Pathfinder Retained Earnings from 2010 to 2025

PBHC Stock

USD 17.22 0.15 0.88%

Pathfinder Bancorp's Retained Earnings are increasing over the years with slightly volatile fluctuation. Overall, Retained Earnings are expected to go to about 91.8 M this year. Retained Earnings is the cumulative amount of net income that Pathfinder Bancorp retains for reinvestment in its operations, rather than distributing it to shareholders as dividends. View All Fundamentals

Retained Earnings

First Reported

1998-03-31

Previous Quarter

73.7 M

Current Value

78.2 M

Quarterly Volatility

17.4 M

Dot-com Bubble

Housing Crash

Credit Downgrade

Yuan Drop

Covid

Check Pathfinder Bancorp financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Pathfinder Bancorp's main balance sheet or income statement drivers, such as Depreciation And Amortization of 902.2 K, Interest Expense of 3 K or Selling General Administrative of 20.3 M, as well as many indicators such as Price To Sales Ratio of 2.12, Ptb Ratio of 1.23 or Capex To Depreciation of 1.38. Pathfinder financial statements analysis is a perfect complement when working with Pathfinder Bancorp Valuation or Volatility modules.

Check out the analysis of Pathfinder Bancorp Correlation against competitors.

For information on how to trade Pathfinder Stock refer to our How to Trade Pathfinder Stock guide.

Latest Pathfinder Bancorp's Retained Earnings Growth Pattern

Below is the plot of the Retained Earnings of Pathfinder Bancorp over the last few years. It is the cumulative amount of net income that a company retains for reinvestment in its operations, rather than distributing it to shareholders as dividends. Pathfinder Bancorp's Retained Earnings historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Pathfinder Bancorp's overall financial position and show how it may be relating to other accounts over time.

View

Last Reported 76.06 M

10 Years Trend

Slightly volatile

Compare to Others All Fundamentals

Retained Earnings

Timeline

Pathfinder Retained Earnings Regression Statistics

	Arithmetic Mean	47,478,882
	Geometric Mean	42,371,734
	Coefficient Of Variation	49.16
	Mean Deviation	19,131,270
	Median	42,114,000
	Standard Deviation	23,340,554
	Sample Variance	544.8T
	Range	76.1M
	R-Value	0.96
	Mean Square Error	42.8T
	R-Squared	0.93
	Slope	4,719,267
	Total Sum of Squares	8171.7T

