Nelnet Financials

NNI Stock  USD 113.86  1.05  0.91%   
Based on the key indicators related to Nelnet's liquidity, profitability, solvency, and operating efficiency, Nelnet Inc is doing better financially today then in previous quarter. It has a moderate chance of reporting better financial numbers in April. As of now, Nelnet's Cash And Short Term Investments are increasing as compared to previous years. The Nelnet's current Liabilities And Stockholders Equity is estimated to increase to about 23.9 B, while Short and Long Term Debt Total is projected to decrease to under 7.9 B. Key indicators impacting Nelnet's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.180.1578
Fairly Up
Slightly volatile
Return On Assets0.0140.0134
Sufficiently Up
Slightly volatile
Return On Equity0.05220.0549
Notably Down
Slightly volatile
Debt Equity Ratio2.362.4807
Notably Down
Slightly volatile
Current Ratio1.31.37
Notably Down
Very volatile
The essential information of the day-to-day investment outlook for Nelnet includes many different criteria found on its balance sheet. An individual investor should monitor Nelnet's cash flow, debt, and profitability to accurately make informed decisions on whether to invest in Nelnet.

Cash And Equivalents

118.9 Million

  

Nelnet Stock Summary

Nelnet competes with SLM Corp, FirstCash, Federal Agricultural, Navient Corp, and Federal Agricultural. Nelnet, Inc. engages in loan servicing, communications, education technology, services, and payment processing businesses worldwide. The company was founded in 1978 and is headquartered in Lincoln, Nebraska. Nelnet operates under Credit Services classification in the United States and is traded on New York Stock Exchange. It employs 7988 people.
Specialization
Financial Services, Financial Services
InstrumentUSA Stock View All
ExchangeNew York Stock Exchange
ISINUS64031N1081
CUSIP64031N108
LocationNebraska; U.S.A
Business Address121 South 13th
SectorConsumer Finance
IndustryFinancials
BenchmarkDow Jones Industrial
Websitenelnetinc.com
Phone402 458 2370
CurrencyUSD - US Dollar

Nelnet Key Financial Ratios

Nelnet Key Balance Sheet Accounts

202020212022202320242025 (projected)
Total Assets22.6B21.7B19.4B16.7B13.8B23.9B
Net Debt18.2B15.9B12.4B11.5B8.1B7.7B
Cash1.1B1.7B2.2B168.1M194.5M184.8M
Other Assets19.8B17.0B1.6B(2.6B)13.8B19.0B
Total Liab20.0B18.7B16.2B13.5B10.5B10.0B
Total Current Assets1.6B2.8B17.4B1.0B1.2B2.1B
Other Current Liab(577.1M)(126.7M)(36.0M)(107.9M)(964.2M)(1.0B)
Other Liab270.1M366.9M379.2M439.6M505.6M259.6M
Retained Earnings2.6B2.9B3.2B3.3B3.3B3.5B
Long Term Debt19.3B17.1B14.6B10.2B7.4B9.5B
Intangible Assets75.1M52.0M63.5M44.8M36.3M56.9M
Common Stock384K379K372K371K363K360.3K
Accounts Payable28.7M9.7M36.0M35.4M21.0M34.8M
Net Receivables98.0M171.4M15.2B1.1B192.2M182.6M
Other Current Assets(1.9B)(2.2B)(2.4B)(2.1B)(192.2M)(182.6M)
Short Term Debt548.4M117.1M14.6B222.7M943.2M896.0M
Net Tangible Assets2.1B2.4B2.8B3.0B3.4B2.1B
Long Term Debt Total20.5B19.3B17.6B14.6B16.8B8.7B

