XYF Net Profit Margin from 2010 to 2025

XYF Stock  USD 13.00  0.60  4.41%   
X Financial's Net Profit Margin is decreasing over the last several years with very volatile swings. Net Profit Margin is predicted to flatten to 0.54. Net Profit Margin is the percentage of revenue left after all expenses have been deducted from sales. The measure is calculated by dividing net profit by revenue. View All Fundamentals
 
Net Profit Margin  
First Reported
2010-12-31
Previous Quarter
0.57
Current Value
0.54
Quarterly Volatility
5.02745411
 
Credit Downgrade
 
Yuan Drop
 
Covid
Check X Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among X Financial's main balance sheet or income statement drivers, such as Tax Provision of 301.2 M, Net Interest Income of 1.3 B or Interest Income of 1.3 B, as well as many indicators such as Price To Sales Ratio of 0.11, Dividend Yield of 0.34 or PTB Ratio of 0.0392. XYF financial statements analysis is a perfect complement when working with X Financial Valuation or Volatility modules.
  
Check out the analysis of X Financial Correlation against competitors.

Latest X Financial's Net Profit Margin Growth Pattern

Below is the plot of the Net Profit Margin of X Financial Class over the last few years. It is the percentage of revenue left after all expenses have been deducted from sales. The measure is calculated by dividing net profit by revenue. X Financial's Net Profit Margin historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in X Financial's overall financial position and show how it may be relating to other accounts over time.
Net Profit Margin10 Years Trend
Very volatile
   Net Profit Margin   
       Timeline  

XYF Net Profit Margin Regression Statistics

Arithmetic Mean2.92
Geometric Mean1.41
Coefficient Of Variation172.25
Mean Deviation2.40
Median3.05
Standard Deviation5.03
Sample Variance25.28
Range20.8261
R-Value(0.07)
Mean Square Error26.93
R-Squared0.01
Significance0.78
Slope(0.08)
Total Sum of Squares379.13

XYF Net Profit Margin History

2025 0.54
2024 0.57
2023 0.63
2022 0.53
2021 0.55
2020 21.17
2019 0.61

About X Financial Financial Statements

X Financial stakeholders use historical fundamental indicators, such as X Financial's Net Profit Margin, to determine how well the company is positioned to perform in the future. Although X Financial investors may analyze each financial statement separately, they are all interrelated. For example, changes in X Financial's assets and liabilities are reflected in the revenues and expenses on X Financial's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in X Financial Class. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Net Profit Margin 0.57  0.54 

Currently Active Assets on Macroaxis

When determining whether X Financial Class is a strong investment it is important to analyze X Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact X Financial's future performance. For an informed investment choice regarding XYF Stock, refer to the following important reports:
Check out the analysis of X Financial Correlation against competitors.
You can also try the Portfolio Diagnostics module to use generated alerts and portfolio events aggregator to diagnose current holdings.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of X Financial. If investors know XYF will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about X Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
1.103
Dividend Share
3.066
Earnings Share
4.34
Revenue Per Share
121.978
Quarterly Revenue Growth
0.433
The market value of X Financial Class is measured differently than its book value, which is the value of XYF that is recorded on the company's balance sheet. Investors also form their own opinion of X Financial's value that differs from its market value or its book value, called intrinsic value, which is X Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because X Financial's market value can be influenced by many factors that don't directly affect X Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between X Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if X Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, X Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.