First Historical Financial Ratios
| FGBI Stock | USD 7.55 0.20 2.58% |
First Guaranty is recently reporting on over 100 different financial statement accounts. To analyze all of these accounts together requires a lot of time and effort. However, using these accounts to derive some meaningful and actionable indicators such as PTB Ratio of 1.08 or Days Sales Outstanding of 726 will help investors to properly organize and evaluate First Guaranty Bancshares financial condition quickly.
First |
About First Financial Ratios Analysis
First Guaranty BancsharesFinancial ratios are relationships based on a company's financial information. They can serve as useful tools to evaluate First Guaranty investment potential. Financial ratio analysis can also be defined as the process of presenting financial ratios, which are mathematical indicators calculated by comparing key financial information appearing on First financial statements. Financial ratios are useful tools that help investors analyze and compare relationships between different pieces of financial information across First Guaranty history.
First Guaranty Financial Ratios Chart
Add Fundamental
Price To Sales Ratio
Price to Sales Ratio is figured by comparing First Guaranty Bancshares stock price to its revenues. An advantage to using Price to Sales ratio is that it is based on First Guaranty sales, a figure that is much harder to manipulate than other First Guaranty Bancshares multiples. Because sales tend to be more stable P/S ratio can be a good tool for screening cyclical companies fluctuating earnings patterns. A valuation ratio that compares a company's stock price to its revenues, calculated by dividing the company's market cap by its total sales or revenue over a 12-month period.Dividend Yield
Dividend Yield is First Guaranty Bancshares dividend as a percentage of First Guaranty stock price. First Guaranty Bancshares dividend yield is a measure of First Guaranty stock productivity, which can be interpreted as interest rate earned on an First Guaranty investment. A financial ratio that shows how much a company pays out in dividends each year relative to its stock price, calculated as annual dividends per share divided by price per share.Ptb Ratio
Price-to-Book ratio, a financial valuation metric used to compare a company's current market price to its book value. It provides insight into the value that market participants place on the company's equity relative to its net asset value.Most ratios from First Guaranty's fundamentals are interrelated and interconnected. However, analyzing fundamentals ratios one by one will only give a small insight into First Guaranty Bancshares current financial condition. On the other hand, looking into the entire matrix of fundamentals ratios, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Guaranty Bancshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. As of now, First Guaranty's Net Income Per Share is increasing as compared to previous years. The First Guaranty's current Cash Per Share is estimated to increase to 97.98, while Price To Sales Ratio is projected to decrease to 1.21.
| 2022 | 2023 | 2024 (projected) | Dividend Yield | 0.0366 | 0.0781 | 0.005457 | Price To Sales Ratio | 143.61 | 1.36 | 1.27 |
First Guaranty fundamentals Correlations
Click cells to compare fundamentals
First Guaranty Account Relationship Matchups
High Positive Relationship
High Negative Relationship
First Guaranty fundamentals Accounts
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Price To Sales Ratio | 3.02 | 1.76 | 2.18 | 143.61 | 1.36 | 1.27 | |
| Dividend Yield | 0.036 | 0.0356 | 0.0366 | 0.0781 | 0.005457 | 0.005184 | |
| Ptb Ratio | 0.97 | 0.98 | 1.07 | 0.5 | 0.56 | 1.08 | |
| Days Sales Outstanding | 44.24 | 43.81 | 68.4K | 1.2K | 763.76 | 725.57 | |
| Book Value Per Share | 16.67 | 20.89 | 21.93 | 22.36 | 20.4 | 11.34 | |
| Free Cash Flow Yield | 0.11 | 0.0812 | 0.1 | 0.14 | 0.0544 | 0.24 | |
| Operating Cash Flow Per Share | 2.22 | 2.47 | 3.44 | 1.94 | 2.7 | 1.71 | |
| Capex To Depreciation | 1.67 | 0.46 | 0.64 | 3.71 | 3.34 | 3.51 | |
| Pb Ratio | 0.97 | 0.98 | 1.07 | 0.5 | 0.56 | 1.08 | |
| Ev To Sales | (0.16) | (0.001442) | 197.39 | 1.24 | (2.03) | (1.93) | |
| Free Cash Flow Per Share | 1.63 | 2.27 | 3.19 | 0.61 | 2.7 | 1.42 | |
| Roic | 0.0236 | 0.0297 | 0.0543 | 0.009227 | (0.096) | (0.0912) | |
| Net Income Per Share | 1.9 | 2.55 | 2.7 | 0.83 | 1.0 | 1.02 | |
| Sales General And Administrative To Revenue | 0.36 | 0.3 | 0.32 | 20.97 | 0.54 | 0.34 | |
| Capex To Revenue | 0.17 | 0.0641 | 0.022 | 1.51 | 0.16 | 0.15 | |
| Cash Per Share | 50.16 | 44.08 | 19.99 | 25.66 | 93.31 | 97.98 | |
| Pocfratio | 7.28 | 8.24 | 6.82 | 5.72 | 4.21 | 5.75 | |
| Interest Coverage | 0.98 | 1.55 | 2.0 | 0.13 | (1.15) | (1.1) | |
| Payout Ratio | 0.41 | 0.31 | 0.28 | 1.05 | 0.0623 | 0.0591 | |
| Capex To Operating Cash Flow | 0.27 | 0.0831 | 0.0717 | 0.69 | 0.62 | 0.65 | |
| Pfcf Ratio | 9.92 | 8.98 | 7.34 | 18.37 | 4.21 | 4.0 | |
| Income Quality | 1.17 | 0.97 | 1.28 | 2.36 | 2.71 | 2.02 | |
| Ev To Operating Cash Flow | (0.65) | (0.005456) | 9.37 | 5.22 | (6.73) | (6.39) | |
| Pe Ratio | 8.52 | 8.0 | 8.7 | 13.47 | 11.41 | 8.49 | |
| Return On Tangible Assets | 0.008281 | 0.009547 | 0.009218 | 0.002607 | 0.003146 | 0.002989 | |
| Ev To Free Cash Flow | (0.88) | (0.005951) | 10.09 | 16.78 | (6.73) | (6.39) | |
| Intangibles To Total Assets | 0.00788 | 0.00654 | 0.005673 | 0.004841 | 0.004122 | 0.003438 | |
| Net Debt To E B I T D A | (4.43) | 0.64 | (6.43) | 2.32 | 2.67 | 2.81 | |
| Current Ratio | 9.94 | 63.01 | 3.76 | 0.11 | 57.8 | 100.58 | |
| Tangible Book Value Per Share | 14.85 | 19.14 | 20.26 | 20.82 | 19.09 | 10.67 | |
| Receivables Turnover | 8.25 | 8.33 | 0.005334 | 0.31 | 0.48 | 0.45 | |
| Graham Number | 21.63 | 26.67 | 34.6 | 36.47 | 21.38 | 16.06 | |
| Shareholders Equity Per Share | 16.67 | 20.89 | 21.93 | 22.36 | 20.4 | 11.34 | |
| Debt To Equity | 0.62 | 0.19 | 0.75 | 1.1 | 0.76 | 0.8 | |
| Capex Per Share | 0.59 | 0.21 | 0.25 | 1.34 | 1.21 | 1.27 | |
| Graham Net Net | (177.78) | (215.63) | (233.79) | (250.05) | (190.08) | (199.58) |
Currently Active Assets on Macroaxis
When determining whether First Guaranty Bancshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of First Guaranty's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of First Guaranty Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on First Guaranty Bancshares Stock:Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Guaranty Bancshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. You can also try the Price Ceiling Movement module to calculate and plot Price Ceiling Movement for different equity instruments.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Guaranty. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Guaranty listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.45) | Dividend Share 0.41 | Earnings Share 0.81 | Revenue Per Share | Quarterly Revenue Growth (0.11) |
The market value of First Guaranty Bancshares is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Guaranty's value that differs from its market value or its book value, called intrinsic value, which is First Guaranty's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Guaranty's market value can be influenced by many factors that don't directly affect First Guaranty's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Guaranty's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Guaranty is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Guaranty's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.