Synchrony Financial Statements From 2010 to 2025

Synchrony Financial Balance Sheet		Trends
Current Value Last Year Historical Average  10 Year Trend Total Assets 117.3 B 119.5 B 100.6 B Slightly volatile Total Stockholder Equity 15.3 B 16.6 B 13.3 B Slightly volatile Net Debt 713.5 M 751 M 3.8 B Slightly volatile Retained Earnings 18 B 21.6 B 12.9 B Slightly volatile Cash 13 B 14.7 B 11.7 B Slightly volatile Long Term Debt 16.7 B 15.5 B 15.6 B Pretty Stable Good Will 1.2 B 1.3 B 1.1 B Slightly volatile Common Stock Shares Outstanding 375.1 M 388.3 M 535 M Slightly volatile Short Term Investments 3.9 B 3.1 B 6.4 B Slightly volatile Total Liabilities 102 B 102.9 B 87.4 B Slightly volatile Net Invested Capital 31.1 B 30.8 B 28.1 B Slightly volatile Long Term Investments 3.9 B 3.1 B 6.4 B Slightly volatile Capital Stock 915.9 M 1.2 B 776.8 M Slightly volatile Intangible Assets 752.6 M 854 M 1 B Slightly volatile
Synchrony Financial Income Statement		Trends
Current Value Last Year Historical Average  10 Year Trend Tax Provision 959.2 M 1.1 B 590 M Slightly volatile Net Interest Income 17.4 B 18 B 15 B Slightly volatile Interest Income 20.2 B 22.6 B 17 B Slightly volatile Interest Expense 2.8 B 4.6 B 2 B Slightly volatile Selling General Administrative 2.4 B 2.4 B 2 B Slightly volatile Total Revenue 13.8 B 16.1 B 11.8 B Slightly volatile Net Income From Continuing Ops 3.2 B 3.5 B 2 B Slightly volatile Reconciled Depreciation 468.8 M 481 M 401.9 M Slightly volatile Income Before Tax 4.1 B 4.6 B 2.6 B Slightly volatile Net Income 3.2 B 3.5 B 2 B Slightly volatile
Synchrony Financial Cash Flow Statement		Trends
Current Value Last Year Historical Average  10 Year Trend End Period Cash Flow 13.3 B 14.8 B 12.5 B Very volatile Free Cash Flow 8.7 B 9.8 B 7.7 B Slightly volatile Begin Period Cash Flow 12.7 B 14.4 B 12.3 B Pretty Stable Depreciation 468.8 M 481 M 401.9 M Slightly volatile Other Non Cash Items 489.3 M 507 M 671.7 M Slightly volatile Total Cash From Operating Activities 8.7 B 9.8 B 7.7 B Slightly volatile Net Income 3.1 B 3.5 B 1.9 B Slightly volatile
Financial Ratios		Trends
Current Value Last Year Historical Average  10 Year Trend Price To Sales Ratio 2.19 1.1381 2.0137 Slightly volatile Dividend Yield 0.0027 0.0028 0.0144 Slightly volatile PTB Ratio 2.2 1.5544 2.2873 Slightly volatile Days Sales Outstanding 1.2 K 1.4 K 1.5 K Slightly volatile Book Value Per Share 43.91 41.8159 20.0789 Slightly volatile Operating Cash Flow Per Share 26.08 24.8373 12.3347 Slightly volatile Capex To Depreciation 47.46 62.93 65.4328 Pretty Stable PB Ratio 2.2 1.5544 2.2873 Slightly volatile EV To Sales 1.11 1.1713 3.0169 Slightly volatile ROIC 0.14 0.1472 1.8792 Slightly volatile Net Income Per Share 9.27 8.8247 4.3086 Slightly volatile Sales General And Administrative To Revenue 0.0393 0.0413 0.0995 Slightly volatile Capex To Revenue 0.48 0.59 0.6267 Very volatile Cash Per Share 47.11 44.8676 21.4963 Slightly volatile POCF Ratio 3.48 2.617 3.1964 Slightly volatile Interest Coverage 4.06 4.5716 3.7468 Slightly volatile Payout Ratio 0.0195 0.0206 0.1359 Pretty Stable Capex To Operating Cash Flow 0.85 1.15 1.1914 Pretty Stable Income Quality 2.46 2.8145 3.0312 Very volatile ROE 0.25 0.211 0.2565 Slightly volatile EV To Operating Cash Flow 5.2 2.6933 5.1805 Slightly volatile PE Ratio 10.49 7.3657 9.6355 Slightly volatile Return On Tangible Assets 0.032 0.0298 0.0307 Slightly volatile Earnings Yield 0.096 0.1358 0.1149 Slightly volatile Intangibles