Pathfinder Retained Earnings History

	2025	91.8 M
	2024	87.5 M
	2023	76.1 M
	2022	71.3 M
	2021	60.9 M
	2020	50.3 M
	2019	44.8 M

Other Fundumenentals of Pathfinder Bancorp

Retained Earnings Total Equity

Pathfinder Bancorp Retained Earnings component correlations

	Total Assets	Total Stockholder Equity	Net Debt	Retained Earnings	Net Receivables	Total Liab	Total Current Assets	Common Stock	Accounts Payable	Long Term Debt	Good Will	Short Term Investments	Treasury Stock	Intangible Assets	Property Plant Equipment	Short Term Debt	Net Tangible Assets	Long Term Debt Total	Capital Surpluse	Deferred Long Term Liab	Long Term Investments	Short Long Term Debt	Earning Assets	Current Deferred Revenue	Net Invested Capital	Capital Stock
Total Assets		0.97	0.93	0.97	0.25	1.0	-0.13	-0.4	-0.41	0.74	0.7	0.9	0.68	-0.51	0.97	0.74	0.87	-0.54	0.95	0.75	0.98	0.35	0.87	0.26	0.85	0.92
Total Stockholder Equity	0.97		0.91	0.97	0.23	0.97	-0.18	-0.39	-0.41	0.64	0.7	0.87	0.68	-0.52	0.94	0.76	0.87	-0.6	0.96	0.77	0.97	0.4	0.79	0.37	0.84	0.92
Net Debt	0.93	0.91		0.95	0.17	0.93	-0.17	-0.34	-0.35	0.59	0.65	0.93	0.61	-0.48	0.88	0.9	0.74	-0.53	0.85	0.7	0.94	0.58	0.75	0.16	0.87	0.82
Retained Earnings	0.97	0.97	0.95		0.28	0.96	-0.15	-0.33	-0.35	0.62	0.64	0.94	0.58	-0.46	0.9	0.84	0.81	-0.48	0.89	0.67	0.97	0.53	0.78	0.31	0.89	0.9
Net Receivables	0.25	0.23	0.17	0.28		0.25	0.68	-0.06	-0.07	0.22	0.1	0.13	0.17	-0.11	0.21	0.08	0.33	-0.11	0.23	0.14	0.24	-0.03	0.25	0.16	0.22	0.27
Total Liab	1.0	0.97	0.93	0.96	0.25		-0.1	-0.47	-0.48	0.75	0.74	0.91	0.67	-0.54	0.98	0.72	0.87	-0.56	0.94	0.75	0.97	0.32	0.87	0.23	0.83	0.9
Total Current Assets	-0.13	-0.18	-0.17	-0.15	0.68	-0.1		-0.32	-0.32	0.0	0.18	-0.09	0.12	-0.18	-0.1	-0.24	-0.04	-0.2	-0.15	0.11	-0.11	-0.37	-0.02	-0.43	-0.27	-0.32
Common Stock	-0.4	-0.39	-0.34	-0.33	-0.06	-0.47	-0.32		1.0	-0.32	-0.82	-0.46	-0.24	0.52	-0.48	-0.22	-0.36	0.52	-0.33	-0.42	-0.32	0.06	-0.3	0.04	-0.18	-0.19
Accounts Payable	-0.41	-0.41	-0.35	-0.35	-0.07	-0.48	-0.32	1.0		-0.32	-0.82	-0.48	-0.26	0.53	-0.5	-0.23	-0.37	0.53	-0.35	-0.44	-0.34	0.05	-0.31	0.04	-0.18	-0.21
Long Term Debt	0.74	0.64	0.59	0.62	0.22	0.75	0.0	-0.32	-0.32		0.54	0.55	0.6	-0.37	0.8	0.21	0.82	-0.37	0.73	0.55	0.68	-0.19	0.91	0.01	0.65	0.71
Good Will	0.7	0.7	0.65	0.64	0.1	0.74	0.18	-0.82	-0.82	0.54		0.7	0.62	-0.69	0.76	0.51	0.7	-0.78	0.68	0.75	0.68	0.09	0.65	-0.01	0.54	0.52
Short Term Investments	0.9	0.87	0.93	0.94	0.13	0.91	-0.09	-0.46	-0.48	0.55	0.7		0.53	-0.45	0.83	0.85	0.7	-0.45	0.77	0.65	0.91	0.55	0.72	0.07	0.81	0.74
Treasury Stock	0.68	0.68	0.61	0.58	0.17	0.67	0.12	-0.24	-0.26	0.6	0.62	0.53		-0.57	0.73	0.4	0.75	-0.82	0.81	0.96	0.75	-0.11	0.76	-0.09	0.46	0.51
Intangible Assets	-0.51	-0.52	-0.48	-0.46	-0.11	-0.54	-0.18	0.52	0.53	-0.37	-0.69	-0.45	-0.57		-0.55	-0.34	-0.46	0.69	-0.53	-0.63	-0.52	0.03	-0.47	0.03	-0.31	-0.34
Property Plant Equipment	0.97	0.94	0.88	0.9	0.21	0.98	-0.1	-0.48	-0.5	0.8	0.76	0.83	0.73	-0.55		0.62	0.88	-0.62	0.96	0.79	0.93	0.18	0.89	0.22	0.77	0.87
Short Term Debt	0.74	0.76	0.9	0.84	0.08	0.72	-0.24	-0.22	-0.23	0.21	0.51	0.85	0.4	-0.34	0.62		0.51	-0.42	0.63	0.53	0.79	0.84	0.46	0.21	0.78	0.64
Net Tangible Assets	0.87	0.87	0.74	0.81	0.33	0.87	-0.04	-0.36	-0.37	0.82	0.7	0.7	0.75	-0.46	0.88	0.51		-0.61	0.91	0.75	0.86	0.08	0.92	0.29	0.83	0.87
Long Term Debt Total	-0.54	-0.6	-0.53	-0.48	-0.11	-0.56	-0.2	0.52	0.53	-0.37	-0.78	-0.45	-0.82	0.69	-0.62	-0.42	-0.61		-0.67	-0.88	-0.61	0.04	-0.52	0.05	-0.34	-0.36
Capital Surpluse	0.95	0.96	0.85	0.89	0.23	0.94	-0.15	-0.33	-0.35	0.73	0.68	0.77	0.81	-0.53	0.96	0.63	0.91	-0.67		0.85	0.95	0.2	0.86	0.31	0.77	0.89
Deferred Long Term Liab	0.75	0.77	0.7	0.67	0.14	0.75	0.11	-0.42	-0.44	0.55	0.75	0.65	0.96	-0.63	0.79	0.53	0.75	-0.88	0.85		0.81	0.02	0.73	-0.04	0.5	0.55
Long Term Investments	0.98	0.97	0.94	0.97	0.24	0.97	-0.11	-0.32	-0.34	0.68	0.68	0.91	0.75	-0.52	0.93	0.79	0.86	-0.61	0.95	0.81		0.39	0.85	0.2	0.84	0.87
Short Long Term Debt	0.35	0.4	0.58	0.53	-0.03	0.32	-0.37	0.06	0.05	-0.19	0.09	0.55	-0.11	0.03	0.18	0.84	0.08	0.04	0.2	0.02	0.39		0.0	0.3	0.55	0.37
Earning Assets	0.87	0.79	0.75	0.78	0.25	0.87	-0.02	-0.3	-0.31	0.91	0.65	0.72	0.76	-0.47	0.89	0.46	0.92	-0.52	0.86	0.73	0.85	0.0		0.04	0.77	0.81
Current Deferred Revenue	0.26	0.37	0.16	0.31	0.16	0.23	-0.43	0.04	0.04	0.01	-0.01	0.07	-0.09	0.03	0.22	0.21	0.29	0.05	0.31	-0.04	0.2	0.3	0.04		0.35	0.52
Net Invested Capital	0.85	0.84	0.87	0.89	0.22	0.83	-0.27	-0.18	-0.18	0.65	0.54	0.81	0.46	-0.31	0.77	0.78	0.83	-0.34	0.77	0.5	0.84	0.55	0.77	0.35		0.89
Capital Stock	0.92	0.92	0.82	0.9	0.27	0.9	-0.32	-0.19	-0.21	0.71	0.52	0.74	0.51	-0.34	0.87	0.64	0.87	-0.36	0.89	0.55	0.87	0.37	0.81	0.52	0.89

