Synchrony Financial Financials

SYF-PB Stock   26.35  0.03  0.11%   
Based on the analysis of Synchrony Financial's profitability, liquidity, and operating efficiency, Synchrony Financial may be sliding down financialy. It has an above-average likelihood of going through some form of financial trouble next quarter. At present, Synchrony Financial's Total Stockholder Equity is projected to increase significantly based on the last few years of reporting. The current year's Net Debt is expected to grow to about 3.2 B, whereas Total Assets are forecasted to decline to about 113.8 B. Key indicators impacting Synchrony Financial's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.180.2921
Way Down
Pretty Stable
Return On Assets0.03120.0191
Way Up
Slightly volatile
Return On Equity0.250.161
Way Up
Slightly volatile
Debt Equity Ratio2.31.1495
Way Up
Slightly volatile
Current Ratio1.92.37
Significantly Down
Slightly volatile
The essential information of the day-to-day investment outlook for Synchrony Financial includes many different criteria found on its balance sheet. An individual investor should monitor Synchrony Financial's cash flow, debt, and profitability to accurately make informed decisions on whether to invest in Synchrony Financial.

Net Income

2.99 Billion

  
Understanding current and past Synchrony Financial Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Synchrony Financial's financial statements are interrelated, with each one affecting the others. For example, an increase in Synchrony Financial's assets may result in an increase in income on the income statement.
Please note, the presentation of Synchrony Financial's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Synchrony Financial's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Synchrony Financial's management manipulating its earnings.

Synchrony Financial Stock Summary

Synchrony Financial competes with Synchrony Financial, Enova International, EZCORP, World Acceptance, and FirstCash. Synchrony Financial is entity of United States. It is traded as Stock on NYSE exchange.
Specialization
Financial Services, Credit Services
InstrumentUSA Stock View All
ExchangeNew York Stock Exchange
CUSIP87165B400
LocationConnecticut; U.S.A
Business Address777 Long Ridge
SectorFinancial Services
IndustryCredit Services
BenchmarkDow Jones Industrial
Websitewww.synchrony.com
Phone203 585 2400

Synchrony Financial Key Financial Ratios

Synchrony Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Synchrony Financial's current stock value. Our valuation model uses many indicators to compare Synchrony Financial value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Synchrony Financial competition to find correlations between indicators driving Synchrony Financial's intrinsic value. More Info.
Synchrony Financial is currently regarded as top stock in return on equity category among its peers. It also is currently regarded as top stock in return on asset category among its peers reporting about  0.12  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Synchrony Financial is roughly  8.28 . At present, Synchrony Financial's Return On Equity is projected to slightly decrease based on the last few years of reporting. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Synchrony Financial's earnings, one of the primary drivers of an investment's value.

Synchrony Financial Systematic Risk

Synchrony Financial's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Synchrony Financial volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was fourteen with a total number of output elements of fourty-seven. The Beta measures systematic risk based on how returns on Synchrony Financial correlated with the market. If Beta is less than 0 Synchrony Financial generally moves in the opposite direction as compared to the market. If Synchrony Financial Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Synchrony Financial is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Synchrony Financial is generally in the same direction as the market. If Beta > 1 Synchrony Financial moves generally in the same direction as, but more than the movement of the benchmark.

About Synchrony Financial Financials

What exactly are Synchrony Financial Financials? Typically, a company's financial statements are the reports that show the financial position of the company. Three primary documents fall into the category of financial statements. These documents include Synchrony Financial's income statement, its balance sheet, and the statement of cash flows. Potential Synchrony Financial investors and stakeholders use financial statements to determine how well the company is positioned to perform in the future. Although Synchrony Financial investors may use each financial statement separately, they are all related. The changes in Synchrony Financial's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Synchrony Financial's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.

Synchrony Financial Thematic Clasifications

Synchrony Financial is part of Banking investing theme. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. USA Equities from Banking industry as classified by Fama & French. Fama and French investing themes focus on testing asset pricing under different economic assumptions
BankingView
This theme covers USA Equities from Banking industry as classified by Fama & French. Fama and French investing themes focus on testing asset pricing under different economic assumptions. Get More Thematic Ideas
Today, most investors in Synchrony Financial Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Synchrony Financial's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Synchrony Financial growth as a starting point in their analysis.

Price Earnings To Growth Ratio

(0.43)

At present, Synchrony Financial's Price Earnings To Growth Ratio is projected to slightly decrease based on the last few years of reporting.

Synchrony Financial November 28, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Synchrony Financial help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Synchrony Financial. We use our internally-developed statistical techniques to arrive at the intrinsic value of Synchrony Financial based on widely used predictive technical indicators. In general, we focus on analyzing Synchrony Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Synchrony Financial's daily price indicators and compare them against related drivers.

Complementary Tools for Synchrony Stock analysis

When running Synchrony Financial's price analysis, check to measure Synchrony Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Synchrony Financial is operating at the current time. Most of Synchrony Financial's value examination focuses on studying past and present price action to predict the probability of Synchrony Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Synchrony Financial's price. Additionally, you may evaluate how the addition of Synchrony Financial to your portfolios can decrease your overall portfolio volatility.
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