Pathfinder Bancorp Stock Today
| PBHC Stock | USD 16.95 0.19 1.13% |
PerformanceVery Weak
| Odds Of DistressLow
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Pathfinder Bancorp is trading at 16.95 as of the 20th of March 2025, a 1.13 percent increase since the beginning of the trading day. The stock's open price was 16.76. Pathfinder Bancorp has only a 8 % chance of going through financial distress over the next few years, but has generated negative returns over the last 90 days. The performance scores are derived for the period starting the 20th of December 2024 and ending today, the 20th of March 2025. Click here to learn more.
Business Domain Banks | IPO Date 30th of May 1996 | Category Financial Services | Classification Financials |
Pathfinder Bancorp, Inc. operates as a holding company for Pathfinder Bank that provides various banking and financial products and services primarily in Oswego and Onondaga Counties, New York. Pathfinder Bancorp, Inc. was founded in 1859 and is headquartered in Oswego, New York. The company has 4.72 M outstanding shares of which 4.67 K shares are at this time shorted by private and institutional investors with about 1.11 trading days to cover. More on Pathfinder Bancorp
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Pathfinder Stock Highlights
ESG Sustainability
Environmental | Governance | Social |
| CEO President | CPA CPA | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Business Concentration | Regional Banks, Banks - Regional, Financial Services, Financials, Banks, Banks—Regional, Financial Services (View all Sectors) | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Financial Strength
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Debt LevelsPathfinder Bancorp can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Pathfinder Bancorp's financial leverage. It provides some insight into what part of Pathfinder Bancorp's total assets is financed by creditors.
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Pathfinder Bancorp (PBHC) is traded on NASDAQ Exchange in USA. It is located in 214 West First Street, Oswego, NY, United States, 13126 and employs 13 people. Pathfinder Bancorp is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 109.8 M. Pathfinder Bancorp conducts business under Banks sector and is part of Financials industry. The entity has 4.72 M outstanding shares of which 4.67 K shares are at this time shorted by private and institutional investors with about 1.11 trading days to cover.
Pathfinder Bancorp currently holds about 43.75 M in cash with 15.43 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 7.36.
Check Pathfinder Bancorp Probability Of Bankruptcy
Ownership AllocationThe market capitalization of Pathfinder Bancorp is $109.8 Million. Pathfinder Bancorp has significant amount of outstanding shares owned by insiders. An insider is usually defined as a CEO, other corporate executive, director, or institutional investor who own at least 10% of the company's outstanding shares. Note, that even with substantial debt, if the true value of the company is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.
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Pathfinder Stock Institutional Holders
| Instituion | Recorded On | Shares | |
| Susquehanna International Group, Llp | 2024-12-31 | 14.7 K | |
| Northern Trust Corp | 2024-12-31 | 13.1 K | |
| Advisor Group Holdings, Inc. | 2024-12-31 | 11.1 K | |
| Bridgeway Capital Management, Llc | 2024-12-31 | 10.2 K | |
| Blackrock Inc | 2024-12-31 | 7.7 K | |
| Royal Bank Of Canada | 2024-12-31 | 5.9 K | |
| Morgan Stanley - Brokerage Accounts | 2024-12-31 | 494 | |
| Ubs Group Ag | 2024-12-31 | 289 | |
| Cwm, Llc Duplicate | 2024-12-31 | 173 | |
| Alliancebernstein L.p. | 2024-12-31 | 288.5 K | |
| Minerva Advisors Llc | 2024-12-31 | 262.2 K |
Pathfinder Bancorp Historical Income Statement
Pathfinder Stock Against Markets
Pathfinder Bancorp Corporate Executives
Elected by the shareholders, the Pathfinder Bancorp's board of directors comprises two types of representatives: Pathfinder Bancorp inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Pathfinder. The board's role is to monitor Pathfinder Bancorp's management team and ensure that shareholders' interests are well served. Pathfinder Bancorp's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Pathfinder Bancorp's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Justin CPA | Senior CFO | Profile | |
| Justin Bigham | Senior CFO | Profile | |
| Robert Butkowski | Senior COO | Profile |
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Pathfinder Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in rate. For information on how to trade Pathfinder Stock refer to our How to Trade Pathfinder Stock guide.You can also try the Money Managers module to screen money managers from public funds and ETFs managed around the world.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Pathfinder Bancorp. If investors know Pathfinder will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Pathfinder Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0) | Dividend Share 0.39 | Earnings Share 0.32 | Revenue Per Share | Quarterly Revenue Growth (0.57) |
The market value of Pathfinder Bancorp is measured differently than its book value, which is the value of Pathfinder that is recorded on the company's balance sheet. Investors also form their own opinion of Pathfinder Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Pathfinder Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Pathfinder Bancorp's market value can be influenced by many factors that don't directly affect Pathfinder Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Pathfinder Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Pathfinder Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Pathfinder Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.