Click cells to compare fundamentals

About Pathfinder Bancorp Financial Statements

Pathfinder Bancorp stakeholders use historical fundamental indicators, such as Pathfinder Bancorp's Retained Earnings, to determine how well the company is positioned to perform in the future. Although Pathfinder Bancorp investors may analyze each financial statement separately, they are all interrelated. For example, changes in Pathfinder Bancorp's assets and liabilities are reflected in the revenues and expenses on Pathfinder Bancorp's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Pathfinder Bancorp. Please read more on our technical analysis and fundamental analysis pages.

	Last Reported	Projected for Next Year
Retained Earnings	87.5 M	91.8 M
Retained Earnings Total Equity	33.1 M	28.7 M

Also Currently Popular

Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.

CSX	CSX Corporation
ETON	Eton Pharmaceuticals
ALLT	Allot Communications

When determining whether Pathfinder Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Pathfinder Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Pathfinder Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Pathfinder Bancorp Stock:

How To Invest In Pathfinder

Details

Is Pathfinder Stock a good investment?

Details

What is Pathfinder Bancorp's Net Worth?

Details

Largest Regional Banks Companies

View

Largest Banks - Regional Companies

View

Check out the analysis of Pathfinder Bancorp Correlation against competitors.

For information on how to trade Pathfinder Stock refer to our How to Trade Pathfinder Stock guide.

You can also try the Bond Analysis module to evaluate and analyze corporate bonds as a potential investment for your portfolios..

Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Pathfinder Bancorp. If investors know Pathfinder will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Pathfinder Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

(0)

Dividend Share

0.39

Earnings Share

0.32

Revenue Per Share

5.834

Quarterly Revenue Growth

(0.57)

The market value of Pathfinder Bancorp is measured differently than its book value, which is the value of Pathfinder that is recorded on the company's balance sheet. Investors also form their own opinion of Pathfinder Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Pathfinder Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Pathfinder Bancorp's market value can be influenced by many factors that don't directly affect Pathfinder Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Pathfinder Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Pathfinder Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Pathfinder Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

Macroaxis helps investors of all levels and skills to maximize the upside of all their holdings and minimize the risk associated with market volatility, economic swings, and company-specific events. View terms and conditions

Feedback Blog

Made with optimal in San Francisco

2024 Macroaxis LLC

Pathfinder Retained Earnings from 2010 to 2025

Latest Pathfinder Bancorp's Retained Earnings Growth Pattern

Pathfinder Retained Earnings Regression Statistics

Pathfinder Retained Earnings History

Other Fundumenentals of Pathfinder Bancorp

Pathfinder Bancorp Retained Earnings component correlations

About Pathfinder Bancorp Financial Statements

Also Currently Popular

COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY