Mastercard Company Insiders

MA Stock  USD 564.03  5.03  0.90%   
About 65% of Mastercard's corporate insiders are selling. The analysis of insiders' sentiment of trading Mastercard stock suggests that many insiders are alarmed at this time. Mastercard employs about 35.3 K people. The company is managed by 65 executives with a total tenure of roughly 298 years, averaging almost 4.0 years of service per executive, having 543.08 employees per reported executive.
Ajaypal Banga  CEO
President, Chief Executive Officer, Director
Michael Miebach  CEO
President, Chief Executive Officer, Director

Insider Sentiment 35

 Mostly Selling

 
Selling
 
Buying

Latest Trades

2025-01-31Josh GottheimerAcquired @ 555.63
2025-01-30Josh GottheimerAcquired @ 564.81
2025-01-16Josh GottheimerDisposed @ 523.08
2025-01-14John BoozmanAcquired @ 508.49
2025-01-13Robert Bresnahan, Jr.Disposed @ 505.27
2024-10-29Sheldon WhitehouseDisposed @ 506.28
2024-09-20Venkata R MadabhushiDisposed 4685 @ 489.86View
2024-09-18Josh GottheimerAcquired @ 494.76
2024-09-13Venkata R MadabhushiDisposed 4685 @ 493.1View
2024-08-22Foundation MastercardDisposed 90000 @ 468.8View
2024-08-19Foundation MastercardDisposed 109000 @ 467.45View
2024-08-16Foundation MastercardDisposed 119000 @ 468.46View
2024-08-05J. Mehra SachinDisposed 13439 @ 455View
2024-07-31Josh GottheimerAcquired @ 463.41
2024-07-18Josh GottheimerAcquired @ 448.95
2024-07-05Jared MoskowitzDisposed @ 449.49
2024-07-02Kathy E. ManningAcquired @ 444.65
2024-07-01Josh GottheimerDisposed @ 437.61
2024-06-26Foundation MastercardDisposed 138000 @ 453.19View
2024-06-24Foundation MastercardDisposed 131000 @ 459.46View
Monitoring Mastercard's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.

Acquired vs Disposed

Filed vs Not Filed

Insider sentiment refers to the collective sentiment or feeling of Mastercard's insiders - typically its officers, directors, and beneficial owners holding more than a certain percentage of the company's stock - about the future prospects of Mastercard. This sentiment is often gauged based on the trading activities of these insiders. If insiders are purchasing more shares of their own company, it may be interpreted as a bullish sentiment, indicating that they believe Mastercard's stock will rise in value. Conversely, if insiders are selling shares, it might be seen as bearish, suggesting they expect the stock price to drop.
  
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Mastercard. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in nation.
For information on how to trade Mastercard Stock refer to our How to Trade Mastercard Stock guide.

Mastercard's Workforce Through the Years

Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with Mastercard's future performance. Based on our forecasts, it is anticipated that Mastercard will maintain a workforce of about 35300 employees by March 2025.
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid

Mastercard's latest congressional trading

Congressional trading in companies like Mastercard, is subject to rigorous scrutiny to prevent conflicts of interest and insider trading. This is governed by multiple SEC regulations which were established to foster transparency and deter members of Congress from leveraging non-public information for personal gain. This oversight helps maintain public trust and ensures that investments in Mastercard by those in governmental positions are based on the same information available to the general public.
2025-02-11Representative Josh GottheimerAcquired Under $15KVerify
2025-02-09Senator John BoozmanAcquired Under $15KVerify
2025-02-07Senator John BoozmanAcquired Under $15KVerify
2024-12-18Representative Michael McCaulAcquired $15K to $50KVerify
2024-11-11Representative Ro KhannaAcquired Under $15KVerify
2024-11-07Senator Sheldon WhitehouseAcquired Under $15KVerify
2024-11-06Senator Sheldon WhitehouseAcquired Under $15KVerify
2024-10-08Representative Ro KhannaAcquired Under $15KVerify
2024-10-04Representative Josh GottheimerAcquired Under $15KVerify
2024-10-03Representative Josh GottheimerAcquired Under $15KVerify
2024-09-18Representative Michael McCaulAcquired Under $15KVerify
2024-08-21Representative Jared MoskowitzAcquired Under $15KVerify
2024-08-19Representative Jared MoskowitzAcquired Under $15KVerify
2024-08-16Representative Kathy ManningAcquired Under $15KVerify
2024-08-15Representative Josh GottheimerAcquired Under $15KVerify
2024-08-06Representative Jared MoskowitzAcquired Under $15KVerify
2024-06-14Senator Tommy TubervilleAcquired Under $15KVerify
2024-06-13Senator Tommy TubervilleAcquired Under $15KVerify
2023-11-01Senator Markwayne MullinAcquired Under $15KVerify
2023-10-31Senator Markwayne MullinAcquired Under $15KVerify
2023-08-13Representative Robert J WittmanAcquired Under $15KVerify
2022-03-09Representative Robert J WittmanAcquired Under $15KVerify
2021-12-07Representative Cynthia AxneAcquired Under $15KVerify
2021-11-05Representative Cynthia AxneAcquired Under $15KVerify
2021-08-03Representative Cheri BustosAcquired $15K to $50KVerify
2020-05-02Senator Pat RobertsAcquired $15K to $50KVerify
2020-02-03Senator Pat RobertsAcquired $15K to $50KVerify
2019-12-01Senator Pat RobertsAcquired $15K to $50KVerify
2019-11-03Senator Pat RobertsAcquired $15K to $50KVerify
2019-10-08Representative Zoe LofgrenAcquired Under $15KVerify
2018-09-19Representative Bob GibbsAcquired $15K to $50KVerify
2018-06-11Representative Barbara J Honorable ComstockAcquired $50K to $100KVerify

