Bankwell Financial Financials

BWFG Stock  USD 33.15  0.35  1.04%   
Based on the analysis of Bankwell Financial's profitability, liquidity, and operating efficiency, Bankwell Financial Group is doing better financially today then in previous quarter. It has a moderate probability of reporting better financial numbers in December. At this time, Bankwell Financial's Cash is most likely to increase significantly in the upcoming years. The Bankwell Financial's current Non Current Assets Total is estimated to increase to about 3.1 B, while Property Plant And Equipment Net is projected to decrease to roughly 15.4 M. Key indicators impacting Bankwell Financial's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Debt Equity Ratio1.180.5991
Way Up
Slightly volatile
Current Ratio55.2371.53
Significantly Down
Pretty Stable
Investors should never underestimate Bankwell Financial's ability to pay suppliers on time, ensure interest payments are not accumulating, and correctly time where and how to reinvest extra cash. Individual investors need to monitor Bankwell Financial's cash flow, debt, and profitability to make informed and accurate decisions about investing in Bankwell Financial Group.

Net Income

38.5 Million

  
Understanding current and past Bankwell Financial Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Bankwell Financial's financial statements are interrelated, with each one affecting the others. For example, an increase in Bankwell Financial's assets may result in an increase in income on the income statement.

Bankwell Financial Stock Summary

Bankwell Financial competes with Franklin Financial, First Bancshares,, Home Federal, Lake Shore, and National Bankshares. Bankwell Financial Group, Inc. operates as the bank holding company for Bankwell Bank that provides various banking services for individual and commercial customers. Bankwell Financial Group, Inc. was founded in 2002 and is headquartered in New Canaan, Connecticut. Bankwell Financial operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 132 people.
Specialization
Financial Services, Banks - Regional
InstrumentUSA Stock View All
ExchangeNASDAQ Exchange
ISINUS06654A1034
CUSIP06654A103
LocationConnecticut; U.S.A
Business Address258 Elm Street,
SectorBanks
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.mybankwell.com
Phone203 652 0166
CurrencyUSD - US Dollar

Bankwell Financial Key Financial Ratios

Bankwell Financial Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets1.9B2.3B2.5B3.3B3.2B3.4B
Net Debt97.2M(205.1M)(207.2M)(186.0M)(108.3M)(102.9M)
Retained Earnings69.3M70.8M92.4M123.6M149.2M156.6M
Cash78.1M405.3M291.6M344.9M267.5M280.9M
Other Assets1.6B1.6B1.9B2.6B7.8M7.4M
Net Receivables6.0M6.6M7.5M13.1M14.9M15.6M
Total Liab175.2M200.3M84.4M3.0B2.9B3.1B
Total Current Assets166.4M500.5M389.3M461.7M269.2M255.7M
Common Stock120.6M121.3M118.1M115.0M118.2M86.8M
Accounts Payable32.7M49.6M2.1B(2.6B)(2.3B)(2.2B)
Short Term Debt151.9M176.8M52.3M92.2M92.1M121.0M
Other Liab183K111K184K103K92.7K88.1K
Long Term Debt25.2M25.3M84.4M159.0M159.2M167.2M
Other Current Assets84.0M418.8M354.5M368.7M284.0M269.8M
Intangible Assets214K76K818K746K869K587.7K
Other Current Liab675.4M1.0B1.6B2.5B2.3B1.4B
Net Tangible Assets179.6M173.9M199.4M235.9M271.3M183.9M
Long Term Debt Total25.2M25.3M34.4M69.0M79.3M83.3M

Bankwell Financial Key Income Statement Accounts

201920202021202220232024 (projected)
Interest Expense29.2M22.7M13.5M23.2M94.0M98.7M
Total Revenue59.0M57.7M73.5M97.8M98.4M103.4M
Gross Profit59.0M57.7M73.5M97.8M98.4M103.4M
Operating Income22.9M7.3M33.9M71.2M48.0M50.4M
Ebit22.9M7.3M33.9M48.0M48.0M50.4M
Ebitda23.0M10.6M37.4M51.3M51.7M54.2M
Net Income18.2M5.9M26.6M37.4M36.7M38.5M
Income Tax Expense4.7M1.4M7.3M10.6M11.4M11.9M
Income Before Tax22.9M7.3M33.9M48.0M48.0M50.4M
Tax Provision4.7M1.4M7.3M10.6M11.0M7.4M
Net Interest Income53.8M54.8M67.9M94.7M99.0M70.0M
Interest Income82.9M77.5M81.4M117.9M178.7M98.0M

Bankwell Financial Key Cash Accounts

201920202021202220232024 (projected)
Change In Cash(61K)331.5M(64.9M)11.0M(86.5M)(82.2M)
Free Cash Flow6.0M(1.5M)34.6M77.7M29.9M16.7M
Depreciation3.4M3.3M3.6M3.4M3.6M2.0M
Other Non Cash Items(2.8M)8.8M(2.9M)3.8M(3.4M)(3.3M)
Capital Expenditures1.9M3.4M645K5.0M2.0M2.7M
Net Income18.2M5.9M26.6M37.4M36.7M38.5M
End Period Cash Flow78.1M409.6M344.7M355.7M269.2M144.8M
Dividends Paid4.1M4.4M5.0M6.2M6.2M6.6M
Investments47.1M(1.8M)25.1M31.8M(48.3M)(45.9M)
Change Receivables416K(620K)(933K)(5.6M)(5.0M)(4.8M)
Net Borrowings(10M)25M(116.1M)74.4M66.9M70.3M
Change To Netincome(1.1M)6.5M258K3.5M3.2M3.0M

Bankwell Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Bankwell Financial's current stock value. Our valuation model uses many indicators to compare Bankwell Financial value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Bankwell Financial competition to find correlations between indicators driving Bankwell Financial's intrinsic value. More Info.
Bankwell Financial Group is rated below average in return on equity category among its peers. It is rated below average in return on asset category among its peers reporting about  0.08  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Bankwell Financial Group is roughly  12.15 . At this time, Bankwell Financial's Return On Equity is most likely to increase slightly in the upcoming years. Comparative valuation analysis is a catch-all technique that is used if you cannot value Bankwell Financial by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

Bankwell Financial Systematic Risk

Bankwell Financial's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Bankwell Financial volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was ten with a total number of output elements of fifty-one. The Beta measures systematic risk based on how returns on Bankwell Financial correlated with the market. If Beta is less than 0 Bankwell Financial generally moves in the opposite direction as compared to the market. If Bankwell Financial Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Bankwell Financial is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Bankwell Financial is generally in the same direction as the market. If Beta > 1 Bankwell Financial moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in Bankwell Financial Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Bankwell Financial's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Bankwell Financial growth as a starting point in their analysis.

Price Earnings To Growth Ratio

(2.21)

At this time, Bankwell Financial's Price Earnings To Growth Ratio is most likely to slightly decrease in the upcoming years.

Bankwell Financial November 29, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Bankwell Financial help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Bankwell Financial Group. We use our internally-developed statistical techniques to arrive at the intrinsic value of Bankwell Financial Group based on widely used predictive technical indicators. In general, we focus on analyzing Bankwell Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Bankwell Financial's daily price indicators and compare them against related drivers.

Complementary Tools for Bankwell Stock analysis

When running Bankwell Financial's price analysis, check to measure Bankwell Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Bankwell Financial is operating at the current time. Most of Bankwell Financial's value examination focuses on studying past and present price action to predict the probability of Bankwell Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Bankwell Financial's price. Additionally, you may evaluate how the addition of Bankwell Financial to your portfolios can decrease your overall portfolio volatility.
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