Nelnet Key Income Statement Accounts

202020212022202320242025 (projected)
Interest Expense330.1M176.2M430.1M845.1M680.5M518.0M
Total Revenue1.1B1.2B1.4B2.1B1.2B842.9M
Gross Profit559.3M725.2M816.3M585.0M1.2B1.2B
Operating Income453.3M509.1M950.7M943.6M1.1B1.1B
Ebit(53.6M)45.3M187.4M943.6M849.2M489.0M
Ebitda924.0M775.1M1.0B1.0B1.2B864.1M
Income Before Tax450.5M502.1M509.5M74.2M228.6M272.5M
Net Income352.4M393.3M407.3M91.5M184.0M192.1M
Income Tax Expense100.9M115.8M113.2M19.8M52.7M83.6M
Cost Of Revenue501.8M507.1M589.6M1.5B1.8B1.9B
Minority Interest(2.8M)7.0M11.1M18.5M8.1M8.5M
Research Development0.250.353.7M0.030.03450.0328
Tax Provision100.9M115.8M113.2M34.9M52.7M69.6M
Net Interest Income289.6M347.6M312.7M275.9M292.9M240.0M
Interest Income619.7M523.8M742.8M1.1B973.4M899.7M

Nelnet Key Cash Accounts

202020212022202320242025 (projected)
Capital Expenditures113.3M59.0M59.4M74.1M20.9M19.9M
Net Income349.6M386.3M396.2M54.4M175.9M196.5M
End Period Cash Flow958.4M1.2B1.4B1.0B931.0M977.6M
Change In Cash(264.2M)235.8M163.4M(332.1M)(94.5M)(89.7M)
Free Cash Flow99.5M485.9M624.6M358.9M642.0M674.1M
Depreciation198.5M132.3M176.2M145.4M132.5M148.4M
Other Non Cash Items(282.2M)16.4M67.3M132.1M29.3M30.7M
Dividends Paid31.8M34.5M36.6M39.4M40.8M38.8M
Investments875.5M(644.1M)2.3B1.8B2.4B1.4B
Change Receivables(245.8M)(110.5M)(20.2M)(85.6M)(77.0M)(73.2M)
Net Borrowings(1.7B)(1.3B)(1.7B)(3.0B)(2.7B)(2.6B)
Change To Netincome111.5M(181.4M)(5.0M)105.1M120.8M126.9M

Nelnet Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Nelnet's current stock value. Our valuation model uses many indicators to compare Nelnet value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Nelnet competition to find correlations between indicators driving Nelnet's intrinsic value. More Info.
Nelnet Inc is rated below average in return on equity category among its peers. It is rated below average in return on asset category among its peers reporting about  0.21  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Nelnet Inc is roughly  4.70 . As of now, Nelnet's Return On Equity is decreasing as compared to previous years. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Nelnet's earnings, one of the primary drivers of an investment's value.

Nelnet Inc Systematic Risk

Nelnet's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Nelnet volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twenty with a total number of output elements of fourty-one. The Beta measures systematic risk based on how returns on Nelnet Inc correlated with the market. If Beta is less than 0 Nelnet generally moves in the opposite direction as compared to the market. If Nelnet Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Nelnet Inc is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Nelnet is generally in the same direction as the market. If Beta > 1 Nelnet moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in Nelnet Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Nelnet's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Nelnet growth as a starting point in their analysis.

Price Earnings To Growth Ratio

0.3

As of now, Nelnet's Price Earnings To Growth Ratio is decreasing as compared to previous years.

Nelnet March 19, 2025 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Nelnet help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Nelnet Inc. We use our internally-developed statistical techniques to arrive at the intrinsic value of Nelnet Inc based on widely used predictive technical indicators. In general, we focus on analyzing Nelnet Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Nelnet's daily price indicators and compare them against related drivers.

Complementary Tools for Nelnet Stock analysis

When running Nelnet's price analysis, check to measure Nelnet's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Nelnet is operating at the current time. Most of Nelnet's value examination focuses on studying past and present price action to predict the probability of Nelnet's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Nelnet's price. Additionally, you may evaluate how the addition of Nelnet to your portfolios can decrease your overall portfolio volatility.
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