Mastercard Management Team Effectiveness

The company has Return on Asset (ROA) of 0.2272 % which means that for every $100 of assets, it generated a profit of $0.2272. This is way below average. Likewise, it shows a return on total equity (ROE) of 1.9056 %, which means that it produced $1.9056 on every 100 dollars invested by current stockholders. Mastercard's management efficiency ratios could be used to measure how well Mastercard manages its routine affairs as well as how well it operates its assets and liabilities. At present, Mastercard's Return On Tangible Assets are projected to increase slightly based on the last few years of reporting. The current year's Return On Assets is expected to grow to 0.28, whereas Return On Capital Employed is forecasted to decline to 0.27. At present, Mastercard's Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Non Current Assets Total is expected to grow to about 29.8 B, whereas Total Current Assets are forecasted to decline to about 10.7 B.
The current year's Common Stock Shares Outstanding is expected to grow to about 1.2 B. The current year's Net Income Applicable To Common Shares is expected to grow to about 12 B

Mastercard Workforce Comparison

Mastercard is regarded third in number of employees category among its peers. The total workforce of Financials industry is now estimated at about 199,293. Mastercard retains roughly 35,300 in number of employees claiming about 18% of equities under Financials industry.

Mastercard Profit Margins

The company has Net Profit Margin (PM) of 0.46 %, which suggests that even a small decline in it sales will erase profits and may result in a net loss, or a negative profit margin. This is way below average. Likewise, it shows Net Operating Margin (NOM) of 0.56 %, which signifies that for every $100 of sales, it has a net operating income of $0.56.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.860.88
Fairly Down
Slightly volatile
Net Profit Margin0.480.4571
Sufficiently Up
Slightly volatile
Operating Profit Margin0.580.5532
Sufficiently Up
Slightly volatile
Pretax Profit Margin0.30.5416
Way Down
Pretty Stable
Return On Assets0.280.2678
Sufficiently Up
Slightly volatile
Return On Equity2.081.9852
Sufficiently Up
Slightly volatile