To Total Assets 0.022 0.0178 0.0204 Slightly volatile Net Debt To EBITDA 0.87 0.92 2.9656 Slightly volatile Current Ratio 1.9 2.37 2.1355 Slightly volatile Tangible Book Value Per Share 38.27 36.4489 17.1231 Slightly volatile Receivables Turnover 0.19 0.22 0.2369 Slightly volatile Graham Number 95.68 91.1197 43.6848 Slightly volatile Shareholders Equity Per Share 43.91 41.8159 20.0789 Slightly volatile Debt To Equity 0.89 0.9326 2.441 Slightly volatile Capex Per Share 5.76 7.88 8.1257 Pretty Stable Revenue Per Share 59.97 57.1122 21.4006 Slightly volatile Interest Debt Per Share 27.17 50.6835 33.5911 Pretty Stable Debt To Assets 0.12 0.1294 0.2698 Slightly volatile Enterprise Value Over EBITDA 4.39 4.63 7.985 Slightly volatile Price Earnings Ratio 10.49 7.3657 9.6355 Slightly volatile Price Book Value Ratio 2.2 1.5544 2.2873 Slightly volatile Dividend Payout Ratio 0.0195 0.0206 0.1359 Pretty Stable Price To Operating Cash Flows Ratio 3.48 2.617 3.1964 Slightly volatile Pretax Profit Margin 0.35 0.2011 0.3222 Pretty Stable Ebt Per Ebit 0.2 0.2149 0.6828 Slightly volatile Operating Profit Margin 0.98 0.9355 0.4781 Slightly volatile Effective Tax Rate 0.34 0.2315 0.3121 Slightly volatile Company Equity Multiplier 8.56 7.2052 8.3137 Slightly volatile Long Term Debt To Capitalization 0.68 0.4826 0.6513 Slightly volatile Total Debt To Capitalization 0.68 0.4826 0.6513 Slightly volatile Return On Capital Employed 0.19 0.1773 0.0732 Slightly volatile Debt Equity Ratio 0.89 0.9326 2.441 Slightly volatile Ebit Per Revenue 0.98 0.9355 0.4781 Slightly volatile Quick Ratio 14.89 19.13 16.3255 Slightly volatile Dividend Paid And Capex Coverage Ratio 144 137 30.7869 Slightly volatile Net Income Per E B T 0.55 0.7685 0.681 Slightly volatile Cash Ratio 1.9 2.37 2.1355 Slightly volatile Operating Cash Flow Sales Ratio 0.51 0.4349 0.633 Very volatile Days Of Sales Outstanding 1.2 K 1.4 K 1.5 K Slightly volatile Cash Flow Coverage Ratios 0.67 0.6369 0.3862 Slightly volatile Price To Book Ratio 2.2 1.5544 2.2873 Slightly volatile Capital Expenditure Coverage Ratio 1.08 0.9 0.8568 Pretty Stable Price Cash Flow Ratio 3.48 2.617 3.1964 Slightly volatile Enterprise Value Multiple 4.39 4.63 7.985 Slightly volatile Debt Ratio 0.12 0.1294 0.2698 Slightly volatile Cash Flow To Debt Ratio 0.67 0.6369 0.3862 Slightly volatile Price Sales Ratio 2.19 1.1381 2.0137 Slightly volatile Return On Assets 0.0314 0.0293 0.03 Slightly volatile Asset Turnover 0.14 0.1896 0.1414 Slightly volatile Net Profit Margin 0.18 0.1545 0.2179 Very volatile Gross Profit Margin 0.99 1.05 0.9234 Slightly volatile Price Fair Value 2.2 1.5544 2.2873 Slightly volatile Return On Equity 0.25 0.211 0.2565 Slightly volatile
Synchrony Financial Valuation Data		Trends
Current Value Last Year Historical Average  10 Year Trend Market Cap 25.4 B 18.5 B 22.9 B Slightly volatile

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether Synchrony Financial is a strong investment it is important to analyze Synchrony Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Synchrony Financial's future performance. For an informed investment choice regarding Synchrony Stock, refer to the following important reports:

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Please note, there is a significant difference between Synchrony Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Synchrony Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Synchrony Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.