PROG Holdings Financials

PRG Stock  USD 29.17  0.69  2.42%   
Based on the key indicators related to PROG Holdings' liquidity, profitability, solvency, and operating efficiency, PROG Holdings is doing better financially today then in previous quarter. It has a moderate chance of reporting better financial numbers in March. At this time, PROG Holdings' Retained Earnings are most likely to increase significantly in the upcoming years. The PROG Holdings' current Non Current Assets Total is estimated to increase to about 504.3 M, while Total Stockholder Equity is projected to decrease to roughly 644.7 M. Key indicators impacting PROG Holdings' financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.04040.0801
Way Down
Very volatile
Return On Assets0.140.1303
Notably Up
Slightly volatile
Return On Equity0.320.3033
Notably Up
Slightly volatile
Debt Equity Ratio0.531.0073
Way Down
Slightly volatile
Operating Income230.9 M194.9 M
Fairly Up
Slightly volatile
Current Ratio0.920.9722
Notably Down
Pretty Stable
The essential information of the day-to-day investment outlook for PROG Holdings includes many different criteria found on its balance sheet. An individual investor should monitor PROG Holdings' cash flow, debt, and profitability to accurately make informed decisions on whether to invest in PROG Holdings.

Cash And Equivalents

88.15 Million

  

PROG Holdings Stock Summary

PROG Holdings competes with Adtalem Global, Enerpac Tool, and Piper Sandler. PROG Holdings, Inc. operates as an omnichannel provider of lease-purchase solutions to underserved and credit-challenged customers. PROG Holdings, Inc. was founded in 1955 and is based in Draper, Utah. Prog Hldgs operates under Rental Leasing Services classification in the United States and is traded on New York Stock Exchange. It employs 2023 people.
Specialization
Industrials, Rental & Leasing Services
InstrumentUSA Stock View All
ExchangeNew York Stock Exchange
ISINUS74319R1014
CUSIP002535300 74319R101 00258R109
LocationGeorgia; U.S.A
Business Address256 West Data
SectorConsumer Finance
IndustryFinancials
BenchmarkDow Jones Industrial
Websiteprogholdings.com
Phone385 351 1369
CurrencyUSD - US Dollar

PROG Holdings Key Financial Ratios

PROG Holdings Key Balance Sheet Accounts

202020212022202320242025 (projected)
Total Assets1.3B1.6B1.5B1.5B1.5B1.1B
Net Debt42.9M444.9M480.2M452.7M559.4M587.4M
Retained Earnings1.2B1.1B1.2B1.3B1.5B1.5B
Total Liab331.3M942.4M921.4M899.9M863.5M501.5M
Other Current Liab(50M)122.2M120.6M68.9M64.6M77.9M
Accounts Payable78.2M13.7M14.4M20.2M13.1M12.5M
Cash36.6M170.2M131.9M155.4M95.7M55.0M
Net Receivables140.4M199.9M214.4M194.7M80.2M95.6M
Inventory610.3M714.1M648.0M633.4M680.2M783.1M
Total Current Assets826.9M1.1B1.0B1.1B175.9M167.1M
Other Current Assets39.6M48.2M48.5M69.3M79.6M83.6M
Short Term Debt50M589.7M591.0M5.7M46.8M44.5M
Intangible Assets154.4M137.3M114.4M91.7M73.8M113.1M
Good Will736.6M288.8M306.2M296.1M340.5M388.3M
Other Assets1.1B913.4M846.4M564.2M898.9M676.9M
Long Term Debt50M589.7M591.0M592.3M596.8M475.1M
Long Term Debt Total341.0M50M589.7M591.0M531.9M347.0M
Capital Surpluse290.2M318.3M332.2M338.8M389.6M319.4M
Treasury Stock(567.8M)(627.9M)(613.9M)(749.4M)(674.5M)(708.2M)
Other Liab144.5M173.5M191.3M174.3M156.9M189.8M
Net Tangible Assets1.3B531.4M235.9M160.0M144.0M136.8M

PROG Holdings Key Income Statement Accounts

202020212022202320242025 (projected)
Interest Expense187K5.3M37.4M29.4M38.8M40.8M
Total Revenue2.5B2.7B2.6B2.4B2.5B1.5B
Gross Profit607.6M823.7M807.9M832.0M2.5B2.6B
Operating Income271.8M333.5M1.9B225.6M194.9M230.9M
Ebit85.7M299.3M153.5M225.6M167.9M174.5M
Ebitda271.8M333.5M185.6M1.8B194.9M185.2M
Income Before Tax271.6M328.2M148.2M196.2M163.6M119.0M
Net Income233.6M243.6M98.7M138.8M197.2M207.1M
Income Tax Expense37.9M84.6M49.5M57.4M(33.6M)(32.0M)
Cost Of Revenue1.9B1.9B1.8B1.6B1.8B1.9B
Research Development2.9M3.4M4.9M5.5M4.9M4.1M
Tax Provision37.9M84.6M49.5M57.4M(33.6M)(32.0M)
Interest Income187K5.3M37.4M9.3M7.5M12.1M
Net Interest Income(187K)(5.3M)(49.9M)(40.7M)(42.3M)(40.2M)

PROG Holdings Key Cash Accounts

202020212022202320242025 (projected)
Change To Inventory(2.0B)(1.9B)(1.7B)(1.6B)(1.7B)(1.8B)
Change In Cash(21.1M)133.5M(38.3M)23.5M(59.8M)(56.8M)
Free Cash Flow391.6M236.4M232.8M194.6M130.2M136.7M
Depreciation93.8M33.3M33.9M32.0M27.0M25.6M
Other Non Cash Items3.0B2.1B2.2B1.9B2.0B2.1B
Dividends Paid9.4M13.8M4.6M0.0(20.4M)(19.4M)
Capital Expenditures64.3M9.6M9.7M9.6M8.3M7.9M
Net Income(61.5M)243.6M98.7M138.8M197.2M207.1M
End Period Cash Flow36.6M170.2M131.9M155.4M95.7M58.1M
Investments(114.5M)(49.9M)(43.9M)(32.4M)(79.2M)(83.1M)
Net Borrowings(84.5M)(292.0M)541.2M(1.6M)(1.8M)(1.9M)
Change To Netincome556.5M760.1M37.1M18.5M16.6M15.8M

PROG Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining PROG Holdings's current stock value. Our valuation model uses many indicators to compare PROG Holdings value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across PROG Holdings competition to find correlations between indicators driving PROG Holdings's intrinsic value. More Info.
PROG Holdings is considered to be number one stock in return on equity category among its peers. It also is considered to be number one stock in return on asset category among its peers reporting about  0.52  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for PROG Holdings is roughly  1.93 . At this time, PROG Holdings' Return On Equity is most likely to increase slightly in the upcoming years. Comparative valuation analysis is a catch-all technique that is used if you cannot value PROG Holdings by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

PROG Holdings Systematic Risk

PROG Holdings' systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. PROG Holdings volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twenty with a total number of output elements of fourty-one. The Beta measures systematic risk based on how returns on PROG Holdings correlated with the market. If Beta is less than 0 PROG Holdings generally moves in the opposite direction as compared to the market. If PROG Holdings Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one PROG Holdings is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of PROG Holdings is generally in the same direction as the market. If Beta > 1 PROG Holdings moves generally in the same direction as, but more than the movement of the benchmark.

PROG Holdings Thematic Clasifications

PROG Holdings is part of Rentals investing theme. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. Rental and leasing services. Companies providing rental and leasing services to public and business
RentalsView
This theme covers Rental and leasing services. Companies providing rental and leasing services to public and business. Get More Thematic Ideas
Today, most investors in PROG Holdings Stock are looking for potential investment opportunities by analyzing not only static indicators but also various PROG Holdings' growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of PROG Holdings growth as a starting point in their analysis.

Price Earnings To Growth Ratio

0.17

At this time, PROG Holdings' Price Earnings To Growth Ratio is most likely to increase slightly in the upcoming years.

PROG Holdings February 26, 2025 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of PROG Holdings help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of PROG Holdings. We use our internally-developed statistical techniques to arrive at the intrinsic value of PROG Holdings based on widely used predictive technical indicators. In general, we focus on analyzing PROG Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build PROG Holdings's daily price indicators and compare them against related drivers.

Complementary Tools for PROG Stock analysis

When running PROG Holdings' price analysis, check to measure PROG Holdings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy PROG Holdings is operating at the current time. Most of PROG Holdings' value examination focuses on studying past and present price action to predict the probability of PROG Holdings' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move PROG Holdings' price. Additionally, you may evaluate how the addition of PROG Holdings to your portfolios can decrease your overall portfolio volatility.
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