Mastercard Insider Trading History

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Mastercard insiders, such as employees or executives, is commonly permitted as long as it does not rely on Mastercard's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, Mastercard insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
Buy/Sell Ratio# Purchases Trades# Sales TradesTotal Shares PurchasedTotal Shares Sold
2025-03-01
0.1667
4
24
 35,091 
 78,851 
2024-12-01
0.125
1
8
 4,716 
 10,835 
2024-09-01
0.4444
12
27
 29,378 
 575,681 
2024-06-01
0.2685
29
108
 70,076 
 5,528,223 
2024-03-01
0.5952
50
84
 348,566 
 279,340 
2023-12-01
0.2308
3
13
 5,097 
 1,014,225 
2023-09-01
0.1967
12
61
 60,267 
 1,160,931 
2023-06-01
0.5313
17
32
 48,291 
 1,095,628 
2023-03-01
0.9783
45
46
 248,417 
 1,435,752 
2022-12-01
0.2222
2
9
 13,398 
 912,854 
2022-09-01
0.2
2
10
 5,000 
 898,601 
2022-06-01
0.3019
16
53
 33,468 
 697,635 
2022-03-01
0.9091
30
33
 336,429 
 1,134,722 
2021-12-01
0.0667
1
15
 6,500 
 1,019,809 
2021-09-01
0.1765
6
34
 87,969 
 1,749,904 
2021-06-01
0.5435
25
46
 211,664 
 388,771 
2021-03-01
0.7391
51
69
 296,165 
 1,346,761 
2020-12-01
0.1429
4
28
 30,671 
 664,024 
2020-09-01
0.2745
14
51
 154,321 
 1,249,102 
2020-06-01
0.55
22
40
 296,364 
 1,078,053 
2020-03-01
0.9667
58
60
 412,153 
 991,175 
2019-12-01
0.1154
3
26
 33,589 
 199,639 
2019-09-01
0.2333
7
30
 24,957 
 194,300 
2019-06-01
0.3014
22
73
 386,360 
 1,581,576 
2019-03-01
1.1905
25
21
 479,256 
 175,135 
2018-12-01
0.4
2
5
 3,018 
 5,000 
2018-09-01
0.4
2
5
 74,913 
 144,730 
2018-06-01
0.6216
23
37
 282,205 
 670,192 
2018-03-01
1.25
15
12
 479,939 
 94,199 
2017-12-01
0.4286
3
7
 12,454 
 30,000 
2017-09-01
0.1481
4
27
 79,437 
 768,869 
2017-06-01
0.7895
15
19
 253,870 
 624,688 
2017-03-01
0.4839
15
31
 838,881 
 1,513,055 
2016-12-01
0.0909
3
33
 28,390 
 578,267 
2016-09-01
0.0345
1
29
 70,200 
 769,361 
2016-06-01
1.0385
27
26
 300,533 
 586,460 
2016-03-01
0.5
15
30
 867,925 
 1,149,629 
2015-09-01
0.0667
2
30
 78,880 
 423,238 
2015-06-01
1.0
15
15
 144,777 
 293,754 
2015-03-01
0.5526
21
38
 908,020 
 1,546,594 
2014-12-01
0.5556
5
9
 23,995 
 71,280 
2014-09-01
0.1111
6
54
 116,586 
 722,061 
2014-06-01
1.25
15
12
 105,328 
 348,346 
2014-03-01
0.6957
16
23
 883,954 
 2,484,847 
2013-12-01
0.3333
2
6
 968.16 
 6,836 
2013-09-01
0.1613
5
31
 17,417 
 77,998 
2013-06-01
0.7692
20
26
 43,647 
 90,483 
2013-03-01
0.3721
16
43
 97,157 
 407,482 
2012-09-01
0.129
4
31
 2,231 
 94,132 
2012-06-01
4.0
8
2
 2,552 
 105.00 
2012-03-01
0.4651
20
43
 65,491 
 173,023 
2011-12-01
0.3333
3
9
 5,307 
 14,141 
2011-09-01
0.2857
10
35
 11,731 
 169,398 
2011-06-01
0.95
19
20
 28,476 
 53,327 
2011-03-01
0.4545
10
22
 64,500 
 214,780 
2010-09-01
4.5
9
2
 15,688 
 2,551 
2010-06-01
0.12
3
25
 11,828 
 185,654 
2010-03-01
0.2113
15
71
 124,843 
 167,232 
2009-12-01
0.0833
1
12
 48,075 
 108,787 
2009-09-01
0.4
6
15
 38,513 
 72,568 
2009-06-01
2.75
11
4
 7,358 
 4,012 
2009-03-01
0.4615
6
13
 63,132 
 24,147 
2008-09-01
0.1429
5
35
 102,462 
 213,699 
2008-06-01
0.0169
10
591
 11,047 
 144,348 
2008-03-01
0.0139
11
794
 72,504 
 192,962 
2007-12-01
0.0045
1
220
 5,769 
 261,969 
2007-06-01
1.5
6
4
 4,182 
 7,819 
2006-06-01
6.3333
19
3
 1,276,839 
 139,616 

Mastercard Notable Stakeholders

A Mastercard stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as Mastercard often face trade-offs trying to please all of them. Mastercard's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting Mastercard's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
Ajaypal BangaPresident, Chief Executive Officer, DirectorProfile
Michael MiebachPresident, Chief Executive Officer, DirectorProfile
Richard HaythornthwaiteChairman of the Board, Co-Founder, Independent DirectorProfile
Michael FromanVice Chairman and President Strategic GrowthProfile
Merit JanowNon-Executive Independent Chairman of the BoardProfile
Andrea ScerchPresident - Consumer Products and ProcessingProfile
Ari SarkerCo-President - Asia PacificProfile
Edward McLaughlinPresident - Operations and TechnologyProfile
Carlo EnricoPresident - Latin America and Caribbean RegionProfile
Craig VosburgPresident - North America MarketsProfile
Raja RajamannarChief Marketing and Communications Officer and President - HealthcareProfile
Ann CairnsPresident - International MarketsProfile
Ajay BhallaPresident - Cyber and Intelligence SolutionsProfile
Dimitrios DosisPresident - Eastern Europe, Middle East and AfricaProfile
Ling HaiCo-President - International MarketProfile
Raghu MalhotraCo-President - International MarketProfile
Hai LingCo-President Asia/PacificProfile
Raj SeshadriPresident - Data and ServicesProfile
Paul StoddartPresident - New Payment PlatformsProfile
Javier PerezPresident Europe RegionProfile
Sachin MehraChief Financial OfficerProfile
Julius GenachowskiIndependent DirectorProfile
Oki MatsumotoIndependent DirectorProfile
Choon GohIndependent DirectorProfile
Richard DavisIndependent DirectorProfile
Jose LagunesIndependent DirectorProfile
Gabrielle SulzbergerIndependent DirectorProfile
Steven FreibergIndependent DirectorProfile
Rima QureshiIndependent DirectorProfile
Ohki MatsumotoIndependent DirectorProfile
Jackson TaiIndependent DirectorProfile
Ron GreenChief Security OfficerProfile
Devin CorrExecutive RelationsProfile
Richard VermaGeneral Counsel and Head of Global Public PolicyProfile
Jennifer EricksonExecutive Vice President - CommunicationProfile
Michael FraccaroChief Human Resource OfficerProfile
Safdar KhanDivision AsiaProfile
Greg UlrichExecutive Vice President - Strategy, Corporate Development and M&AProfile
Shamina SinghPres FounderProfile
Ambassador JDChief PolicyProfile
Jennifer RademakerExecutive Vice President - Customer DeliveryProfile
Tiffany HallGeneral CounselProfile
Carlos MenendezPresident Enterprise PartnershipsProfile
Yasemin BedirDivisional President - Turkey & Commonwealth of Independent StatesProfile
Jorn LambertChief Digital OfficerProfile
Timothy JDChief OfficerProfile
Warren KneeshawEx RelationsProfile
Ruosi WangCorporate StrategyProfile
Ronald GreenChief Security OfficerProfile
Candido BracherIndependent DirectorProfile
James AndersonExecutive Vice President - Commercial ProductsProfile
Rob BeardGeneral OfficerProfile
Mark BarnettPresident - European BusinessProfile
Harit TalwarIndependent DirectorProfile
Kevin StantonChief Transformation OfficerProfile
Ruosi WanCorporate StrategyProfile
Ajay BangaExecutive Chairman of the BoardProfile
Lance UgglaIndependent DirectorProfile
Blake RosenthalExecutive Vice President - Segment SolutionsProfile
Eva ChenCountry TaiwanProfile
Linda KirkpatrickPresident - North AmericaProfile
Kush SaxenaExecutive Vice President - U.S. Merchants and AcceptanceProfile
Timothy MurphyGeneral Counsel and Chief Franchise OfficerProfile
Youngme MoonIndependent DirectorProfile
Gilberto CaldartVice Chair of Senior Client Partnerships and RelationshipsProfile

About Mastercard Management Performance

The success or failure of an entity such as Mastercard often depends on how effective the management is. Mastercard management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of Mastercard management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the Mastercard management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.39  0.40 
Return On Capital Employed 0.54  0.27 
Return On Assets 0.27  0.28 
Return On Equity 1.99  2.08 
Please note, the presentation of Mastercard's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Mastercard's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Mastercard's management manipulating its earnings.

Mastercard Workforce Analysis

Traditionally, organizations such as Mastercard use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare Mastercard within its industry.

Mastercard Manpower Efficiency

Return on Mastercard Manpower

Revenue Per Employee797.9K
Revenue Per Executive433.3M
Net Income Per Employee364.7K
Net Income Per Executive198.1M
Working Capital Per Employee14.3K
Working Capital Per Executive7.8M

Complementary Tools for Mastercard Stock analysis

When running Mastercard's price analysis, check to measure Mastercard's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Mastercard is operating at the current time. Most of Mastercard's value examination focuses on studying past and present price action to predict the probability of Mastercard's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Mastercard's price. Additionally, you may evaluate how the addition of Mastercard to your portfolios can decrease your overall portfolio volatility.
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