenue of 44.41 M. Net Loss for the year was (14.62 M) with profit before overhead, payroll, taxes, and interest of 64.55 M. | |
| Accord Financial Corp has accumulated about 14.73 M in cash with (51.12 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 1.72. | |
| Roughly 63.0% of the company shares are held by company insiders | |
| Latest headline from news.google.com: Accord Financial Stock Crosses Above Fifty Day Moving Average Should You Sell - Defense World |
Accord Financial Returns Distribution Density
The distribution of Accord Financial's historical returns is an attempt to chart the uncertainty of Accord Financial's future price movements. The chart of the probability distribution of Accord Financial daily returns describes the distribution of returns around its average expected value. We use Accord Financial Corp price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Accord Financial returns is essential to provide solid investment advice for Accord Financial.
| Mean Return | 0.03 | Value At Risk | -4.46 | Potential Upside | 3.90 | Standard Deviation | 2.43 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Accord Financial historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Accord Financial Cash Flow Accounts
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Change In Cash | (1.2M) | 18.6M | (5.9M) | (8.6M) | (7.7M) | (7.3M) | |
| Free Cash Flow | 23.3M | (101.7M) | 31.3M | (51.4M) | (46.2M) | (43.9M) | |
| Depreciation | 1.0M | 836.3K | 834.5K | 700K | 630K | 535.3K | |
| Other Non Cash Items | 7.8M | (438.7K) | 8.3M | 33.0M | 38.0M | 39.8M | |
| Dividends Paid | 2.1M | 1.7M | 2.6M | 1.9M | 2.2M | 2.8M | |
| Capital Expenditures | 43.5K | 83.2K | 175.2K | 236K | 212.4K | 201.8K | |
| Net Income | 607.8K | 13.2M | 1.6M | (14.6M) | (13.2M) | (12.5M) | |
| End Period Cash Flow | 5.5M | 24.1M | 18.3M | 9.7M | 11.2M | 11.7M | |
| Change To Inventory | (489.9K) | (1.3M) | 550.4K | 22.0K | 25.3K | 26.6K | |
| Net Borrowings | 41.0M | (19.4M) | 123.5M | (36.2M) | (41.6M) | (39.5M) | |
| Change To Netincome | 1.8M | 2.0M | 2.1M | 8.4M | 9.6M | 10.1M | |
| Investments | (43.5K) | (83.2K) | (175.2K) | (236K) | (271.4K) | (285.0K) |
Accord Financial Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Accord Financial or Consumer Finance sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Accord Financial's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Accord stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over Dow Jones | 0.07 | |
β | Beta against Dow Jones | 0.54 | |
σ | Overall volatility | 2.40 | |
Ir | Information ratio | 0.05 |
Accord Financial Volatility Alert
Accord Financial Corp currently demonstrates below-average downside deviation. It has Information Ratio of 0.05 and Jensen Alpha of 0.07. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Accord Financial's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Accord Financial's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Accord Financial Fundamentals Vs Peers
Comparing Accord Financial's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Accord Financial's direct or indirect competition across all of the common fundamentals between Accord Financial and the related equities. This way, we can detect undervalued stocks with similar characteristics as Accord Financial or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Accord Financial's fundamental indicators could also be used in its relative valuation, which is a method of valuing Accord Financial by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Accord Financial to competition |
| Fundamentals | Accord Financial | Peer Average |
| Return On Equity | -0.1 | -0.31 |
| Return On Asset | -0.0199 | -0.14 |
| Profit Margin | (0.21) % | (1.27) % |
| Operating Margin | (0.05) % | (5.51) % |
| Current Valuation | 369.39 M | 16.62 B |
| Shares Outstanding | 8.56 M | 571.82 M |
| Shares Owned By Insiders | 63.22 % | 10.09 % |
| Number Of Shares Shorted | 449 | 4.71 M |
| Price To Earning | 43.64 X | 28.72 X |
| Price To Book | 0.40 X | 9.51 X |
| Price To Sales | 0.78 X | 11.42 X |
| Revenue | 44.41 M | 9.43 B |
| Gross Profit | 64.55 M | 27.38 B |
| EBITDA | 20.68 M | 3.9 B |
| Net Income | (14.62 M) | 570.98 M |
| Cash And Equivalents | 14.73 M | 2.7 B |
| Cash Per Share | 1.72 X | 5.01 X |
| Total Debt | 414.05 M | 5.32 B |
| Debt To Equity | 2.54 % | 48.70 % |
| Current Ratio | 1.52 X | 2.16 X |
| Book Value Per Share | 9.67 X | 1.93 K |
| Cash Flow From Operations | (51.12 M) | 971.22 M |
| Short Ratio | 0.32 X | 4.00 X |
| Earnings Per Share | (1.04) X | 3.12 X |
| Target Price | 8.6 | |
| Beta | 1.45 | -0.15 |
| Market Capitalization | 34.24 M | 19.03 B |
| Total Asset | 513.48 M | 29.47 B |
| Retained Earnings | 65.61 M | 9.33 B |
| Five Year Return | 4.14 % | |
| Net Asset | 513.48 M | |
| Last Dividend Paid | 0.075 |
Accord Financial Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Accord . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
| Daily Balance Of Power | 9.2 T | |||
| Rate Of Daily Change | 1.04 | |||
| Day Median Price | 3.84 | |||
| Day Typical Price | 3.84 | |||
| Price Action Indicator | 0.07 | |||
| Period Momentum Indicator | 0.14 |
About Accord Financial Buy or Sell Advice
When is the right time to buy or sell Accord Financial Corp? Buying financial instruments such as Accord Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
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Other Information on Investing in Accord Stock
Accord Financial financial ratios help investors to determine whether Accord Stock is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in Accord with respect to the benefits of owning Accord Financial security.